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Fast Home Financing Now. Saddle Up!

Quick Financing Direct Programs Quick Financing By The Fastest Funders In The West! Saddle Up And Take Advantage Of The Speed That Sun Pacific Has To Offer:Saddle Up For Fast Private Money Loans!

Quick Financing by the Fastest Funders in the West! Saddle up and take advantage of the SPEED that Sun Pacific has to offer:

  • Fast Closes: 10 days or less
  • Turned Down Elsewhere – We Can Help
  • Trusted by over 10,000 Borrowers
  • Family Owned & Operated for 35 years

Loan of the Week

Program: Investment Property Refinance
Loan Size: 995k
Location: Monterey County
Days To Close: 9 Days
Reason Came To Us: Borrower came to us as after Underwriting withdrew their loan approval shortly before they were to sign their refinance.  There was some issue with proof of income and the Borrower was mid construction on a house and needed fast financing to complete the project.  We quickly got his loan approved and funded in just 9 days.

If you or someone you know needs fast financing or you’re having difficulty proving income or otherwise turned down, we have the answer.  Our Private Money programs make it easy to get that loan done and make you happy! Give us a call at 707-523-2099 or email us with your scenario to see how we can help.

Get Extra Luck – It’s Almost Saint Patrick’s Day

Image1 Bringing You Extra Luck For A Happier Saint Patrick'S Day! Use Our Private Money Loan Programs For:Be Extra Lucky This Saint Patrick’s Day
* Fast Home Loans With Us*

Bringing you extra luck for a happier Saint Patrick’s Day! Use our private money loan programs for:

  • Fast Fundings & Closings – 10 days or less
  • Loan Approval Despite Being Turned Down Elsewhere

After 35+ years in business, we continue to work hard to get the real estate financing our Borrowers need.

Call us at (707) 523-2099 or visit our website at www.sunpacificmortgage.com with your questions or scenarios – and we’ll let you know just how lucky our Private Money programs can be.

Fastest Funder In The West – Loan of the Week!

Fastest Financing In The West Broker The Quicker The Close, The Lower The Stress. Get Fast Private Money Loans For You Or Someone You Know And Leave The Competition In The Dust!Cowboy Broker to the Rescue

The quicker the close, the lower the stress. Get Fast Private Money loans for you or someone you know and leave the competition in the dust!

  • Fast Approvals
  • Trusted by over 10,000 Borrowers
  • Credit Problems OK
  • Financing up to 2+ million

Loan of the Week

Program: Owner-Occupied Purchase
Loan Size: $787,000
Location: Sonoma County
Reason Came To Us: Borrower was turned down last minute due to a credit issue popping up, requiring a few more months of handling.  He was in Escrow already, with closing date just 9 days away.  We jumped right onto it and with our FAST Private Money program, had this funded in just 7 days!

At Sun Pacific Mortgage, Broker Cowboy Broker and his team have you covered with our Direct Private Money Programs. Saddle up and give us a call today at 707-523-2099 or visit our website at www.sunpacificmortgage.com with any questions or specific scenarios. We will quickly let you know what help we can provide to you!

Big, Fast, and Direct – Recently Funded!

Image6 1 End The Wild Ride And Get Real Estate Financing With One Of Our Direct Private Money Programs.Our Private Money Loans Do BIG and FAST!

End the wild ride and get real estate financing with one of our Direct Private Money Programs.

Purchase or Refinance mortgage taking too long?  Or being turned down at the last minute?  Let us help you or someone you know fulfill the need for BIG and FAST lending, just like we did for the Borrowers below:

Recently Funded

Program: Investment Property Cash-Out
Loan Size: 885k
Location:  San Luis Obispo County
Why Came To Us:  Difficult to prove income as self-employed.

Program: Property Purchase
Loan Size: 904k
Location: Marin County
Why Came To Us: Debt to income ratios above conventional financing requirements.

Program: Owner-Occupied Business Purpose Refinance
Loan Size: 725k
Location:  Solano County
Why Came To Us: Had a business loan coming due and wanted extra capital for company expansion.

