California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Hard Money Lenders

Jun 12, 2019 (0) comment , , , , , , ,

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Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help. Hard Money Loans Recently Funded We Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income. $500,000 – Non-Owner Purchase…

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Thinking of Renovating? Buckle up!

Jun 12, 2019 (0) comment , , , , , , , ,

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need to be that way.  With the proper preparation and due diligence, pretty much anything can be avoided. We have all heard the horror stories of living a totally upended life during a renovation, and of timelines being ignored by professional contractors.…

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Hard Money – More Of The Short Story

Jun 12, 2019 (0) comment , , , , , , ,

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WHAT IS HARD MONEY…. Hard money loans are funded by private individuals. It is not money from a bank. The loans are used to handle a problem in the profile of the Borrower. They are usually short term (1 to 5 years) and can be funded quickly.  We have over 500 individual Investors who invest through…

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Hard Money = Bad Money? Not So!

Jun 11, 2019 (0) comment , , , , , ,

Hard Money Bad Money Not So

Sure, there was a time when hard money lenders might have been viewed as predators, but these business owners have always been in the minority and have never lasted long.  Sun Pacific Mortgage has been in the hard money business for 31 years. You don’t survive and prosper without a loyal following of investors and…

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 Top Reasons For Hard Money This Summer

Jun 06, 2019 (0) comment , , , , , ,

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1. It’s Fast! We have done many refinances and purchase loans in less than a week. 2. Only TWO main qualifications for a Hard Money Loan! A. Equity or a decent down payment. B. An ability to repay the loan (source of income). 3. Credit Score not generally a factor! Do you or a client…

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Four Things Parents Should Consider Before Buying a Home

Jun 04, 2019 (0) comment , , , , , , ,

Four Things Parents Should Consider Before Buying a Home

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.   Most buyers start their home search with a list of “must-haves”.  When children are a…

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We are excited to announce our hot summer Hard Money loan programs!

May 31, 2019 (0) comment , , , , , ,

We are excited to announce our hot summer Hard Money loan programs!

Program Attributes: – Fast Funding – Many closed in less than 5 days – Loans from $150,000 to $1.5 Million – All property conditions accepted – Difficult-to-prove income and FICO scores not an issue – Can finance investment properties and primary residences – We finance purchases and refinances   Make us your first and favorite…

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Why Do Most People Invest in Rental Real Estate?

May 29, 2019 (0) comment , , , , , , ,

Why Do Most People Invest in Rental Real Estate

With Spring comes an uptick in serious buyers looking to invest in property, each with their own agenda.  Among the most common reasons buyers will tell you that they have chosen this type of investment, five stand out as most common: Cash Flow: Buyers are looking for a monthly cash flow. Equity:  Buyers are counting…

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Recently Funded – Let’s Crush Summer Together!

May 23, 2019 (0) comment , , , , , ,

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We can CRUSH those slow loan approvals and overcome loan disapprovals with our Hard Money programs! Let us help you overcome all your summer alternative financing needs for real estate purchases and refinances. Read below to see some of our recently funded loans.   And Call Us today at (707) 523-2099 to see how we…

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Why Are Millennials Buying Now?

May 21, 2019 (0) comment , , , , , , ,

Why Are Millennials Buying Now

A recent study of Millennial buyers examined the reasons they are choosing to buy a home at this time.  Here are the results: 1. To Control their Living Space – 93% Many a renter has dreamt of painting their space to reflect their personal style. Some Millennials yearn for a pet they are prohibited from…

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Recently Featured:

Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO

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