California's Hard Money Lender Since 1988

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Promoting Good News – Anti “Miserablism”

Feb 14, 2019 (0) comment , , , , , ,

Promoting Good News

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the stock market or rising interest…

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Is 2019 the Year to Become a Homeowner or an Investor?

Feb 05, 2019 (0) comment , , , , , ,

2019 California Housing Forecast

According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will outpace 2018. Studies show that 65% of Americans continue to believe that home-ownership is a good investment. With the…

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Is Trust Deed Investing for You in 2019?

Jan 29, 2019 (0) comment , , , , , ,

Is Trust Deed Investing for You in 2019

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.   Trust deed investing can provide high returns.…

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Are We Looking at a Change In California Real Estate?

Jan 03, 2019 (0) comment , , , , , , ,

Are We Looking at a Change CA Real Estate

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…

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Where Is The Real Estate Market Headed?

Nov 14, 2018 (0) comment , , , , , , , , , ,

Where Is The Real Estate Market Headed

What’s one to believe about the real estate market today?  There are so many conflicting headlines that even the savviest investor is confused.  Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months.  Does this…

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Investment Property/Non-Owner-Occupied Loans

Oct 23, 2018 (0) comment , , , , , ,

Investment Property Non Owner Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…

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Why Invest in Non-Owner-Occupied Home Loans

Oct 16, 2018 (0) comment , , , , , ,

Why Invest in Non Owner Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true?  …

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Make More Money With Your Investments

Sep 04, 2018 (0) comment , , , , , , , ,

makemoremoney

Any time your money makes money with little time investment on your part, it’s a good deal.  That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership.   In today’s unsettled…

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Investors, When Can We Expect the Next Recession?

Aug 28, 2018 (0) comment , , , , , , ,

recession2018

Economist and analysts have studied the trends in our economic growth over the past decade and beyond, and they have concluded that a recession is coming in the next couple of years, 2020 per them. But, as real estate investors, you have no need to panic!  A recession does not mean a housing crisis. A…

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Why Should I Buy Today Instead of Waiting?

Aug 22, 2018 (0) comment , , , , , ,

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Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values. Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest…

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