We look forward to helping you or someone you know with our BIG and Fast Private Money programs.  Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com and we will get back to you with how we can help!

How About Some Fine-Tuned Fast Home Financing in California?

Image2 1 Get Your Stopwatch Ready Because Our Team Is Feeling The Need For Speed! When You Or Someone You Know Needs Speed, Look No Further Than Our Direct Private Money Programs. We Can Get Them That Loan - Fast.  After 35 Years In Business, We Provide Fine-Tuned Lending, As Can Be Seen In The Examples Below:Fine-Tuned Fast Lending!

Get your stopwatch ready because our team is feeling the need for speed! When you or someone you know needs SPEED, look no further than our Direct Private Money Programs. We can get them that loan – FAST.  After 35 years in business, we provide fine-tuned lending, as can be seen in the examples below:

Recently Funded

Program: Primary Residence Business Purpose Refi
Loan Size: 625k
Location:  Napa County
Why Came To Us:  Wanted to do debt consolidation on high interest company credit cards and expand business location.

Program: Investment Refinance
Loan Size: 960k
Location: San Diego County
Why Came To Us: Debt to income ratios were too high with other conventional lenders due to multiple properties owned, but borrower didn’t want to miss out on a good investment.

Program: Rental Property Purchase
Loan Size: 1.02 million
Location:  San Benito County
Why Came To Us: Had difficult to prove income but needed to complete an important 1031 Exchange transaction.

At Sun Pacific Mortgage, our team is ready to provide you or someone you know with fine-tuned service and speed. Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can help!

Loan of the Week – Happy Valentine’s Day

Image6 Roses Are Red, Violets Are Blue, And If You Have A Loan That’s Bugging You, Let Our Direct Private Money Loan Programs Help You, Just Like We Did Below:Loan of the Week – Happy Valentine’s Day!

Roses are Red, Violets are Blue, and if you have a loan that’s bugging you, let our Direct Private Money Loan Programs help You, just like we did below:

Program:  Rush Purchase
Loan Size: $510,000
Location: San Mateo County
Why Came To Us: A Broker brought us his Borrower, who had already spent 1 month trying to get financing, but was now about to lose out on a purchase.  This Borrower had a good down payment but since he was self-employed, he was having a problem proving income per conventional guidelines.  This is where our flexible Private Money programs became the answer for his investment needs!  We worked with the Broker and got this loan funded in 10 days.

If you or someone you know requires flexible qualifications or faster financing, call your new favorite Husband & Wife Team at 707-523-2099 or visit our website at www.sunpacificmortgage.com, so we can let you know what we can do to help with our Private Money Programs!

Speed Lending – Refinances and Purchases!

Feb 2022 Week 3 For The Sake Of Speed, Let’s Get You Some Fast Facts About How We Can Help You Or Someone You Know:For the sake of SPEED, let’s get you some FAST facts about how we can help you or someone you know:

  • FAST Approvals
  • Owner Occupied Properties financed
  • 10 Day Closes or Less
  • Financing up to 2 million

Loan Of The Week

Program: Rental Property Rush Purchase
Loan Size: $678,000
Location: Sonoma County
Why Came To Us:  Local Lender referred her Borrower to us because she knew they were in a do or die scenario, about to lose a big down payment, great investment opportunity. The Borrower was turned down last minute by Underwriting, was already past close of Escrow date, on a short extension. Within 48 hours we gathered all needed items and just 3 days later loan was complete!

At Sun Pacific Mortgage we provide FAST private financing to you or someone who you know, who needs a fast home loan or just got turned down elsewhere.  Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can assist you or someone you know with our SPEED services.

How Did The San Francisco Peninsula Real Estate Kick Off 2023?

Marin County I Continue To Keep Up On The Real Estate Markets To Assist Not Just The Bay Area Homebuyers And Borrowers, But Also To Share This Information With Other Licensed Brokers, Loan Originators And Realtors So We All Can Provide Good Services To Our Clients.

I continue to keep up on the real estate markets to assist not just the Bay Area homebuyers and Borrowers, but also to share this information with other licensed Brokers, Loan Originators and realtors so we all can provide good services to our clients.

