Fractionalized Loan Investing
Funding Large Loans… I wanted to report nothing but good news here at Sun Pacific Mortgage. Last month was another record production month. We are funding an ever increasing number of loans and larger and larger loans. To get some of the larger loans done we have had to “fractionalize” the loan. This is the…
Read moreOwner Occupied Principal Residence – Part 2 of 2
This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program. If you missed reading Part 1, click here! The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.…
Read moreLocal & Creative Financing For Real Estate
“I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the systems that you have in place! Always a pleasure!” “I commend you on another transaction and I will continue to refer you guys as I have on…
Read moreCalifornia Housing Market Headed in Right Direction
In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates. C.A.R. President Pat “Ziggy” Zicarelli was quoted as saying: “California’s housing market is moving in the right direction as we enter the spring home-buying season, but sales growth will likely be isolated in areas where…
Read moreOwner Occupied Principal Residence – Part 1 of 2
This will be the first in a series of articles that will explore the varied types of loans we offer Investors. Let me start off by saying that I will always do loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office.…
Read moreCan Fixing & Flipping Be More Beneficial Or Harmful For You?
We all want to make money… it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how “easy” it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they…
Read moreHard Money Investing Is Ripe In California – Especially With Us!
What a great time to be a Private Investor in real estate. Hard money loan borrowers have only been increasing since 2012, as it is the only game in town after their favorite Bank or Conventional Lender tell the Borrower “no”. Property values are just continuing to rise. Becoming a Private Investor can earn you…
Read moreSun Pacific Investor Quarterly – March 2016
California Mortgage Association Conference Our office is a member of the CMA. It is the leading association for Hard Money Brokers. We just returned from the 2016 CMA Winter Conference. Attendees included Hard Money lenders, lawyers, servicers, insurers and Hard Money lobbyists. The purpose of the Conference is to keep Members abreast of the constantly…
Read moreBecome A Real Estate Investor
Hello to all Current, New and Potential Private Investors; Becoming a Private Investor can earn 8% to 13% in return! By investing in real estate mortgages your investment is secured. Investing in mortgages isn’t only buying or selling of mortgages at a discount. It includes directly lending your [hard] money to individuals and securing that…
Read moreRecently Funded – Here To Help In 2016!
Here’s to you kicking off a fantastic new year in real estate by taking advantage of our alternative financing for you or your clients! 2015 marked another great year of Hard Money Loans from The Guys in the White Hats. January 2016 is our family company’s 28th year anniversary, serving all of California with our…
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