Home > Hard Money / Private Money

This Quick Draw Duo Wrangle In Loans!

April 14, 2022

This Quick Draw Duo Wrangle In Loans!We Wrangle In Those Loans Turned Down Elsewhere!

We have two main qualifications:

  1. At least 25% down payment or good existing equity and
  2. An ability to repay the loan.

Loan of the Week

Program: Investment Property Financing
Loan Size: $1,020,000
Days to Fund: 13 days
Location: El Dorado County
Reason Came To Us: We were contacted by an Agent who’s client was in need of a $760,000 loan for a home, but due to poor credit after a difficult divorce and high debt-to-income ratio, he wasn’t qualifying for a conventional loan.  This is where our Quick-Draw Duo wrangled in that loan and within just a few days, the relieved client had a completed loan through our family company!

This Quick Draw Due is at your service.  We won’t hesitate to help if we can, visit our website at www.sunpacificmortgage.com or call 707-523-2099.   We work with Real Estate Agents, Mortgage Brokers, Lenders and individual Borrowers too.

This Quick Private Money duo is at your service

Charging In Faster – For You!

April 7, 2022

Trust These Private Money Lenders For Fast FinancingTrust These Private Money Lenders For Fast Financing

For over 3 decades now we continue to offer our trusted, fast alternative mortgage financing for both real estate purchase and refinances.  Let us help you or someone you know by providing a FAST loan approval with one of our Private Money programs just like we did for these individuals below:

Screen Shot 2022 04 04 at 10.14.44 PM

If you or someone you know needs a FAST loan or just falls short of qualifying for conventional financing, our direct Private Money programs could be the solution!  If you have any questions or a particular scenario, then give the best Private Money Duo a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com.

Get Ahead Now – Loan of the Week!

March 31, 2022

Get Ahead Of The Herd With Private MoneyGet Ahead Of The Herd With Private Money

Need to pull equity out of your home? How about a quick refinance? Get you or someone you know ahead of the herd with our Direct Lending Programs!

Loan of the Week

Homebuyer in Contra Costa county came to us as they were turned down elsewhere due to debt-to-income ratio being too high.  They were looking for some fast refinancing of a $1,300,000 loan amount.  We had no problem with this and quickly gathered the needed items, got fast loan approval and the transaction completed within 11 days!

Visit our website at www.sunpacificmortgage.com or give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help you or someone you know, get ahead of the herd.

How To Wrangle Big and Fast Financing?

March 24, 2022

How To Wrangle Big and Fast Financing?Roping In The Loan Size & Speed Ya Need!

Need another fast purchase loan or refinance?  Getting turned down elsewhere for a loan?

The Guys in the White Hats will wrangle in stubborn financing, solving with our Private Money Programs. With funding options up to 3 million, after 34 years we still have not run out of money and are ready to quickly finance you or someone you know, just like we did for the Borrowers below:

Recently Helped Borrowers

Screen Shot 2022 03 21 at 10.59.09 AM
It’s not our first rodeo! At Sun Pacific Mortgage, we help Borrowers in California finance their real estate needs if they want fast loans or were turned down elsewhere.  Call Us at 707-523-2099 with your scenario or visit our website at www.sunpacificmortgage.com to see how we can help you or someone you know, wrangle in that loan!

Should I Buy a New Home or Sell Mine First?

March 22, 2022

Should I Buy a New Home or Sell Mine First

There are pluses and minuses to both decisions, regardless of which one you choose. Therefore, let’s examine all off the possible consequences to buying a new home or selling first:

Pluses:

  • Being able to snag a home when you see one you want.
  • Fewer moving hassles and no storage fees.
  • Easier selling process.
  • Cash offers give you a firm competitive advantage.
  • You might be able to avoid some capital gains taxes.
  • Relieves the stress of living in your home while trying to sell it.

Minuses:

  • You might need to juggle 2 mortgages for a while, but in a seller’s market which we are in now, this may not be much of a problem.
  • Selling and buying on the same day may cause some unexpected problems, such as financing delays or schedule changes.
  • You might need to borrow from your retirement savings for the down payment.

It would appear that the advantages far outweigh the cons in this scenario. But what are the options that allow for buying before selling?

Firstly, you could make a contingency offer allowing you to back out of the offer if you fail to sell your home on time. This is a definite “no-go” in today’s market where homes are being snatched up in fewer than a week in most cases.

Secondly, Buyers who use the equity tied up in their present home allows them to make an attractive cash offer and have a competitive advantage during these fierce bidding wars.

