California Only. Trusted Private Money Lenders Since 1988!

Call Today! (707) 523-2099

Send Us Your Loan Scenario!

Thinking Of Moving Now That You Can Work From Home?

Sep 21, 2021 (0) comment , , , , , , , ,

Thinking Of Moving Now That You Can Work From Home 1

Before the pandemic, only 21% of individuals worked from home, but as you have probably discovered, remote work has become the new normal.  Studies have reported that over the next 5 years, 37.5% of workers will be working remotely in some capacity. This change in work requirements means that you can be more flexible in…

Read more

Has the North Bay Run Out of Real Estate Sales?

Sep 14, 2021 (0) comment , , , , , , ,

housing inventory

There has been a dearth of sellers for a few years now, but the summer months have been especially quiet as more families are taking vacations in this post-pandemic age. Looking at MLS data for June, we find that Sonoma County buyers contracted to purchase 619 single-family homes, which is close to the number in…

Read more

Investing in Trust Deeds with Your 401K or IRA

Aug 31, 2021 (0) comment , , , , , , ,

Investing in Trust Deeds with Your 401K or IRA

Many investors would like to increase their personal wealth with real estate property but dread all the work and responsibility that comes with the management and headaches inherent in rentals.  That is the reason wise investors have turned to Deeds of Trust, to realize more than average returns on their investment and avoid the hassles…

Read more

Real Estate Statistics for July 2021 – San Francisco Peninsula Areas

Aug 24, 2021 (0) comment , , , , , , ,

Real Estate Market Results for San Francisco Peninsula Areas

Reports for last month show that the Peninsula is still a hot commodity. Homes are flying off the shelf with selling prices well above the asking price. Buyers can still expect to engage in bidding wars knowing that unless they get creative with their offer, they will probably lose out. All you need to do…

Read more

July Real Estate Market Statistics for Sonoma, Marin, and Napa Counties

Aug 17, 2021 (0) comment , , , , , ,

July Real Estate Market Statistics for Sonoma Marin and Napa Counties

It is no surprise that single family homes continued to be snatched up as quickly as they hit the market in July.  The data shows that available housing has continued to shrink even as the demand has escalated.  Here are the results for July 2020: Sonoma County Houses that went into escrow:  622 Closed escrow: …

Read more

Four Key Trends in Today’s Real Estate Market

Aug 10, 2021 (0) comment , , , , , , , , ,

Four Key Trends in Todays Real Estate Market

As we move into the second half of the year, one thing is clear:  the current California real estate market is a “one off”.  Both buyers and sellers are affected by the mix of conditions we are experiencing today.  Here’s a look at four key components that are shaping this unique market: A Shortage of…

Read more

Is the Housing Market About to Crash?

Jul 27, 2021 (0) comment , , , , , , , ,

Is the Housing Market About to Crash

With home prices at record highs and properties, especially in California, flying off the market in just hours, it’s no wonder that the Google search for “when is the housing market going to crash” has spiked dramatically in recent weeks. Although this present housing mania may remind us of the mid-2000 bubble, experts say there’s…

Read more

Benefits of Borrowing from a Private Lender

Jul 13, 2021 (0) comment , , , , , , , ,

Benefits of Borrowing from a Private Lender

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few: You can be self employed with difficult to prove income and still get a loan. You can better arrange the terms that work best…

Read more

What Should Buyers Know When Making A Purchase Offer?

Jul 09, 2021 (0) comment , , , , , ,

What Are Buyers Looking for in Homes Today

  We are well aware of the low inventory and high prices which have prevailed in the real estate market for over a year. This has intimidated many buyers recently and kept them from attempting to get into the bidding wars.   As a buyer, what is the best approach when making an offer today…

Read more

Real Estate vs. Stocks

Jun 29, 2021 (0) comment , , , , , , , ,

Real Estate vs Stocks 1

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style. When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.…

Read more
Proven Trustworthy By Over 10k Borrowers