California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

Click Here to Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Click Here to Learn More

We offer FAST Hard Money Financing and Deeds of Trust Investing throughout California!

Brokers & Realtors Click Here Investors Click Here

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

stop watch

Loan Info

  • Fast Funding ability.
  • Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 70% LTV, case by case basis.
  • Loan amounts start at $175,000 and go up to $2 million+.
  • Single Family Houses, Multi-Family Properties, Condos and Business Properties

Latest Posts

Hard Money Lenders

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099...

Posted on Jun 12, 2019

Thinking of Renovating? Buckle up!

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need...

Posted on Jun 12, 2019

Hard Money – More Of The Short Story

WHAT IS HARD MONEY…. Hard money loans are funded by private individuals. It is...

Posted on Jun 12, 2019

Testimonials

Forest is the best. He delivers his promises. He is helpful from start to finish. Every time I need to finance my purchases I am using his company [Sun Pacific Mortgage] because he is very reliable person. I just refinanced and did new purchase and it went very smoothly.

Repeat Borrower, L.T.

FOREST is the best. He delivers his promises. He is helpful from start to finish. Every time I need to finance my purchases I am using his company because he is very reliable person. I just refinance and did new purchase and went very smoothly.

Lenny T.

To the Super Heroes in White Hats!  What can be said about the incredible family business that you have created.  Here are a few things to start with…
As FAST as ‘THE FLASH’, your efficiency and cohesiveness as a team is unmatched & always produces speed that rivals sound.
True ‘CAPTAINS OF AMERICAN’ Lending, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.
As HEROIC as ‘HE-MAN’, time and again you do the heavy lifting to ensure security for your trusting clients!
For all that you do THANK YOU!   With much gratitude, M.F. Family

M.F. Family

This is my 3rd file with you Ken, in less than 30 days, and each interaction with you has been pleasant, casual, professional and I’ve had nothing but praises for you and Sun Pacific.   I’m looking forward to much continued business with you and Sun Pac.

D.M. – Broker