“I was referred this loan from a colleague in my office. These people sold their home and were living in a hotel. They depended on me to get this done and because I knew you could and would do it, they now have a way to close escrow on their new home!

Even though the rate and term are hard money, they are paying less than their previous home loan! I have set them up with the credit repair company and will follow up with them to assure we can help them with permanent financing. They are happy customers! Thanks.” Broker, J.F.

Fast Hard Money Financing Before The Holidays

– We are fast; Many loans approved and funded in less than 1 week.

– Get financing for jumbo loans, up to 2million+.

– Just two main qualifications:

    1. A decent down payment or good existing equity.

    2. An ability to repay the loan.

Tis the season to spend time with your family and friends, not worry about a house or finances.  Call us today at 707-523-2099 or reply by email to get a fast Hard Money loan, so you can kick back and enjoy the holidays!

The Holiday season is fast approaching.  Why not make it happier for yourself and a Home Buyer/Borrower, by taking advantage of the many benefits of a Hard Money loan:

– We can finance FAST. Many approved & funded in less than a week!

– FICO scores not a determining factor.  Get a loan despite poor credit!

– Considered “all cash”, making for better purchase offers!

– Hard Money provides speed & flexibility for all refinancing and purchases!

Let us help make this Holiday extra special with fast loan approval.  Call us at (707) 523-2099 with your questions and scenarios.  We want you happy for the Holidays!

Recently Funded

Our Average Is 18 Days To Completion!

We Finance Single Family Houses, Condos, Principal Residences

+ Multi-Family Units, Commercial & Office

$690,000 – Non-Owner Purchase
53% Loan to value
Petaluma, Sonoma County

$1,500,000 – Consumer Temporary Refinance
49% Loan to value
San Rafael, Marin County

$320,000 – Non-Owner Purchase
61% Loan to value
Brentwood, Contra Costa County

$1,000,000 – Refinance Business Purpose
Healdsburg, Sonoma County
44% Loan to value

“[The Sun Pacific Team] pulled through last minute for us to get the loan we needed to save our house! From start to finish they made everything smooth and instructions were always clear and answered quickly. We are so grateful to have found them to help us during an otherwise stressful time. Highly recommend!!” – C.L.

Fast Approval When Turned Down Elsewhere

Local Mortgage Broker:  Hi. I have been trying for almost a month now to get my borrower’s loan through our Underwriters, and time is up for her.  She is about 7 months shy of having her credit good enough for a home refinance. The loan amount is $540,000 with a 65% loan to value.  Can you help?

Us: Yes, we can. Send us her loan application and we’ll get right onto it.

Within 48 hours we had loan approval, a very relieved borrower, and a happy Broker.

Call Us today at 707-523-2099.  We are fast and won’t “leaf” you hanging, wondering if you have loan approval or not!

“I would like to buy a particular house, but it needs fixing.  I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away.  Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a Flipper in San Mateo.

Strange and scary property conditions are not an issue for our programs, so we weren’t frightened off.  We got right to work and had his loan scenario approved within 48 hours!

He got a business-purpose refinance using another one of his properties.  This gave him the $400,000 loan he needed and in less than 3 weeks, he had new house keys in hand!

Don’t let a strange loan scenario scare you off. Call us at 707-523-2099 to find out how we can get that loan approved!

The average time for cash-in-hand with our Hard Money loans is 16 days.  Read below to see some examples of recently funded loans through our office – all done fast!

Many Realtors and other Brokers come to us, so they can help get their Home Buyers and Borrowers the needed financing quickly.  Such speed allows for stronger purchase offers with short loan contingencies; Borrowers can rapidly refinance, do their debt consolidation, fix up their property and more.

Call Today at (707) 523-2099 to find out just how fast we can get your scenario done!