We can provide our Hard Money or Private Money Loan programs in many locations across the United States. Our expert team will work with you or your borrower to get that loan funded fast! Reach out to us directly by calling us at (707) 523-2099 or by filling out the form below. Our multiple loan programs below may just fit perfectly with your loan scenario and location!
Investment Property Loans
Refinance With Hard Money
Stated Income Loans
View our Programs Rate Sheet by
What exactly is a Private Money Loan or Hard Money Loan?
A hard money loan is simply a short-term loan secured by real estate and funded by a private investor rather than a financial institution. The terms are generally 1 – 3 years, but they can be extended. Monthly payments are usually interest only with a balloon payment at the end of the term, although by then, the borrower is often able to refinance with a conventional loan.
Hard money lenders are primarily concerned with the property’s value rather than the borrower’s credit. Borrowers with less than stellar credit, even foreclosures or bankruptcy, can still obtain a hard money loan if there is enough equity in the property that is being used as collateral.
For other related questions, click here for our FAQ page!
Call (707) 523-2099 for a free quote, to start your loan process, or below you can email us your questions today!
Simply fill out the form below and we’ll reply with no obligation to you. Your privacy is absolutely guaranteed.