Do You Know Your Loan Purpose? It Could Make Or Break Loan Approval!
Are you aware that the Loan Purpose is critical to a Hard Money loan? Actually, any loan? Years ago, loan programs were somewhat divided along the lines of owner occupied or non-owner occupied. The Dodd-Frank Wall Street Reform and Consumer Protection Act changed that. Now the Purpose of the loan dictates what loan programs will be available…
Read moreTaking Hard Money To The Next Level Of Super!
“True ‘Captains of American Lending’, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.” Borrower, M.F. RECENTLY FUNDED WITH HARD MONEY We Finance Single Family Houses, Condos, Principal Residences + Multi-Family Units, Commercial & Office $525,000 – Temporary Refinance Escondido, San Diego County 69%…
Read moreWhat Is The Best Gauge of a Property’s Value?
There are so many other factors besides the size of your home that affects its value. How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location? One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly…
Read moreHere’s To A Great 2019!
Happy New Year! “Out with the old and in with the new” is a common mantra for the new year. Our 2019 mantra to you is: “Out with the slow loan approval and in with faster & bigger loan approvals!” Kick off 2019 with a Hard Money loan: Many approved and funded in just 1…
Read moreAre We Looking at a Change In California Real Estate?
When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin. Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift,…
Read moreWrap Up A Great Holiday With Hard Money
Just 2 more weeks until the end of the year! Time to buy those last-minute gifts, move into your new home, or complete that refinance so you will have extra cash for this time of year. Let our Hard Money loan programs help you wrap up a great Holiday! We finance Jumbo Loans; We fund…
Read moreIs it Still a Seller’s Market?
Looking at the real estate market today can be very confusing. Some experts would have you believe that we have left the “Seller’s Market” behind and have skipped right over to a “Buyer’s Market”. Not so fast! If we examine some of the statistics related to the Bay Area, we find that there remains only…
Read moreHoliday Loan Superheroes – Just For You!
“I was referred this loan from a colleague in my office. These people sold their home and were living in a hotel. They depended on me to get this done and because I knew you could and would do it, they now have a way to close escrow on their new home! Even though the…
Read moreMake Your Holiday Happier With Hard Money
The Holiday season is fast approaching. Why not make it happier for yourself and a Home Buyer/Borrower, by taking advantage of the many benefits of a Hard Money loan: – We can finance FAST. Many approved & funded in less than a week! – FICO scores not a determining factor. Get a loan despite poor…
Read moreRefinancing and the Holiday Season
With so much going on during the holidays, why would any sane person consider refinancing? Well, it might make more sense than it appears at first glance. One of the main reasons might be to pull out cash for end-of-year expenses, or to free up your cash-flow and get yourself on a better financial footing…
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Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO
