California's Hard Money Lender Since 1988

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Bullseye – With Hard Money

Apr 26, 2018 (0) comment , , , , , , ,

Succeed With Hard Money

Our target for every loan is to hit the bullseye!  Quickly Fund; Provide Multiple Options; Make an impossible deal possible; Fund jumbo size loans. “You are easy to work with and you get the job done.  I know early on IF you can do the deal or not and then not much changes to Closing.…

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Buying A Home Is Still Cheaper Than Renting

Apr 24, 2018 (0) comment , , , , , ,


Many California families and individuals continue to rent, despite the many great financial benefits to owning a home. Home Ownership continues to be part of the American Dream. recently reported:  “Buying remains the more attractive option in the long term – that remains the American dream and it’s true in many markets where renting…

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The Incredible… Loan of the Month

Apr 19, 2018 (0) comment , , , , , ,


The Incredible… Hard Money Loan A local Mortgage Broker reached out to us about a client investor of hers who she couldn’t quite fit into loan approval bracket for conventional financing. She was trying to purchase a rental in Petaluma which needed work – thus the loan qualification difficulties. We can do this loan! We…

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Insurance Tips and Pitfalls

Apr 18, 2018 (0) comment , , , , , ,


If you lived through the devastation of the North Bay fires last October, you are painfully aware that your insurance premiums are much more than a necessary evil.  Each homeowner has experienced their own heart-breaking story of the fire. Some have found that their insurance company was a supportive and helpful advocate, while others have…

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Recently Funded – We’ve Got Your Back

Apr 12, 2018 (0) comment , , , , , ,

Weve Got Your Back Hard Money

“The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic. It was like when everyone else seemed to be against us, Sun Pacific found a way to make things happen.  We cannot thank them enough!” Borrower – LW   Hard Money Provides…

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How To Maximize The Profit From The Sale Of Your Home

Apr 10, 2018 (0) comment , , , , , ,


Selling your home can prove to be either a smooth or bumpy process with varying rewards.  Two keys to ensure that your efforts yield the highest price possible are: Price it a little low:  Statistically, it has been proven that property priced below Market Value encourages significantly more interest and higher selling prices than those…

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Bridge Loans – Fast & Strong!

Apr 05, 2018 (0) comment , , , , , ,


A Mortgage Broker called from SoCal and needed a rapid Bridge loan for his Homebuyer. This client wanted to do an owner-occupied Bridge loan purchase in Laguna Niguel, California.  There were so many offers on the new house he was looking to buy, prior to selling his current home, he needed a very fast close.…

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Partnering With Other Brokers

Apr 03, 2018 (0) comment , , , , , ,

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Brokers who partner with us are able to expand the services available to their clients with little or no effort on their part.  We do all the heavy lifting. As a Hard Money mortgage broker who has been in business for 30 years, we have developed a comprehensive and effective program dealing with our broker-partners.…

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WHAT IS HARD MONEY? The Shortest Version….

Mar 29, 2018 (0) comment , , , , , , ,

March promo 2

Only TWO main qualifications for our loans: Equity or decent down payment. Ability to repay the loan.   Funding Info: FAST Funding ability (many done in under a week). Loans up to $2 Million FICO not generally a factor (bad or poor credit – we can still help!) Up to 75% loan to value, case…

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Thinking Of Retiring Or Downsizing?

Mar 27, 2018 (0) comment , , , , , ,

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These days it appears that many more baby boomers are reaching the age of retirement, and asking themselves the big question: “To move or not to move?”  There are arguments to be made on both sides. With low availability inventory for smaller scale homes, some retirees have begun to evaluate their present home’s ability to…

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