California Only. Trusted Hard Money Lender Since 1988

Call Today! (707) 523-2099

Increase Your Success Rate With Our Loan Programs.
We’ve Worked With Brokers and Lenders Since 1988!

(And We Work With Realtors Too!)

We get loans brokered or referred to us by mortgage professionals who had to tell the borrower “no” for whatever reason.  Most that call us need quick action and approval – because they are running out of time. We understand Brokers and Lenders want to help, but traditional underwriting is not always the best fit. We’ve paid many commissions to licensed Brokers and Originators. Call us at 707-523-2099 for immediate assistance or Click Here To Find Out How To Get Fast Loan Approval From Us, For Your Borrower.

Hate Turning a Borrower Away?

Hate Turning a Borrower Away?

We are uniquely qualified in that our underwriting is based on 2 things:

  1. Loan to value. (We loan up to 65% – 75% of the value of the property – case by case basis)
  2. Ability to repay.  (Even our “ability to repay” is far more flexible than conventional underwriting.)

Have a Borrower who has something in their profile that makes them less than “A” quality?  Instead of turning them away, take advantage of our Alt-A Hard Money Programs with rates as low as 6%. 

NOTE: Our specialty is funding fast  – many loans done in less than 1 week.  We offer honest hard money financing for primary residences and investment properties alike – single unit and multiple units.  And your borrowers can qualify for our financing despite poor credit, self employment or difficult to prove income, property condition bad, etc.  We finance jumbo loans, Bridge and short term loans, owner occupied purchases and refinances, investment purchases and refinances as well as smaller commercial real estate.

Call us today at (707) 523-2099 or email us by filling out the form below.

Ken Walker & Forest Tardibuono – “The Guys in the White Hats”

Hard Money Loan Programs:

These Funded Loans Below Were Brokered Or Referred To Us:

Windsor, California (Sonoma County)
(Referred by bank agent – they had to close FAST.)
Loan Program:
Primary Residence Purchase Short Term Loan
Loan Amount: $460,000 with 60% LTV
Days To Fund: 5 days
Why Needed Hard Money: Turned down at least moment when already in Escrow, due to question about proof of income. Didn’t want to lose out on deposit or on home purchase so needed fast loan which we could deliver.

Temecula, California (Riverside County)
(Brokered after other conventional Lender tried to get this done for months.)
Loan Program:
Bridge Loan
Loan Amount: $839,000
Days To Fund: 18 days
Why Needed Hard Money: Couldn’t wait any longer for old house to be sold. Needed a loan to buy a new home in another City while current house being listed got sold.

Santa Rosa, California (Sonoma County)
(Brokered to us by “A” Paper Lender once couldn’t get approval by his Underwriters.)
Loan Program:
Non-Owner Occupied Purchase
Loan Amount: $882,500 with 61% LTV
Days To Fund: 17 days
Why Needed Hard Money: Wanted to buy an investment property but due to property condition couldn’t qualify for traditional financing.

Covina, California (Los Angeles County)
(Other Mortgage Broker unable to resolve this self-employed, difficult to prove income documentation.)
Loan Program:
Owner Occupied Cash Out
Loan Amount: $450,000 with 62% LTV
Days To Fund: 11 days
Why Needed Hard Money: Wanted to consolidate high-rate credit card debts and do some home improvements but having difficulty getting financing due to being self-employed with difficult to prove income.

Mill Valley, California (Marin County)
(Realtor reached out to us as other Lending Institution was unable to provide a fast close, which is what the Buyer & Realtor wanted.)
Loan Program:
Primary Residence Purchase
Loan Amount: $599,000 with 59% LTV
Days to fund: 8 days
Why Needed Hard Money: Wanted a stronger offer with a very short closing date and no loan contingency, which we could offer.

Have a Question or Loan Scenario? Email us.

We provide ONLY California Real Estate financing. Minimum loan amount starts at $150,000.

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