We hope our not-normal loan programs, also known as hard money, can help you achieve your clients’ goals of home ownership or investment growth.
We have only two main qualifications for these loans:
#1. Decent existing equity or at least 25% down payment and
#2. An ability to repay the loan (source of income).
In today’s competitive market, one needs to be creative. Home buyers need stronger offers and home sellers need more options. Sun Pacific Mortgage is here to provide you with the hard money loans your clients are seeking so everyone comes out a winner. We have very fast loan approval and have provided financing to many borrowers/home buyers in less than 1 week!
NOTE: We do Jumbo Loans Commonly.
Borrowers can get our financing despite bad credit, difficult to prove income, property a fixer, etc! We finance Jumbo Loans, Bridge and short term loans, Owner Occupied purchases and refinances, investment purchases, and commercial.
Bridge The Gap for Home Sellers To Become Home Buyers…
With our bridge loans and short term loans, real estate activity can be increased and benefit those Home Owners who do want to sell.
• This type of financing removes the stress of having to get into contract on a new home before one sells their current house.
• Purchase offers can be extra strong as the financing required to buy a new home is available, no longer requiring a contingency of one’s current house to be sold.
In 2016 our company funded 235 Hard Money loans. It was a good mix of owner occupied loans, rental property loans, Bridge loans, Temporary Loans, small Commercial Loans and Land Loans. We took an average of 20 days to fund a loan, with our fastest funding in 3 days! January 2017 marked the 29th Anniversary of our family company doing home loans.
Ken Walker & Forest Tardibuono – “The Guys in the White Hats”