California's Hard Money Lender Since 1988

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Super-Fast Loan Done For Lender

Sep 20, 2017 (0) comment , , , , , ,

Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income.  She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…

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Housing Market Update For San Francisco

Sep 12, 2017 (0) comment , , , , , , ,

The convergence of several factors has brought the real estate market in San Francisco to new heights and new lows.  The second quarter of 2017 saw unprecedented buyer activity, but a drop in inventory.  The results were the lowest supply of homes in two years, but the shortest days on the market – good news…

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Second Quarter Real Estate Report for San Mateo County

Sep 07, 2017 (0) comment , , , , ,

In a recent overview of the real estate trends in San Mateo, a Pacific Union Blogger reported that more homes sold during the second quarter of 2017 than in the same quarter of 2016.  The increase in the number of homes sold was accompanied by a notable jump in the selling price for those between…

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Sonoma County Real Estate Update

Aug 31, 2017 (0) comment , , , , ,

According to a recent article published by Pacific Union, Sonoma County’s 2nd Quarter real estate sales demonstrated a distinct divide between homes over $1 million and those under $1 million.  Homes priced between $1-3 million saw an increase in activity of almost 50%.  Homes listed under $1 million saw a noticeable decline in sales compared…

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Revitalize That “Dead Loan” With Our Not Normal Loan Programs

Aug 24, 2017 (0) comment , , , , ,

This year so far (January through July) we have closed 142 Hard Money Loans – 20+ loans per month.  Loans done so far total over 45 million.  These not-normal programs have much more forgiving qualifications than traditional financing. Regularly we have Brokers and Lenders reaching out to us with a transaction they are hoping to…

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Your Superheroes Are Here!

Aug 22, 2017 (0) comment , , , , , ,

Can’t get that loan done? We can with our Hard Money programs! “You are easy to work with and you get the job done.  I know early on IF you can do the deal or not and then not much changes to Closing. Together I KNOW that we are doing clients a great service from…

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Local Cities Named as California’s Best Place to Live

Aug 15, 2017 (0) comment , , , , , ,

In a recent study done by SmartAsset, 345 California cities were ranked the best places to live with 5 of the top 10 spots going to the East Bay. Here are the rankings: No.1: San Ramon (Contra Costa County) – it is home to at least three major corporate headquarters. No.3: Dublin (Contra Costa County)…

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We Fund Large Loans!

Aug 10, 2017 (0) comment , , , ,

Here at Sun Pacific Mortgage, we offer Hard Money financing for jumbo size loans and bigger, with qualifications that are more forgiving than traditional and conventional financing. Hard Money loans are the answer for someone with irregular income, tarnished credit, needs fast cash or property not qualifying for regular financing.  These are not issues with…

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How Much Do Utility Bills Add to Bay Area Homeownership Costs?

Aug 08, 2017 (0) comment , , , , , ,

Last month a Pacific Union Blog ran an eye-opening article on what the cost of utility bills added to homeownership in the Bay Area.  Surprisingly, the Bay Area’s utilities impacted the cost of owning a home far less on a percentage-point basis compared with the rest of the U.S! You’re probably saying, “That’s not my…

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Superhero Dynamic Duo Gets Loans Approved!

Aug 02, 2017 (0) comment , ,

Lack of inventory has real estate a bit tight at the moment. However, with bridge loans and short-term loans, real estate activity can be increased and benefit those Home Owners who do want to sell and those Home Buyers who want to make stronger offers. ● This type of financing removes the stress of having…

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