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Benefits of Borrowing from a Private Lender

Jul 13, 2021 (0) comment , , , , , , , ,

Benefits of Borrowing from a Private Lender

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few: You can be self employed with difficult to prove income and still get a loan. You can better arrange the terms that work best…

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What Should Buyers Know When Making A Purchase Offer?

Jul 09, 2021 (0) comment , , , , , ,

What Are Buyers Looking for in Homes Today

  We are well aware of the low inventory and high prices which have prevailed in the real estate market for over a year. This has intimidated many buyers recently and kept them from attempting to get into the bidding wars.   As a buyer, what is the best approach when making an offer today…

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Real Estate vs. Stocks

Jun 29, 2021 (0) comment , , , , , , , ,

Real Estate vs Stocks 1

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style. When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.…

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To Renovate or Not to Renovate Before You Sell

Jun 22, 2021 (0) comment , , , , , , , , ,

To Renovate or Not to Renovate Before You Sell

When deciding to sell here in California, some homeowners feel they need to get their houses ready to make it more appealing to Home Buyers.  Before deciding on this choice, here’s a few things to keep in mind: There is a shortage of homes right now.  In a “normal” market there would be a 6-month…

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Listing Prices Have Become a New Starting Point

Jun 15, 2021 (0) comment , , , , , , , ,

Listing Prices Have Become a New Starting Point

Gone are the days, at least for the immediate present, when the listing price was the point where the buyer started from and worked downward in the negotiating process.  Today, in the Peninsula and Northern Bay Areas, with the record-low supply of homes for sale coupled with very strong buyer demand, the list price is…

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What Does Proposition 19 Mean for California Sellers?

Jun 08, 2021 (0) comment , , , , , , ,

What Does Proposition 19 Mean for California Sellers

Passing Prop 19 in November 2020 will have significant consequences for homeowners selling in one county and buying in another.  We witnessed much of this movement in the past few months as families in the bigger cities – such as San Francisco – wanting more space and bigger homes, moved to the suburbs.  As a…

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Where Are the “Spillover Markets” in California?

Jun 01, 2021 (0) comment , , , , , , , ,

Where Are the Spillover Markets in California

It is clear going into 2021 that the last year reshaped house-hunting patterns while driving a whole lot of buying activity.  The notable take-away when examining the areas of greater activity is that much of the action is taking place in locations close to larger metro regions, but with lower prices.  These have been dubbed,…

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Tax Benefits of Home Ownership

May 25, 2021 (0) comment , , , , , , ,

tax benefits of homeownership

  What are the tax benefits of owning a home?  Plenty of California homeowners are asking themselves this question right about now as they prepare to file their taxes.  Let’s look at some of them: Mortgage interest:  This deduction is itemized, so for this to work in your favor, all your itemized deductions need to…

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Where Are All the Houses for Sale?

May 18, 2021 (0) comment , , , , , , ,

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In today’s market it is harder than ever to find a home to buy.  Even before the health crisis there was a shortage of homes on the market, but when the stay-at-home order was imposed, many prospective sellers decided to wait which resulted in making a bad situation even worse.  Experts agree that this is…

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Keeping All Your Home Buyers Happy

May 11, 2021 (0) comment , , , , , ,

happy family small

While there is no better feeling as a California Realtor than helping a Home buyer find their perfect home, there is also no worse felling than to discover that they are not qualified for the mortgage needed to purchase their dream – after finding it.   That’s where a California Hard Money lender like Sun…

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