A simple solution to buying before selling is our popular Bridge Loan program. Using the equity in your present home to obtain enough money to make your down payment, allows you to quickly seal the deal on your new home. Sun Pacific Mortgage has been offering this program for owner-occupied and investment properties for 34 years in California. If you need fast money to secure your dream home, give us a call at 707-523-2099. Lately, we have saved many homebuyers from losing their sought-after dream home by providing the funds for them to purchase before selling.

Saddle Up! Fast Financing Now

March 17, 2022

Saddle Up! Fast Financing NowSaddle Up For Fast Private Money Loans!

Quick financing by the Fastest Funders in the West!  Saddle up and take advantage of the SPEED that Sun Pacific has to offer:

  • Fastest Close to date: 48 hours
  • Turned Down Elsewhere – We Can Help
  • Trusted by over 10,000 Borrowers
  • Family Owned & Operated for 34 years

Loan of the Week

Program: Investment Property Refinance
Loan Size: $2,650,000
Location: San Francisco County
Days To Close: 9 Days
Reason Came To Us: Borrower came to us for help after Underwriting withdrew loan approval shortly before they were to sign their refinance.  Borrower was mid construction on their new house and needed fast financing to complete the project.  We quickly got his loan approved and funded in just 9 days!

If you or someone you know needs fast financing or you’re having difficulty proving income or otherwise turned down, we have the answer.  Our Private Money programs make it easy to get that loan done and make you happy! Give us a call at 707-523-2099 with your scenario or visit our website at www.sunpacificmortgage.com to see how we can help.

Big, Fast, and Direct – Recently Done!

March 10, 2022

big and fast private money loans

BIG And FAST With Our Private Money Loans!

End the wild ride and get real estate financing with one of our Direct Private Money Programs.

Purchase or Refinance mortgage taking too long?  Or being turned down at the last minute?  Let us help you or someone you know fulfill the need for BIG Speed Lending, just like we did below:

Recently Helped Borrowers

recently fundedWe look forward to helping you or someone you know with our BIG and Fast Private Money programs.  Call us at 707-523-2099 or view our website at www.sunpacificmortgage.com and we will get back to you with how we can help!

 

Fastest Funder In The West – Loan of the Week!

March 3, 2022

Speed HorseCowboy Ken to the Rescue

The quicker the close, the lower the stress. Get Fast Private Money loans for you or someone you know and leave the competition in the dust!

  • Fast Approvals
  • Trusted by over 10,000 Borrowers
  • Credit Problems OK
  • Financing up to 3+ million

Loan of the Week

A Buyer was referred to us by his Agent in Sonoma, after being turned last minute by his conventional lender due to a credit issue popping up.  He was in Escrow already, with closing date just 9 days away.

We jumped right onto it and with our FAST loan process, had the needed 787k to Escrow in just 7 days!

At Sun Pacific Mortgage, Broker Cowboy Ken and his team have you covered with our Direct Private Money Programs. Saddle up and visit our website at www.sunpacificmortgage.com or give us a call today at 707-523-2099 with any questions or specific scenarios. We will quickly let you know what help we can provide to you!

How About Some Fine-Tuned Speed Financing?

February 24, 2022

team speedFine-Tuned Fast Lending

Speed means that every part of the mortgage process takes precision. One can’t offer FAST Mortgages without it. Lucky for you and those you know, you’ve still got a direct line to our fast Private Money loans when you need us!

Recently Helped Borrowers & Buyers

Screen Shot 2022 02 22 at 8.30.23 AMAt Sun Pacific Mortgage, our team is ready to provide you or someone you know, with fine-tuned service and speed. Call today at 707-523-2099 or visit our website at www.sunpacificmortgage.com to see how we can help.

How Fast Do You Need It? We Have Speed!

February 17, 2022

image1Speed Lending

For the sake of SPEED, let’s get you some FAST facts about how we can help with your refinance or a purchase:

  • FAST Approvals
  • Difficult to prove income OK
  • Credit Problems OK
  • Financing up to 3+ million

Loan Of The Week

A Real Estate Agent and her Buyer came to us as they were in a do or die scenario, about to lose a $25,000 deposit and a great home in Sebastopol.  This Buyer was past close of Escrow date when her conventional Lender backed out at the last minute.  This Buyer needed a $678,000 loan – fast!  Within 48 hours we gathered all needed items and had approval 2 days later, then just 3 days later we successfully had a relieved Buyer, a happy Seller and a super appreciative Real Estate Agent.  HOME LOAN DONE!

At Sun Pacific Mortgage we provide FAST private financing to those Borrowers who want fast loans and those turned down elsewhere. Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can assist you and your Buyer with our SPEED services.

Posts navigation

1 2 3 4 5 6 7 8 9 10 … 46