California's Hard Money Lender Since 1988

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Promoting Good News – Anti “Miserablism”

Feb 14, 2019 (0) comment , , , , , ,

Promoting Good News

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the stock market or rising interest…

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Super Agents of Hard Money!

Feb 07, 2019 (0) comment , , , , , ,

Super Agents of Hard Money

“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.   RECENTLY FUNDED WITH…

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Loan of The Week – Super Fast

Jan 31, 2019 (0) comment , , , , ,

Loan of the Week Super Fast

A Mortgage Broker reached out to us for a client who needed additional funds to complete a commercial property remodel.  He was on a time crunch due to prior contracts with his tenants, so needed a fast loan. The building was in San Fernando Valley and the owner needed $805,000.  Due to property condition, he…

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Can’t Go Wrong With Our Superheroes!

Jan 24, 2019 (0) comment , , , , ,

Cant Go Wrong With Our Super Heros

“They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround with docs and a full package! Sun Pacific mortgage was very professional and is loyal to their word.  I would recommend anyone to go there for business.” Borrower, C.M.   RECENTLY FUNDED WITH HARD MONEY We Finance Single…

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All Lined Up For Bigger & Faster Loans!

Jan 17, 2019 (0) comment , , , ,

All lined up for bigger faster loans

Recently a Real Estate Broker had a client in need of fast financing.  His Home Buyer made good income and had good credit, but due to being self employed with difficult to prove income, the prior Lender couldn’t pull through at the last minute. The needed loan was $763,000 for a 70% loan to value…

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Do You Know Your Loan Purpose? It Could Make Or Break Loan Approval!

Jan 15, 2019 (0) comment , , , ,

Do You Know Your Loan Purpose Could Make Or Break Loan Approval

Are you aware that the Loan Purpose is critical to a Hard Money loan?  Actually, any loan? Years ago, loan programs were somewhat divided along the lines of owner occupied or non-owner occupied.  The Dodd-Frank Wall Street Reform and Consumer Protection Act changed that.   Now the Purpose of the loan dictates what loan programs will be available…

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Taking Hard Money To The Next Level Of Super!

Jan 10, 2019 (0) comment , , , , ,

New Year Promo 1a

“True ‘Captains of American Lending’, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.”  Borrower, M.F. RECENTLY FUNDED WITH HARD MONEY We Finance Single Family Houses, Condos, Principal Residences + Multi-Family Units, Commercial & Office $525,000 – Temporary Refinance Escondido, San Diego County 69%…

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What Is The Best Gauge of a Property’s Value?

Jan 08, 2019 (0) comment , , , , , , ,

What Is The Best Gauge of a Property’s Value

There are so many other factors besides the size of your home that affects its value.  How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location?  One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly…

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Here’s To A Great 2019!

Jan 04, 2019 (0) comment , , , , ,

New Years promo 1a

Happy New Year! “Out with the old and in with the new” is a common mantra for the new year. Our 2019 mantra to you is: “Out with the slow loan approval and in with faster & bigger loan approvals!” Kick off 2019 with a Hard Money loan: Many approved and funded in just 1…

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Are We Looking at a Change In California Real Estate?

Jan 03, 2019 (0) comment , , , , , , ,

Are We Looking at a Change CA Real Estate

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…

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