California's Hard Money Lender Since 1988

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Super-Fast Loan Done For Lender

Sep 20, 2017 (0) comment , , , , , ,

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Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income.  She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…

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Who Is Today’s Real Estate Investor?

Sep 14, 2017 (0) comment , , , , , ,

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Who do you envision when you think of the stereotypical real estate investor?  The reality is far from the Hollywood image of the businessman in an expensive suit.  It turns out that the “average” real estate investor is more like you or your next-door neighbor. Bigger Pockets, a real estate investment social network, had some…

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Housing Market Update For San Francisco

Sep 12, 2017 (0) comment , , , , , , ,

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The convergence of several factors has brought the real estate market in San Francisco to new heights and new lows.  The second quarter of 2017 saw unprecedented buyer activity, but a drop in inventory.  The results were the lowest supply of homes in two years, but the shortest days on the market – good news…

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Your Superheroes Are Here!

Aug 22, 2017 (0) comment , , , , , ,

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Can’t get that loan done? We can with our Hard Money programs! “You are easy to work with and you get the job done.  I know early on IF you can do the deal or not and then not much changes to Closing. Together I KNOW that we are doing clients a great service from…

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Local Cities Named as California’s Best Place to Live

Aug 15, 2017 (0) comment , , , , , ,

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In a recent study done by SmartAsset, 345 California cities were ranked the best places to live with 5 of the top 10 spots going to the East Bay. Here are the rankings: No.1: San Ramon (Contra Costa County) – it is home to at least three major corporate headquarters. No.3: Dublin (Contra Costa County)…

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We Fund Large Loans!

Aug 10, 2017 (0) comment , , , ,

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Here at Sun Pacific Mortgage, we offer Hard Money financing for jumbo size loans and bigger, with qualifications that are more forgiving than traditional and conventional financing. Hard Money loans are the answer for someone with irregular income, tarnished credit, needs fast cash or property not qualifying for regular financing.  These are not issues with…

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How Much Do Utility Bills Add to Bay Area Homeownership Costs?

Aug 08, 2017 (0) comment , , , , , ,

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Last month a Pacific Union Blog ran an eye-opening article on what the cost of utility bills added to homeownership in the Bay Area.  Surprisingly, the Bay Area’s utilities impacted the cost of owning a home far less on a percentage-point basis compared with the rest of the U.S! You’re probably saying, “That’s not my…

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Some Pitfalls to Avoid When Shopping For A Home

Jul 31, 2017 (0) comment , , , , , ,

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To the uninitiated home buyer, the process of becoming a homeowner can be daunting.  But don’t let these cautions deter you from embarking on one of the best financial investments you might ever make.   Connect up to a local experienced Real Estate Agent and Lender to help you navigate snags that can cost you…

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Bay Area’s Hottest Spots for Home Flippers

Jul 25, 2017 (0) comment , , , , , , ,

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A recent study done by ATTOM Data Solutions states some zip codes in the Bay are ranked among the nation’s hottest housing market for flippers. In the first two quarters of 2017 Contra Costa County, Santa Clara County, and Solano County were the locations that yielded the highest ROI for flippers.  Even though the Bay…

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Things You Might Overlook In Your Home Search

Jul 20, 2017 (0) comment , , , , , ,

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You might think you have found your dream home, only to discover after you move in, that you missed some important “must-haves”.  I was reading a Realtor.com article recently and it was covering just this subject.   Some of these critical features, buyers might not consider when house hunting.  They may not be deal breakers…

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