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Get Ahead With The Housing Boom In The Bay Area


According to the LMI score (Leading Market Index) economic and housing activity is currently at 98% of its normal level. But for those consumers left behind because of stringent conventional lending regulations, there are Hard Money loans that can allow them to take advantage the real estate boom.

Whether you have an opportunity to enter the real estate market for the first time or to add to a retirement portfolio  by acquiring a rental,  Hard Money loans offer a way to increase our assets and take advantage of this booming real estate market.

With no loan or appraisal contingencies, quick closings and fewer concerns about property condition, Hard Money loans offer both the buyer and the seller reasons to consider the leap into this otherwise unattainable  financial opportunity.

A recent article from Pacific Union (see link below) explains how affordability has improved in seven of the nine Bay Area counties in the last quarter.  Conditions were unchanged in the third quarter in Napa and Solano counties.  Solano and Contra Costa are two Bay Area counties are more affordable than the statewide average.   San Francisco and San Mateo counties however, remain in the higher-end of median home prices and what with the increasing tech companies in the area, this real estate is more and more coveted.  Real estate in Marin and Santa Clara counties equally remained highly valued.  The moral of the story is, one must know how to make the stronger offer to get the home or property they want because the market is so hot and there is no sign of it slowing down.

We at Sun Pacific Mortgage and Real Estate, are a family owned and operated Hard Money Lending Company that has been in business for almost 30 years  and we offer alternative financing throughout the state of California.

Call us at 707-523-2099 with any questions or scenarios and we  will be happy to help!

Pacific Union full article here:


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“The Guy In The White Hat – Your Hard Money Lender”. Broker and Co-Owner of Sun Pacific Mortgage & Real Estate, family owned and operated in Sonoma County California since 1988.