California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Hard Money From The Right Agents!

Feb 19, 2019 (0) comment , , , , , ,

Hard Money From The Right Agents

“My loan payoff with another lender is due in 3 weeks, but I need just a few more months to qualify for a conventional loan. Can you help me get a fast refinance?” This borrower needed a temporary loan of $525,000 for a property in San Diego. Our Hard Money programs have no problem with…

Read more

Promoting Good News – Anti “Miserablism”

Feb 14, 2019 (0) comment , , , , , ,

Promoting Good News

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the stock market or rising interest…

Read more

What’s New in Home Design for 2019?

Feb 12, 2019 (0) comment , , , , , , ,

What’s New in Home Design for 2019

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world. Here are some examples of the forecasted changes: Full-height backsplashes…

Read more

Is 2019 the Year to Become a Homeowner or an Investor?

Feb 05, 2019 (0) comment , , , , , ,

2019 California Housing Forecast

According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will outpace 2018. Studies show that 65% of Americans continue to believe that home-ownership is a good investment. With the…

Read more

Loan of The Week – Super Fast

Jan 31, 2019 (0) comment , , , , ,

Loan of the Week Super Fast

A Mortgage Broker reached out to us for a client who needed additional funds to complete a commercial property remodel.  He was on a time crunch due to prior contracts with his tenants, so needed a fast loan. The building was in San Fernando Valley and the owner needed $805,000.  Due to property condition, he…

Read more

Is Trust Deed Investing for You in 2019?

Jan 29, 2019 (0) comment , , , , , ,

Is Trust Deed Investing for You in 2019

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.   Trust deed investing can provide high returns.…

Read more

Winter Brings Out The Serious Buyers

Jan 22, 2019 (0) comment , , , , ,

Winter Brings Out The Serious Buyers

If someone is out looking for homes in the winter season, it is usually a sign that they mean business.  So how do you, as the Seller, take advantage of this available market? Start by making sure that the exterior of you home is as warm and inviting as the interior.  Bare trees make for…

Read more

Do You Know Your Loan Purpose? It Could Make Or Break Loan Approval!

Jan 15, 2019 (0) comment , , , ,

Do You Know Your Loan Purpose Could Make Or Break Loan Approval

Are you aware that the Loan Purpose is critical to a Hard Money loan?  Actually, any loan? Years ago, loan programs were somewhat divided along the lines of owner occupied or non-owner occupied.  The Dodd-Frank Wall Street Reform and Consumer Protection Act changed that.   Now the Purpose of the loan dictates what loan programs will be available…

Read more

What Is The Best Gauge of a Property’s Value?

Jan 08, 2019 (0) comment , , , , , , ,

What Is The Best Gauge of a Property’s Value

There are so many other factors besides the size of your home that affects its value.  How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location?  One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly…

Read more

Are We Looking at a Change In California Real Estate?

Jan 03, 2019 (0) comment , , , , , , ,

Are We Looking at a Change CA Real Estate

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…

Read more

Categories