California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Racing To Get You Fast Loans – Even When Turned Down Elsewhere!

Jul 18, 2019 (0) comment , , , , , ,

Racing To Get You Fast Loans Even When Turned Down Elsewhere

This Home Buyer Was Turned Down Less Than 1 Week To Close of Escrow.  Below is the thankful Realtor’s testimonial: “A guy in a white cowboy hat was boarding a plane in Seattle when he gets a phone call from a frantic agent: HELP! My client’s loan got denied and it has to close on…

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Difficult-To-Prove Income? We Have the Answer.

Jul 16, 2019 (0) comment , , , , , ,

Difficult To Prove Income We Have the Answer

Self-employed borrowers have always had a difficult time proving their credit worthiness; however, there is a solution.  Despite the roll-back on mortgage regulations, there is a product known as an “alternate documentation” loan, which has helped potential homeowners overcome this obstacle. Let’s look at a variety of situations which might make income verification difficult:  Today’s…

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Turned Down Elsewhere? We Can Help Get You Fast Loan Approval!

Jul 11, 2019 (0) comment , , , , , , ,

Loan Turned Down Elsewhere We Can Help

Despite being turned down by other Underwriters or Lenders, get fast approvals and funding of loans here! Make us your first and favorite Hard Money Lender. We can help those turned down elsewhere and our specialty is speed. Call us today at 707-523-2099 or email us back with any scenario.  We will you know quickly…

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Using Home Equity and a Hard Money Loan for Debt Consolidation

Jul 09, 2019 (0) comment , , , , , ,

Using Home Equity and a Hard Money Loan for Debt Consolidation

Assuming you have enough equity in your home, accessing it to pay off much higher consumer debt is a viable and cheaper alternative.  Paying off high-interest credit cards or high-rate loans with a lower-interest home loan makes sense for many borrowers. However, as with any choice, there are Pros and Cons to be considered.  Let’s…

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Skillfully Funded Loan  of The Week!

Jul 05, 2019 (0) comment

Skillfully Funded Loan of The Week!

Non-Owner Purchase – Daly City, California  A Mortgage Broker contacted us about a Borrower who was having difficulty getting loan approval for an investment property purchase.  He had another property which had incurred some late-payment penalties and so his credit wasn’t good enough.  This was not an issue for our Hard Money loan programs! Within…

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Hard Money Lenders

Jun 12, 2019 (0) comment , , , , , , ,

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Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help. Hard Money Loans Recently Funded We Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income. $500,000 – Non-Owner Purchase…

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Hard Money – More Of The Short Story

Jun 12, 2019 (0) comment , , , , , , ,

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WHAT IS HARD MONEY…. Hard money loans are funded by private individuals. It is not money from a bank. The loans are used to handle a problem in the profile of the Borrower. They are usually short term (1 to 5 years) and can be funded quickly.  We have over 500 individual Investors who invest through…

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Hard Money = Bad Money? Not So!

Jun 11, 2019 (0) comment , , , , , ,

Hard Money Bad Money Not So

Sure, there was a time when hard money lenders might have been viewed as predators, but these business owners have always been in the minority and have never lasted long.  Sun Pacific Mortgage has been in the hard money business for 31 years. You don’t survive and prosper without a loyal following of investors and…

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 Top Reasons For Hard Money This Summer

Jun 06, 2019 (0) comment , , , , , ,

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1. It’s Fast! We have done many refinances and purchase loans in less than a week. 2. Only TWO main qualifications for a Hard Money Loan! A. Equity or a decent down payment. B. An ability to repay the loan (source of income). 3. Credit Score not generally a factor! Do you or a client…

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We are excited to announce our hot summer Hard Money loan programs!

May 31, 2019 (0) comment , , , , , ,

We are excited to announce our hot summer Hard Money loan programs!

Program Attributes: – Fast Funding – Many closed in less than 5 days – Loans from $150,000 to $1.5 Million – All property conditions accepted – Difficult-to-prove income and FICO scores not an issue – Can finance investment properties and primary residences – We finance purchases and refinances   Make us your first and favorite…

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Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO

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