California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

Click Here to Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Click Here to Learn More

We offer FAST Hard Money Financing and Deeds of Trust Investing throughout California!

Brokers & Realtors Click Here Investors Click Here

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

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Loan Info

  • Fast Funding ability.
  • Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 70% LTV, case by case basis.
  • Loan amounts start at $175,000 and go up to $2 million+.
  • Single Family Houses, Multi-Family Properties, Condos and Business Properties

Latest Posts

Set Up Your Summertime Financing – Loan of the Week

“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal...

Posted on May 16, 2019

The 2 R’s: Real Estate and Retirement

More and more baby boomers are arriving at retirement age and are facing the...

Posted on May 14, 2019

Hard Money – The Shortest Version

Only TWO main qualifications for our loans: Equity or decent down payment. Ability to...

Posted on May 09, 2019


To the Super Heroes in White Hats!  What can be said about the incredible family business that you have created.  Here are a few things to start with…
As FAST as ‘THE FLASH’, your efficiency and cohesiveness as a team is unmatched & always produces speed that rivals sound.
True ‘CAPTAINS OF AMERICAN’ Lending, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.
As HEROIC as ‘HE-MAN’, time and again you do the heavy lifting to ensure security for your trusting clients!
For all that you do THANK YOU!   With much gratitude, M.F. Family

M.F. Family

This is my 3rd file with you Ken, in less than 30 days, and each interaction with you has been pleasant, casual, professional and I’ve had nothing but praises for you and Sun Pacific.   I’m looking forward to much continued business with you and Sun Pac.

D.M. – Broker

Ken, we did it again.  I love your quick turnaround/process and am also looking forward to closing more transactions with you.

Broker, Donnie M.

Thank you as well Ken! You have no idea how happy you made this client. Distressed situations are ever easy, but you really did make it as quick and easy as possible. (And this was not an easy transaction so THANK YOU!)  More to come!

Lender, Elise B.