California's Hard Money Lender Since 1988

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Hard Money From The Right Agents!

Feb 19, 2019 (0) comment , , , , , ,

Hard Money From The Right Agents

“My loan payoff with another lender is due in 3 weeks, but I need just a few more months to qualify for a conventional loan. Can you help me get a fast refinance?” This borrower needed a temporary loan of $525,000 for a property in San Diego. Our Hard Money programs have no problem with…

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Promoting Good News – Anti “Miserablism”

Feb 14, 2019 (0) comment , , , , , ,

Promoting Good News

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the stock market or rising interest…

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Super Agents of Hard Money!

Feb 07, 2019 (0) comment , , , , , ,

Super Agents of Hard Money

“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.   RECENTLY FUNDED WITH…

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Is 2019 the Year to Become a Homeowner or an Investor?

Feb 05, 2019 (0) comment , , , , , ,

2019 California Housing Forecast

According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will outpace 2018. Studies show that 65% of Americans continue to believe that home-ownership is a good investment. With the…

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Is Trust Deed Investing for You in 2019?

Jan 29, 2019 (0) comment , , , , , ,

Is Trust Deed Investing for You in 2019

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.   Trust deed investing can provide high returns.…

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Can’t Go Wrong With Our Superheroes!

Jan 24, 2019 (0) comment , , , , ,

Cant Go Wrong With Our Super Heros

“They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround with docs and a full package! Sun Pacific mortgage was very professional and is loyal to their word.  I would recommend anyone to go there for business.” Borrower, C.M.   RECENTLY FUNDED WITH HARD MONEY We Finance Single…

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Do You Know Your Loan Purpose? It Could Make Or Break Loan Approval!

Jan 15, 2019 (0) comment , , , ,

Do You Know Your Loan Purpose Could Make Or Break Loan Approval

Are you aware that the Loan Purpose is critical to a Hard Money loan?  Actually, any loan? Years ago, loan programs were somewhat divided along the lines of owner occupied or non-owner occupied.  The Dodd-Frank Wall Street Reform and Consumer Protection Act changed that.   Now the Purpose of the loan dictates what loan programs will be available…

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Taking Hard Money To The Next Level Of Super!

Jan 10, 2019 (0) comment , , , , ,

New Year Promo 1a

“True ‘Captains of American Lending’, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.”  Borrower, M.F. RECENTLY FUNDED WITH HARD MONEY We Finance Single Family Houses, Condos, Principal Residences + Multi-Family Units, Commercial & Office $525,000 – Temporary Refinance Escondido, San Diego County 69%…

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What Is The Best Gauge of a Property’s Value?

Jan 08, 2019 (0) comment , , , , , , ,

What Is The Best Gauge of a Property’s Value

There are so many other factors besides the size of your home that affects its value.  How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location?  One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly…

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Are We Looking at a Change In California Real Estate?

Jan 03, 2019 (0) comment , , , , , , ,

Are We Looking at a Change CA Real Estate

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…

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