Strange & Scary Loans Don’t Frighten Us!
“I would like to buy a particular house, but it needs fixing. I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away. Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a…
Read moreWe Are Dying To Get Your Loan Done FAST!
The average time for cash-in-hand with our Hard Money loans is 16 days. Read below to see some examples of recently funded loans through our office – all done fast! Many Realtors and other Brokers come to us, so they can help get their Home Buyers and Borrowers the needed financing quickly. Such speed allows…
Read moreDon’t Freak Out And Lose Your Heads!
Don’t freak out over that declined loan! Let us help you like we were able to do for a local realtor and his real estate investor: They had just found out the investor had been disapproved for his traditional loan – 10 days before he was supposed to close! Instead of losing his head, the…
Read moreIs That Turned-Down Loan Making You Crazy?
After 30 years of offering alternative financing for real estate throughout California, we can safely say we have experienced almost every scenario and are experts in this field.Let us help make things less crazy by getting that loan approved with one of our Hard Money programs! Make things less crazy with the loan(s) you are…
Read moreWe’ll Stand Behind You Every Step Of The Way On That Big Loan!
“I have a client who needs a jumbo loan super-fast. Can you help?”. This was the question we got from a Mortgage Broker about one of his Borrowers who was trying to rapidly refinance. This Borrower had just 10 days to close on the Orange County property he wanted to buy, requiring a temporary refinance…
Read moreBig Loans Have You Confused & Bewildered?
Let Us Help Get That Big Loan Done Fast! A Mortgage Broker in Southern California called us with an opportunity he was not able to do: A bridge loan for $850,000 at 65% loan to value. His Borrower was self-employed with difficult to prove income, thus having difficulty with loan approval within the time frame…
Read moreConventional Vs Hard Money Loans
Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender: Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money loan makes the difference between no loan and paying a little more until you…
Read moreGuardians Of Hard Money Loans
After 30 years of financing multitudes of Hard Money loans, it has become apparent that we are the true guardians of FAST Hard Money! We have funded many loans in less than one week; We can finance a property that doesn’t qualify for conventional financing; Lend to those who have difficulty proving income, as well…
Read moreHelp Your Client Take the First Step Toward Homeownership
As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade. That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988! If we can get your client…
Read moreWe’re All Lined Up To Get You A Hard Money Loan!
Bridge Financing – Part of Our Skilled Line-Up A Mortgage Broker in Southern California reached out to us with an opportunity he was not able to do: An owner-occupied bridge loan for $650,000 at 65% loan to value with Borrower who had poor credit. This was not a challenge for our hard money bridge loan…
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