With our many loan programs, we can help get that loan approved and funded for you or someone you know!  One of our most popular loan programs is the Bridge Loan.

Here are the benefits of getting this type of financing with us:

• Bridging the gap between the sale of one’s home to purchase another home, using the equity in the property.
• Getting an offer accepted because you have an offer with the next best thing to all-cash.
• We look at equity, not credit worthiness.
• Fast financing – we can close in 7 days or less!

Recently Funded Bridge Loan

Recently, a local Mortgage Broker reached out to us for one of his past Borrowers, whose debt-to-income ratios were too high if the borrower had 2 mortgages.   The borrower wanted to pull cash out of his current home’s equity as a down payment on another house he wanted to purchase.  He needed a loan of $540,000, which we had no problem getting approved.  Within a couple of weeks, the loan was funded and borrower was a new homeowner!

Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com with any questions or scenarios and we’ll reply quickly with what we can do to help.

Bringing the Heat with Private Money!

Conventional mortgage rates have been on the rise and inventory is still low across California, BUT Homebuyer purchase offers are increasing again – which is bringing back the competitive market.  With these factors in play, we have seen one of our Private Money programs heat up in popularity! What’s HOT:

Bridge Program: close the gap with a current home not yet sold and a new primary residence that you or someone you know wants to buy!  And, this program can give them the competitive advantage of a fast close and offering the next best thing to all-cash!

Give us a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com to see how we can help you or someone you know bridge the gap to your new home.

We Wrangle In Those Loans Turned Down Elsewhere!

We have 1 main qualification:  At least 25% down payment or good existing equity.

How about letting us help wrangle in that loan your local Lender has turned down?!  We pay full commission to licensed Brokers as well as can pay referral fees to those who bring a business purpose loan to us that we fund.  See how we were recently able to help the Borrower below:

Loan of the Week

Program: Investment Property Financing
Loan Size: 862k
Days to Fund: 13 days
Location: El Dorado County
Reason Came To Us: A Mortgage Broker contacted us about a Borrower in need of a 860k refinance on his home, but due to poor credit after a difficult divorce and high DTI, he wasn’t qualifying for a conventional loan.  This is where our Quick-Draw Duo wrangled in that loan and within short order, the relieved Borrower and his Mortgage Broker had a completed loan through our family company!

This Quick Draw Due is at your service.  We won’t hesitate to help you or someone you know if we can, so send us your scenario today by email or phone at 707-523-2099, or visit our website at www.sunpacificmortgage.com.

Get your ropes around that stubborn real estate loan with our Direct Private Money Programs!  With funding options up to 1.5 million, after 35 years we still have not run out of money and are ready to quickly work with you to get your purchase or refinance funded, just like below:

Recently Funded

Program: Owner-Occupied Bridge Purchase
Loan Size: 1.1 million
Location: Contra Costa County
Why Came To Us: Debt to income ratio high as borrower wanted to buy a new home prior to selling their current house.

Program: Owner-Occupied Business Purpose Refinance
Loan Size: 780k
Location: Marin County
Why Came To Us: Had a bankruptcy on record and wanted to consolidate high-interest business debts to improve credit.

Program: Investment Property Purchase
Loan Size: 780k
Location: Monterey County
Why Came To Us: Property needed some repairs and updates so couldn’t qualify for conventional or traditional financing yet. 

It’s not our first rodeo!  At Sun Pacific Mortgage, we help Borrowers in California finance their real estate needs – fast.  Visit our website at www.sunpacificmortgage.com or give us a call at 707-523-2099 with your scenario to see how we can help you or someone you know wrangle in that loan!

Trust This Private Money Duo For Fast Financing

For over 3 decades now we continue to offer our trusted, fast alternative mortgage financing for both real estate purchases and refinances.  Let us help you or someone you know by providing a FAST loan solution with our Private Money programs, just like we did for the Borrowers below:

Recently Funded

Program: Owner-Occupied Bridge Purchase
Loan Size: 540k
Location: Riverside County
Days to Fund: Just 4 days!
Why Came To Us: Wanted fast cash to purchase another house prior to moving out of current home & selling

Program: Owner-Occupied Business Purpose Refinance
Loan Size: 625k
Location: Sacramento County
Days to Fund: 12 days!
Why Came To Us: Self-employed with difficult to prove income and wanted fast cash to buy extra vehicles and equipment for expanding plumbing company.

Program: Investment Property Refinance
Loan Size: 825k
Location: San Diego County
Days to Fund: 13 days!
Why Came To Us: Had some needed repairs to do on property to be able to get it rented for higher monthly returns.

If you or someone you know needs a FAST loan or just falls short of qualifying for conventional financing, our direct Private Money programs could be the solution!

If you have any questions or scenarios, then give the best Private Money Duo a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com today!

Need financing for a home purchase? How about a quick refinance or to pull equity out of your current home?  Get full speed ahead with your real estate plans, using our direct Private Lending Programs!

Loan of the Week

Program: Investment Property Jumbo Refinance
Loan Size: $1.1 million
Days To Fund: 11 days
Location: Contra Costa County
Reason Came To Us: Broker came to us with a Borrower who wasn’t qualifying for their program due to debt-to-income ratio being too high.  They were looking for some fast refinancing of a Jumbo loan.  We had no problem with this and quickly gathered the needed items, got fast loan approval and the transaction completed within 11 days!

Send us your scenario now or give us a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com.  Let us help you or someone you know go full speed ahead, with a fast Private Money loan.

Saddle Up For Fast Private Money Loans!

Quick Financing by the Fastest Funders in the West! Saddle up and take advantage of the SPEED that Sun Pacific has to offer:

• Fast Closes: 10 days or less
• Turned Down Elsewhere – We Can Help
• Trusted by over 10,000 Borrowers
• Family Owned & Operated for 35 years

Loan of the Week

Program: Investment Property Refinance
Loan Size: 995k
Location: Monterey County
Days To Close: 9 Days
Reason Came To Us: Borrower came to us as after Underwriting withdrew their loan approval shortly before they were to sign their refinance.  There was some issue with proof of income and the Borrower was mid construction on a house and needed fast financing to complete the project.  We quickly got his loan approved and funded in just 9 days.

If you or someone you know needs fast financing or you’re having difficulty proving income or otherwise turned down, we have the answer.  Our Private Money programs make it easy to get that loan done and make you happy! Give us a call at 707-523-2099 or email us with your scenario to see how we can help.

Be Extra Lucky This Saint Patrick’s Day
* Fast Home Loans With Us*

Bringing you extra luck for a happier Saint Patrick’s Day! Use our private money loan programs for:

• Fast Fundings & Closings – 10 days or less
• Loan Approval Despite Being Turned Down Elsewhere

After 35+ years in business, we continue to work hard to get the real estate financing our Borrowers need.

Call us at (707) 523-2099 or visit our website at www.sunpacificmortgage.com with your questions or scenarios – and we’ll let you know just how lucky our Private Money programs can be.