California's Trusted Hard Money Lender Since 1988

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Breaking News – Loan of the Week

Aug 06, 2020 (0) comment , , , , , , , ,

breaking news turned down

We Help Despite Being Turned Down Elsewhere! For any client who is trying to refinance, buy a house or pull cash out but needs this done fast or is having difficulty elsewhere, we can help! Our Hard Money loan programs provide faster than usual funding AND can help those turned down elsewhere for FICO issues,…

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Are California Buyers Still in Bidding Wars?

Aug 04, 2020 (0) comment , , , , , , ,

Are California Buyers Still in Bidding Wars

Because of the lack of inventory that still exists in California real estate markets, sellers remain in the driver’s seat.  At the beginning of the pandemic, in early March, there were many who feared that this recession would trigger a repeat of the 2008 real estate debacle.  By May, the real estate market surprised the…

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Recently Funded – Less Hassle Here

Jul 30, 2020 (0) comment , , , , , , ,

ken and forest loan approved

Less Hassle For Loan Approval With Us! Wish you could get your client’s loan approved for their purchase or refinance? If you are running into difficult underwriting regulations or client has difficult to prove income, property condition isn’t that good or their credit has some issues – we can still help with our alternative financing…

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Recession? Yes, California Housing Market Crash? No

Jul 28, 2020 (0) comment , , , , , , ,

Recession Yes California Housing Market Crash No

The National Board of Economic Research (NBER) has announced that the U.S. economy is officially in a recession.  To which most of us would respond, “No kidding!”  The Bureau defines a recession like this: “A recession is a significant decline in economic activity spread across the economy, normally visible in production, employment, and other indicators.”…

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Recently Funded – Have More Clients Now!

Jul 23, 2020 (0) comment , , , , , , ,

July new promo

Stop Turning Away Clients! We’ve become expert at the packaging of loans for “Turned Down Elsewhere” Borrowers and getting them approved & funded – fast. Our unique Alt-A Hard Money Programs with rates as low as 6.5% is quite popular, allowing us to be a resource to handle almost any Borrower profile that is less…

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Summer Is the Time to Sell in 2020

Jul 21, 2020 (0) comment , , , , , , ,

Summer Is the Time to Sell in 2020

In the past years the spring housing market was the beginning of the selling season.  However, like it is in other States, because of the recent stay-in-place orders and the safety concerns, this year the California real estate season has shifted to the summer. What does that mean for both sellers and buyers up here…

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Loan of the Week – Stop Turning Clients Down

Jul 16, 2020 (0) comment , , , , , , ,

ft and kw Feb

If Turned Down Elsewhere We Can Help! We developed the idea of helping Borrowers who were “Turned Down Elsewhere” over 32 years ago. With Hard Money financing, just picture what we can do for you and/or your Borrower: Get that loan funded!  And fast!  There’s that Borrower who has something in their profile making them…

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Look for a Rebound in the Housing Market

Jul 14, 2020 (0) comment , , , , , , ,

Look for a Rebound in the Housing Market

A hopeful sign of the economic recovery was reported by The National Association of Realtors (NAR) last month when they found that pending home sales increased by 44.3% in May.  This statistic registered the highest month-over-month gain in the index since NAR started tracking this metric in 2001. According to the Pending Home Sales Index…

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Giving More Approvals – Recently Funded

Jul 09, 2020 (0) comment , , , , , , , ,

trusted plain

We Make Home Loans Easier You can get your new mortgage or refinance approved easier with us. After 32 years of offering our Alternative Financing programs we can say with confidence our Hard Money loans are just easier, faster and have less qualification requirements than conventional and traditional financial institutions. Call Today 707-523-2099 with any…

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The Real Estate Market and the Rest of 2020

Jul 07, 2020 (0) comment , , , , , , ,

The Real Estate Market and the Rest of 2020

The question on everyone’s mind is: “What is going to happen to the housing market in the second half of this year?”  After examining unemployment, real estate, and the economic climate, the experts are taking a second look at their previous forecasts. Joel Kan, Associate Vice President of Economic and Industry Forecasting, Mortgage Bankers Association…

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