Home > Hard Money Loans With Us

Need a Reliable and Fast Private Money Source?

For over 3 decades we have helped thousands of Home Buyers & Home Owners.

We work with Brokers, Lenders and Realtors to get their clients the needed financing.

You never want to tell a Buyer or Borrower “no” – this is where we come in!

Note: We offer financing for real estate mortgages only.


Most Borrowers and Agents who call us need quick action and approval – because they are running out of time. We understand Brokers and Lenders want to help, but traditional underwriting is not always the best fit. Borrowers can get our financing despite bad credit, self employment or difficult to prove income, poor property condition, etc.

Sun Pacific Mortgage is here to provide you with the hard money loans you need so everyone comes out a winner.

Tired of all the extra conditions and qualifications?

Just one main qualification for our Private Money Programs:

1. Decent down payment on a purchase, or good existing equity for a refinance

Want fast approval?

Get pre-approval in as quick as 10 minutes!  Loan approval in as quick as 12 hours!
Note: California Only Financing. $150,000 minimum loan amount required.

Do you already have a hard money source who has run out of funds?

We have been providing hard money loans since 1988 and have not yet run out of private money to offer.

If you searched and found us, we look forward to helping with our home loan programs. We have hundreds of private money lenders for residential real estate anywhere in California, and offer the alternative financing you are looking for!

Call us today at (707) 523-2099 or email us by filling out the form below.

    (Your information will not be given out or sold. Only someone from our family company will review your email and be in touch soon. We hope to be able to help!)

    * We ONLY Offer Loans for Real Estate.
    * Our Lenders do NOT finance mobile homes. Any manufactured house MUST be on a permanent foundation for us to consider financing it.
    * Minimum loan amount starts at $150,000.
    * ARV/Future Value Financing not available

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    Are you trying to get a loan for (Required):

    Is your desired loan above $150,000 (Required - Minimum loan size our Lenders will consider is $150,000):

    What loan amount are you looking for? (Required - Enter a dollar amount.)

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    Please confirm this loan request will be against real estate - We do not offer personal loan financing (Required).

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    Hard Money Loans With Us