Why Borrow Private Money for Real Estate?
Borrowers have several options when looking for a mortgage. But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”. Private lending exists for several reasons, among them consider the following: Speed of Closing: Conventional mortgages usually take between 45-90 days to…
Read moreWhy Cash-Out Refinances?
A recent report in Quarterly Refinance Statistics, which covered refinances through 2020, stated that the dollar amount of cash-out refinances was greater in 2020 than in recent years. In another article published by Freddie Mac a report stated the following: “Americans treated their homes like ATMs last year, withdrawing $157.7billion amid a cash-out refinancing spree…
Read moreDirect Financing
We Can Get That Loan DONE! Our Private Money loan programs offer: Quick Loan Approval Faster Closes! Difficult-to-prove-income OK Credit Problems OK Contact us here, or give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help.
Read moreSonoma County Real Estate Snapshot In March
Living in Sonoma County has proven to be more difficult over the last year due to the restrictions imposed, however, that has not stopped or slowed down the continued good health in the real estate market here! The following data regarding single-family residences obtained from the county’s MLS will shine a light on just how…
Read moreIs a Private Money Loan Right for You?
To properly answer this question, we must first identify the meaning of a “private money” and “hard money” loan. In short, these terms are interchangeable and is a type of loan that is secured by real property. They are generally short-term loans with the Lender being an individual or company rather than a bank. These…
Read moreNeed A Loan Rescue?
The Guys in the White Hats Can Get That Loan Done! FAST Approvals Credit Problems Ok Local Lender, Family owned & operated Loan of the Week A local Mortgage Broker in Sonoma County sent his Borrower’s loan to us, due to some credit issues that popped up at the last minute. This Borrower needed 529,000…
Read moreNorth Bay Real Estate Trends for February 2021
Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market. This is the lowest inventory amount since 2005 and 2% below that of January. This region generally enjoys a Spring…
Read moreThe Guys in the White Hats Can Get That Loan Done!
Need FAST financing? Turned down elsewhere for a home loan? We are Direct Private Money Lenders: Make Faster Offers – 10 day close! Difficult to prove income OK Trusted by over 10,000 Borrowers Credit Problems OK Recently Funded Program: Owner Occupied Refinance Loan Size: $2,590,000 Loan to value: 70% Location: Sausalito, CA Why Came To…
Read moreThe California Housing Market: Trends and Forecast 2021
There is little doubt that the California housing market forecast is projected to be positive. CAR conducted a survey and found the following opinions generally held by most of the experts: Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term. 60% of agents believe that…
Read moreWant More Loan Options?
We offer FAST private money financing for your real estate needs: FAST Loans More forgiving qualifications We Can Help Despite Being Turned Down Elsewhere! Loan of the Week A Broker from Santa Clara called us, requesting fast help with a Borrower she had. This particular Homeowner was looking for a fast refinance and cash-out of…
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