California's Hard Money Lender Since 1988

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Breaking News! Alt-A Hard Money By The Guys in the White Hats 

Aug 15, 2019 (0) comment , , , , , ,

By The Guys in the White Hats

Our breaking news brings you a brand-new release:  Low hard money rates from 6% – 8% with our one of a kind, Alt-A Hard Money Program! This is for those borrowers who are just shy of qualifying for “A” paper underwriting.  The qualifications include:  – Borrowers with good credit of at least 640. – Max 64% Loan…

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New Release! Alt-A Financing

Aug 08, 2019 (0) comment , , , , ,

New Release! Alt-A Financing

Alt-A Hard Money Loan! By The Guys in the White Hats  This is for borrowers who are just shy of qualifying for “A” paper.  This Brand-New program offers low hard money rates from 6% – 8%! – Fastest Funding Around (many funded in less than 5 days) – Borrowers with good credit (640+) – Lower Loan To Value…

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Accessory Dwelling Units: Do Your Homework First!

Aug 06, 2019 (0) comment , , , , , ,

Accessory Dwelling Units Do Your Homework First

The housing crisis, especially in California, has worsened over the past decade.  There is a report that states California is short three million housing units. This accounts for the additional pressure on home and rent prices.  To alleviate this disparity some cities are reducing the red tape required to build these attached or detached structures…

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The 2019 Release! Alt-A Hard Money Program

Aug 01, 2019 (0) comment , , , ,

Alt A Hard Money Program

Releasing a Brand-New Alt-A Hard Money Program with Rates from 6% – 8%! Borrowers with good credit (640+) Lower Loan To Value (64% LTV or lower) Nice property in good location  We have many investors who are interested in these types of loans.  For borrowers who are just shy of qualifying for “A” paper, they…

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Fast Financing For Those Turned Down Elsewhere!

Jul 25, 2019 (0) comment , , , , , ,

fastest funder

You or your client being turned down elsewhere for a home mortgage?  This is where we can come in and help with our alternative financing programs – also known as Hard Money. Call us at 707-523-2099 today with any questions or scenarios you have. We’ll get back to you quickly! Recently Funded Through Our Office…

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Real Estate Vs. Your 401K

Jul 23, 2019 (0) comment , , , , , , ,

Real Estate Vs Your 401K

All of us would like to think we are going to retire someday, and hopefully, it will be comfortably. To that end we are encouraged to contribute to a 401K.  Unfortunately, the growth rate of most 401K accounts will not offer us the retirement we anticipate. As an example, even if you were to put…

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Racing To Get You Fast Loans – Even When Turned Down Elsewhere!

Jul 18, 2019 (0) comment , , , , , ,

Racing To Get You Fast Loans Even When Turned Down Elsewhere

This Home Buyer Was Turned Down Less Than 1 Week To Close of Escrow.  Below is the thankful Realtor’s testimonial: “A guy in a white cowboy hat was boarding a plane in Seattle when he gets a phone call from a frantic agent: HELP! My client’s loan got denied and it has to close on…

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Difficult-To-Prove Income? We Have the Answer.

Jul 16, 2019 (0) comment , , , , , ,

Difficult To Prove Income We Have the Answer

Self-employed borrowers have always had a difficult time proving their credit worthiness; however, there is a solution.  Despite the roll-back on mortgage regulations, there is a product known as an “alternate documentation” loan, which has helped potential homeowners overcome this obstacle. Let’s look at a variety of situations which might make income verification difficult:  Today’s…

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Turned Down Elsewhere? We Can Help Get You Fast Loan Approval!

Jul 11, 2019 (0) comment , , , , , , ,

Loan Turned Down Elsewhere We Can Help

Despite being turned down by other Underwriters or Lenders, get fast approvals and funding of loans here! Make us your first and favorite Hard Money Lender. We can help those turned down elsewhere and our specialty is speed. Call us today at 707-523-2099 or email us back with any scenario.  We will you know quickly…

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Using Home Equity and a Hard Money Loan for Debt Consolidation

Jul 09, 2019 (0) comment , , , , , ,

Using Home Equity and a Hard Money Loan for Debt Consolidation

Assuming you have enough equity in your home, accessing it to pay off much higher consumer debt is a viable and cheaper alternative.  Paying off high-interest credit cards or high-rate loans with a lower-interest home loan makes sense for many borrowers. However, as with any choice, there are Pros and Cons to be considered.  Let’s…

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Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO

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