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california trust deed investing
Earn Upwards of 13% Return On Your Money

We are always looking for qualified investors who are interested in high returns on their money through investment in California Trust Deeds. As of 2020, we have financed over 10,000 individual loans, averaging 30+ newly available deeds of trusts per month.

Family owned and operated, we are licensed Private Money Brokers, Realtors and Loan Originators through CA Department of Real Estate (DRE) and the Nationwide Mortgage Licensing System (NMLS).

Being in business for over 3 decades has given us multitudes of past borrowers as well as referring Realtors, conventional Brokers and Lenders.   This enables us to send out new Deeds of Trust for your investment almost daily. 

A private money loan (also known as hard money) is simply a short-term loan secured by real property and funded by a private investor(s).  The terms are generally 12 months but they can be extended. Monthly payments are usually interest only with a balloon payment at the end of the term.  The intent is that within the term of the loan, the Borrower corrects the issues that prohibited them from obtaining a conventional loan. If that goal is not achieved, the private money loan may be extended or refinanced into another such loan.


Investor Net Worth/Income Disclosure:

As an Investor, you will be required to sign a disclosure, affirming that your investment in any single trust deed offering does not exceed 10% of your net worth. This is in accordance with California State Law, under the California Business and Professions Code, Section 10232.45: https://law.onecle.com/california/business/10232.45.html

Trust Deeds We’ve Recently Funded

If you are interested in receiving California Trust Deed offerings, call us at (707) 523-2099 or fill out the short form below.


San Diego (San Diego County)
San Diego
First Trust Deed for $750,000 @ 10.5% interest only for 15 years.  First 3 years are interest only and the following 12 years are interest plus principal.

Value from online comparisons is $1,348,339.

Loan to value is 55%

*Owner Occupied Refinance*

Property is a Single Family Residence of 2,512 sq. feet with 5 bedrooms, 3.5 bathrooms on a lot of .2961 acres.
Borrowers have owned this home for 16 years, have 34-year tenure on their jobs, and $23,000/month income.  Purpose is debt consolidation to improve credit.

Petaluma (Sonoma County)
PetalumaFirst Trust Deed of $566,000 @ 11% interest only for 11 months.
Purchase price is $755,000.  MLS Comps support this value.
Loan to value is 74%
*Owner Occupied, Purchase Bridge Loan*

Property is a Single Family Residence of 995 sq. ft. with 3 bedrooms, 1 bathroom, built in 1950 on a lot of .12 acres.
Borrower is coming in with about $219,000 cash to close, over $6,800/month income, perfect credit.

Los Gatos (Santa Cruz County)
Santa CruzFirst Trust Deed for $1,800,000 @ 12% interest only for 3 years with 6 months of prepaid interest.
Value from appraisal is $2,900,000.
Loan to value is 62%
*Non-Owner Occupied, Business Purpose Loan* Property is rented out for $20,750/month.  This loan will have an Absolute Assignment of Rents.

Property is a Single Family Residence of 4,700 sq. ft with 3 bedrooms, 2 ½ bathrooms built in 2013 on a lot of 11.25 acres.
Borrower has a current loan that is coming due, debt consolidation, borrower has over $34,000/month income, over $75,000 in the bank very good credit.

Encino (LA County) 
EncinoSecond Trust Deed of $550,000 @ 11% interest only for 11 months.
Value from average online sites is $2,405,730.
Combined loan to value is 55%.

First mortgage is $776,626 @ 2.75% interest with a monthly payment of $2,873 which includes payment for property taxes and insurance.
*Owner Occupied, 2nd mortgage*
Property is a Single Family Residence with 3,862 sq. ft. 5 bedrooms, 4 bathrooms, built in 1995 on a lot of .21 acres.
Borrower has owned this property for 8 years, over $14,000/month income, and this is a past borrower of ours.

Note: Investments in Trust Deeds secured by one or more interests in real property are subject to risk of loss.

Earn more on your money.
Email us for specifics on becoming an investor with us.

There is no obligation to you and we guarantee your privacy.  We are a licensed Broker and have worked with multitudes of private investors, some with us since 1988.


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    Invest in Trust Deeds