California Only. Trusted Hard Money Lender Since 1988

Call Today! (707) 523-2099

california trust deed investing
Earn 7.5% – 13% Return

We are always looking for new, experienced investors who are interested in California Trust Deed investing with great returns.  Our company is family owned and operated, in business since 1988.

As of the start of 2020,  we have financed close to 7,000 individual loans; Average 30+ newly available deeds of trusts each month; We are licensed Hard Money Broker, Realtors and Loan Originators through CA Department of Real Estate (DRE) and  Nationwide Mortgage Licensing System (NMLS).  Let us know if you have any questions or interest and we will quickly get back to you.

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Investor Net Worth/Income Disclosure:

As an Investor, you will have to sign a disclosure, affirming that your investment in a single trust deed offering does not exceed 10% of your net worth. This is in accordance with California State Law, covered under the California Business and Professions Code, Section 10232.45:

Recently Funded Trust Deeds Through Us

Below are recently funded loans through our office.  If you are interested in receiving California Trust Deed offerings from us, call our office at 707-523-2099 or fill out the short form at the bottom of this page.

Novato, CA   (Marin County)

First Trust Deed for $450,000 @ 11.5% interest only for 1 year with guaranteed interest for 3 months.

This is a non-owner investment purchase.  Purchase price is $600,000.  Loan to value is 75%.

Property is a single family house, built in 1968, with 2 bedrooms, 2 bathrooms, has 1,117 sq ft., on a lot of .514 acres.  Property is in need of remodeling.  Borrower already has his remodel crew ready once close of Escrow occurs.

The borrower makes good income ($46,155/month), has over $392,000 in the bank, excellent credit (scores of 813 & 801) and owns 11 other properties.  Borrower will be remodeling the property and then refinancing the property as another rental for himself.  This is my second loan for this Borrower. 

Sunnyvale, CA (Santa Clara County)

Second Trust Deed for $490,000 @ 12% interest only for 2 years with a 6 month prepayment penalty.

Value based on appraisal is $1,800,000. Combined Loan to value is 60%.

Property is a Single Family Residence built in 1968, with 4 bedrooms, 3 bathrooms and is 2,295 sq. ft. on a lot of .16 acres.  This is a non-owner property and will be rented out after upgrades are done with the proceeds of this loan.  Rent will be as high as $5,000+/month for a remodeled property this size.  An assignment of rents will be done on this loan.

The first mortgage has a balance of $587,888 with a monthly payment of $1,800.

Borrower inherited this property when his father died earlier this year.  His dad was ill for a while and fell behind on the mortgage.  This loan will get the first current, pay off some debts from when his father was ill, and give the costs needed to rehab the property to be rented out at a higher amount.

The borrower makes good income (about $20,300/month), a credit score of 593, and this property has been owned for over 28 years in his family.

Los Angeles, CA (LA County)

First Trust Deed for $950,000 @ 12% interest only for 2 years, with a 6 month prepayment penalty.

Valuation done by recent appraisal is $1,350,000.  Loan to value is 70%.

Property is a Single Family Residence built in 1950, with 2 bedrooms, 1 bathroom, 1,160 sq ft, on a lot of .112 acres.

There are 5 units and all are rented out, with a gross monthly rental income of $10,650.  This rental income covers the monthly payment on this loan ($9,500) and there will be an assignment of rents.  This loan will be paying off an existing Hard Money loan of $845,000.   

Fill This Out To Receive Specifics About Becoming An Investor With Us.

There is no obligation to you and we guarantee your privacy.  We are a licensed Broker and have worked with multitudes of private investors, some with us since 1988.