California's Trusted Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Trusted Hard Money Source

Since 1988 Family Owned and Operated
Hard Money Lenders for Owner Occupied & Investment Properties Alike!

Click Here to Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Click Here to Learn More

Since 1988, offering FAST Hard Money Financing and Deeds of Trust for Investing throughout California

Only TWO main qualifications for a Hard Money loan:

1. Good equity or a decent down payment.
2. An ability to repay the loan.

Brokers & Realtors Click Here Investors Click Here

Loan Info

  • Alt-A Hard Money with lower-rates of 7.5% – 8.5%
  • Fast Funding ability.
  • Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 65% – 75% LTV, case by case basis.
  • We help those turned down elsewhere for a home loan; Owner Occupied & Investment properties alike!
  • Single Family Houses, Multi-Family Properties, Condos and Business Properties
  • Honest and Direct Hard Money Lending

Latest Posts

Loan of the Week – Next Generation

Heading Into Our Next Generation of Lending With over 3 decades in the business...

Posted on May 28, 2020

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One of the burning questions facing all Californians today is: with Californians self-distancing and...

Posted on May 26, 2020

Recently Funded – Helping Where Needed

Let Us Be Of Help When Needed. These are trying times for many.  Wouldn’t...

Posted on May 21, 2020

Testimonials

“I have a couple of loans with Sun Pacific and they are doing well. I would recommend them to do business with. I have been a broker for 44 years here in Sonoma County.”

Sandra Geary, Broker/Partner at Prime Real Estate Services

“Only place I go for ‘Hard’ Money”.

Sonoma County Realtor – C.B.

“Forest has assisted in many complicated transactions which enables us to get to the finish line for our clients. Very professional and knowledgeable.”

D.D.F. – Realtor Sonoma County

“Excellent Service!”

Realtor, B.C.