The Comeback of Multigenerational Housing
During the last decade the real estate market has seen a phenomenon that it has not experienced since the 1950s…a significant increase in multigenerational homes. According to a recent study, about 21% or 32 million Americans share a roof with their grown children or parents. A report by the National Association of Realtors (NAR) states…
Read moreSuperheroes Fund Not-Normal Loans
When you need a fast response and faster home loan, we are here for you! We are known for our ability to provide speedy financing for your real estate needs. Known as Hard Money, these loans might enable you to bring that superhero offer to a Seller or to be the superhero Agent for…
Read moreArbitraries in Hard Money Lending
Arbitraries in Hard Money Lending On January 11, 2018 our office will celebrate having done loans for 30 years. We have personally done and/or supervised thousands and thousands of loans. We have almost seen it all. Not too much surprises us anymore. So, what does the word arbitrary mean? The dictionary states “based on random…
Read moreLoan of the Month – Helping People Makes Me Smile.
Helping People Makes Me Smile. We have been offering Hard Money Loans for almost 30 years now, and it still makes me happy to do what I do. Earlier this month, a Homebuyer called in, looking for a quick loan on a home she wanted to purchase in San Diego. She had contacted several other…
Read moreHow To Say Goodbye To Your Home
Since the Sonoma and Napa fires we have been forced to think about saying “Goodbye” to many things, not the least of which is our home. Those who are fortunate enough to sell their home to a willing buyer, may also experience a great sense of loss. Our home is the place where we find…
Read moreWe Are Thankful For Being Able To Help Others With Our Loans
A Recent Hard Money Borrower Sent Us The Following: “I wanted to thank you for your help in saving our home. “Sun Pacific Mortgage and their hard money Lenders/Investors allowed us to save our home with a temporary hard money loan. After going through a difficult financial time, we fell behind on our mortgage which…
Read moreAre You Asking “Should I Buy or Rent?”
It is surprising that even with the sustained rise in home prices over the last couple of years, buying a home can be noticeably less expensive than renting one in the Bay Area. There was a recent study done that determined buying is 13% cheaper than renting a comparable home in the San Francisco Marin,…
Read moreAs We Rise From The Ashes
As we all begin to emerge out of the smoke and ashes to a new reality, we are faced with numerous, difficult hurdles. Rebuilding or finding a new home is one of the major issues faced by so many today. At Sun Pacific Mortgage we are standing ready to help with any of your financing…
Read moreWe Won’t Leave You Hanging!
Our “not-normal loans”, also known as Hard Money, have just 2 main qualifications and you can get your money fast: Decent existing equity or at least 25% down payment. An ability to repay the loan (source of income). Our fastest loan funding was in 3 days – we get many loans approved and funded…
Read moreHometown Superheroes Bulletin #3
“Force Yourself To Smile And You’ll Soon Stop Frowning.” There are many things we can all be thankful for at this time and a lot of rebuilding to get started on, so it is time to get back to work. If we can be of service with our fast real estate financing options, please reach…
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