Big Loans Have You Confused & Bewildered?
Let Us Help Get That Big Loan Done Fast! A Mortgage Broker in Southern California called us with an opportunity he was not able to do: A bridge loan for $850,000 at 65% loan to value. His Borrower was self-employed with difficult to prove income, thus having difficulty with loan approval within the time frame…
Read moreConventional Vs Hard Money Loans
Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender: Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money loan makes the difference between no loan and paying a little more until you…
Read moreGuardians Of Hard Money Loans
After 30 years of financing multitudes of Hard Money loans, it has become apparent that we are the true guardians of FAST Hard Money! We have funded many loans in less than one week; We can finance a property that doesn’t qualify for conventional financing; Lend to those who have difficulty proving income, as well…
Read moreHelp Your Client Take the First Step Toward Homeownership
As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade. That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988! If we can get your client…
Read moreMake More Money With Your Investments
Any time your money makes money with little time investment on your part, it’s a good deal. That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership. In today’s unsettled…
Read moreHard Money’s Very Own Super Hero!
We stand ready, stronger than ever, to help get your loan approved fast! Having a 2018 World Classic Cruiser Weight Champion on our family Hard Money team, just adds that special superpower to our alternative financing programs. Read below to see various loans funded by our office. And then email us back or Call Today…
Read moreInvestors, When Can We Expect the Next Recession?
Economist and analysts have studied the trends in our economic growth over the past decade and beyond, and they have concluded that a recession is coming in the next couple of years, 2020 per them. But, as real estate investors, you have no need to panic! A recession does not mean a housing crisis. A…
Read moreGet A Loan FAST Using Hard Money!
Jumbo Loan Funded In A Flash! A property owner in Napa needed some fast capital for his business as well as wanted to do some needed upgrades to his rental. Unfortunately, he was having difficulty qualifying for a conventional loan due to being self employed with difficult to prove income – and he couldn’t wait…
Read moreWhy Should I Buy Today Instead of Waiting?
Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise. The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values. Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest…
Read moreHard Money – In A League All Of Its Own!
Taking advantage of Hard Money for real estate purchases and refinances will not only put your client into a better position, but it’ll put you into a league of your own as their Real Estate or Lending Agent! Read below to see what recently funded by our office – including mega jumbo loans and 1-week-to-funding…
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