We have only two main qualifications for these loans:
1. Decent existing equity or at least 25-35% down payment (case by case basis).
2. An ability to repay the loan. (consumer purpose loans only)
Get pre-approval in as quick as 10 minutes! Loan approval in as quick as 12 hours!
Note: California Only Financing. $150,000 minimum loan amount required.
We have been providing hard money loans since 1988 and have not yet run out of private money to offer.
If you searched “Hard Money Lenders Near Me” and found us, we look forward to helping with our home loan programs. We have hundreds of private money lenders for residential real estate anywhere in California, and offer the alternative financing you are looking for!
Most Borrowers and Agents who call us need quick action and approval – because they are running out of time. We understand Brokers and Lenders want to help, but traditional underwriting is not always the best fit. Borrowers can get our financing despite bad credit, self employment or difficult to prove income, poor property condition, etc.
Sun Pacific Mortgage is here to provide you with the hard money loans you need so everyone comes out a winner.