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Where Are All the Houses for Sale?

May 18, 2021 (0) comment , , , , , , ,

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In today’s market it is harder than ever to find a home to buy.  Even before the health crisis there was a shortage of homes on the market, but when the stay-at-home order was imposed, many prospective sellers decided to wait which resulted in making a bad situation even worse.  Experts agree that this is…

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The Legacy Continues – Helping Home Buyers

May 13, 2021 (0) comment , , , , , , ,

Carrying on the Legacy

Carrying on the legacy of 33+ years of private money lending: Credit Problems Okay! FAST Financing! Jumbo Loans Provided! Trusted By Over 10,000 Borrowers! Loan of the Week A Home Buyer was referred to us by his Realtor and conventional Lender in San Mateo County.  There was a credit problem that required a few more…

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Keeping All Your Home Buyers Happy

May 11, 2021 (0) comment , , , , , ,

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While there is no better feeling as a California Realtor than helping a Home buyer find their perfect home, there is also no worse felling than to discover that they are not qualified for the mortgage needed to purchase their dream – after finding it.   That’s where a California Hard Money lender like Sun…

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Why Borrow Private Money for Real Estate?

May 04, 2021 (0) comment , , , , , , ,

Stay Calm Amid the Storm

Borrowers have several options when looking for a mortgage.  But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”. Private lending exists for several reasons, among them consider the following: Speed of Closing:  Conventional mortgages usually take between 45-90 days to…

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Why Cash-Out Refinances?

Apr 27, 2021 (0) comment , , , , , , ,

Why Cash Out Refinances

A recent report in Quarterly Refinance Statistics, which covered refinances through 2020, stated that the dollar amount of cash-out refinances was greater in 2020 than in recent years. In another article published by Freddie Mac a report stated the following: “Americans treated their homes like ATMs last year, withdrawing $157.7billion amid a cash-out refinancing spree…

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Direct Financing

Apr 22, 2021 (0) comment , , , , , , ,

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We Can Get That Loan DONE!   Our Private Money loan programs offer: Quick Loan Approval Faster Closes! Difficult-to-prove-income OK Credit Problems OK Contact us here, or give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help.

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Sonoma County Real Estate Snapshot In March

Apr 20, 2021 (0) comment , , , , , , ,

Q4 2019 Sonoma and Napa Counties Real Estate Reports

Living in Sonoma County has proven to be more difficult over the last year due to the restrictions imposed, however, that has not stopped or slowed down the continued good health in the real estate market here! The following data regarding single-family residences obtained from the county’s MLS will shine a light on just how…

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Is a Private Money Loan Right for You?

Apr 13, 2021 (0) comment , , , , , , ,

Is a Private Money Loan Right for You?

To properly answer this question, we must first identify the meaning of a “private money” and “hard money” loan.  In short, these terms are interchangeable and is a type of loan that is secured by real property.  They are generally short-term loans with the Lender being an individual or company rather than a bank. These…

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Need A Loan Rescue?

Apr 09, 2021 (0) comment , , , , , , , ,

Loan of the Week – Get Approved When Others Say No!

The Guys in the White Hats Can Get That Loan Done! FAST Approvals Credit Problems Ok Local Lender, Family owned & operated Loan of the Week A local Mortgage Broker in Sonoma County sent his Borrower’s loan to us, due to some credit issues that popped up at the last minute. This Borrower needed 529,000…

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North Bay Real Estate Trends for February 2021

Apr 06, 2021 (0) comment , , , , , , , , , ,

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Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring…

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