Below is a snapshot of the Peninsula cities state of real estate, the first month of this new year:

Menlo Park:        

Days on the market= 29
Average sales price= $3,086,681

Foster City:

Days on the market=13
Average sales price= $1,990,714

Belmont:

Days on the market= 32
Average sales price= $1,898,800

San Carlos:

Days on the market= 31
Average sales price= $2,002,206

San Mateo:

Days on the market= 34
Average sales price= $1,961,789

Burlingame:

Days on the market= 41
Average sales price= $2,832,361

If you are looking in these cities or anywhere else in California for your next real estate investment, refinance or home purchase, reach out to us if you need fast, flexible & friendly financing! You can reach us at 707-523-2099 or through our website at www.sunpacificmortgage.com.  We have been offering private mortgages to Californians for over 35 years – families, individuals and real estate investors alike.

Ready To Feel The Need For Speed? Private Financing!

Rea Jan Week 4 Us Again – Dropping Into Your Inbox With Fast Mortgage Solutions.  If You Or Someone You Know Are In The Need For Speed Financing – Or You’ve Been Turned Down Elsewhere For A Refinance Or Purchase Loan - Give Us A Call So We Can Help You, Like We Did Before.Feel The Need…? The Need for Speed!

Us again – dropping into your inbox with FAST mortgage solutions.  If you or someone you know are in the need for speed financing – or you’ve been turned down elsewhere for a refinance or purchase loan – give us a call so we can help you, like we did before.

Here’s some recent Borrowers we helped with our Private Money programs:

Recently Funded Loans

Program: Owner Occupied Refinance
Loan Size: 1.21 million
Location: Sonoma County
Why Came To Us: Borrower wanted to improve their credit and used cash out to consolidate debt before the New Year.  We funded in just 10 days!

Program: Investment Property Purchase
Loan Size: 417k
Location: Monterey County
Why Came To Us:  House needed a new roof and some repairs so we helped get the Hard Money loan done in just 8 days!

Program: Business Purpose Refinance
Loan Size: 987k
Location: Riverside County
Why Came To Us: Needed fast cash-out for an Investment property renovation but had difficulty proving income as self-employed.  We had loan done in 2 weeks!

At Sun Pacific Mortgage we are FAST in getting loans approved and funded.   Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can help you or someone you know get that loan funded FAST.

 

How Is Contra Costa & Santa Clara County Real Estate Looking?

Santa Clara Real Estate For Those Of Us Who Benefit From Knowing What The Real Estate Markets Are Doing Throughout California, I Find This Type Of Information Useful.  It’s Smart To Be Up To Date With Real Estate Trends, Stats And Market Changes So You Can Inform Potential Homebuyers Who Want To Purchase, And Better Advise Borrowers Who Are Looking To Refinance.

For those of us who benefit from knowing what the real estate markets are doing throughout California, I find this type of information useful.  It’s smart to be up to date with real estate trends, stats and market changes so you can inform potential homebuyers who want to purchase, and better advise borrowers who are looking to refinance.

Following is what the housing markets looked like mid-month, for the Northern Counties of Santa Clara and Contra:

Contra Costa
Median Sales Price: $825,000
Average days on market: 88
Inventory: 762 properties
Price increase: down 2%
Price decrease: down 36%

Santa Clara
Median Sales Price: $1,563,500
Average Days on market: 98
Inventory: 586
Price increase: up 2%
Price decrease: up 31%

The statistics for these two counties exemplify the uniqueness of the housing market by specific areas. Like no two states are alike, not even two counties are alike. It is difficult to generalize the state of the market at any time, but especially in today’s market.  So again, it’s smart to be up to date on these facts & stats, so you can benefit as a Real Estate Agent and licensed Lender or Mortgage Broker.  Let’s help our clients better!

If you or a client are running into tighter lending restrictions and are in need of flexible financing for a purchase or refinance – for anywhere in California – give Sun Pacific Mortgage a call at 707-523-2099 to discuss our Private Money loan programs or visit our website at www.sunpacificmortgage.com.  Our Private Money loans specifically tailored to those who need FAST financing or don’t currently qualify for conventional mortgages.

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