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Thinking of Renovating? Buckle up!

Jun 12, 2019 (0) comment , , , , , , , ,

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need to be that way.  With the proper preparation and due diligence, pretty much anything can be avoided. We have all heard the horror stories of living a totally upended life during a renovation, and of timelines being ignored by professional contractors.…

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Four Things Parents Should Consider Before Buying a Home

Jun 04, 2019 (0) comment , , , , , , ,

Four Things Parents Should Consider Before Buying a Home

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.   Most buyers start their home search with a list of “must-haves”.  When children are a…

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The 2 R’s: Real Estate and Retirement

May 14, 2019 (0) comment , , , , ,

Real Estate and Retirement

More and more baby boomers are arriving at retirement age and are facing the question: “To sell or to stay?”.  A wise step to take at this juncture is to evaluate your home’s ability to adapt to your retirement needs. Below are some of the factors that a National Board of Realtors have suggested: Affordability:…

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Increase Your Wealth While Paying Your Mortgage

Apr 30, 2019 (0) comment , , , , , ,

Increase Your Wealth While Paying Your Mortgage

Home ownership is a unique opportunity to use housing costs to build wealth over time.   The NAR (National Association of Realtors) recently published a report which broke down the equity gained from appreciation and principal payments.  According to this report, homeowners who purchased their home five years ago realized an 80% gain in appreciation…

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Let’s Garden! Spring Has Arrived!

Apr 23, 2019 (0) comment , , , , , , , ,

Let’s Garden Spring Has Arrived

After one of the worst winters in a decade, Californians are looking forward to a warmer, drier Spring.   Warmer weather tends to bring out the farmer or gardener in many of us…but where to begin? I for one love to garden and each week you can find me doing something to make my garden more…

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Spring Is in The Air For Housing

Apr 16, 2019 (0) comment , , , , ,

Spring Is in The Air For Housing

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.   According to Realtor.com, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers…

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What’s New in Home Design for 2019?

Feb 12, 2019 (0) comment , , , , , , ,

What’s New in Home Design for 2019

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world. Here are some examples of the forecasted changes: Full-height backsplashes…

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Winter Brings Out The Serious Buyers

Jan 22, 2019 (0) comment , , , , ,

Winter Brings Out The Serious Buyers

If someone is out looking for homes in the winter season, it is usually a sign that they mean business.  So how do you, as the Seller, take advantage of this available market? Start by making sure that the exterior of you home is as warm and inviting as the interior.  Bare trees make for…

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Do You Know Your Loan Purpose? It Could Make Or Break Loan Approval!

Jan 15, 2019 (0) comment , , , ,

Do You Know Your Loan Purpose Could Make Or Break Loan Approval

Are you aware that the Loan Purpose is critical to a Hard Money loan?  Actually, any loan? Years ago, loan programs were somewhat divided along the lines of owner occupied or non-owner occupied.  The Dodd-Frank Wall Street Reform and Consumer Protection Act changed that.   Now the Purpose of the loan dictates what loan programs will be available…

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Are We Looking at a Change In California Real Estate?

Jan 03, 2019 (0) comment , , , , , , ,

Are We Looking at a Change CA Real Estate

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…

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Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO

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