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May 09, 2017 (0) comment , , , , , , ,

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We have all noted and experienced the tightness of the real estate market over the past several months.  But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap.  Everyone should be ready for the opportunities that lie ahead. And Hard Money…

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Are You Ready To Spring Into Some Real Estate Action?

May 01, 2017 (0) comment , , , , ,

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We have all noted and experienced the tightness of the real estate market over the past several months.  But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap.  I’m sure we all want to be ready for the opportunities that lie…

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Temporary Purchase Loan in San Francisco

Apr 27, 2017 (0) comment , , , , , ,

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These particular home buyers were referred to me after being turned down by their local bank.  They were just about to sign the closing papers at Escrow for their new home,  but final loan approval fell through.  They needed a fast bridge loan so they wouldn’t miss out on the new house they wanted! They…

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What Are Homeowners’ Biggest Concerns?

Apr 20, 2017 (0) comment , , , , , ,

Buying a home in California is one of the biggest purchases we will most likely make in our lifetime. There was a good article recently from Pacific Union about homebuying (see link below). This experience is a major investment in time, money, and emotions.  The process can definitely be intimidating for first time home buyers,…

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Get Ready For Spring!

Apr 06, 2017 (0) comment , , , , , , ,

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The National Association of Realtors (NAR) recently reported that the top 10 dates Sellers listed their homes in 2016 were mostly all in April, May or June.  If you are considering taking advantage of this “real estate season”, it is time to examine your best mortgage options.   If you should find yourself in a…

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Hard Money Loan Tutorial

Mar 29, 2017 (0) comment , , , , , , ,

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When you apply for a conventional loan, Lenders are very interested in your credit scores and your income.  If you have a solid history of repaying your debts and your debt to income ratio is acceptable, you will be approved for the loan. Applying for this type of loan can be an unpleasant experience.  The…

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Property Refinance in Mountain View California

Mar 21, 2017 (0) comment , , , , , ,

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A local Mountain View realtor referred his home buyer to me after they had exhausted conventional loan programs. I immediately called the buyers and got them preapproved. Because the Buyers were combining households, their debt did not qualify them for a 30 year jumbo fixed rate bank loan. They had found a dream home in Mountain…

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Happy Saint Patrick’s Day! 

Mar 17, 2017 (0) comment , , , , , , ,

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We feel so lucky to have discovered Sun Pacific Mortgage… “I was literally crying tears of joy for an hour straight. So excited to get back on track! None of this would have been possible without Sun Pacific’s help and genuine concern. We truly cannot thank you enough!” C& S  “Forest and Ken are stable…

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Deal Of The Month – Superhero To The Rescue

Mar 15, 2017 (0) comment , , , , , ,

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Rush Purchase in Healdsburg, Sonoma County A past borrower of ours called me a couple of weeks ago, asking if I could help save her deal.  Unfortunately, it was about to fall out of Escrow due to a last minute hiccup by her conventional Lender. She was desperate, needing the money in less than 2…

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What Is a Bridge Loan – And How Is It Beneficial?

Mar 06, 2017 (0) comment , , , , , , ,

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Real estate agents, investors, home buyers and home sellers are always interested in utilizing smart home buying strategies. A bridge loan is a type of creative financing that falls into the category of “smart home buying strategies”.  It is a short term loan, 12 to 18 months only.  It gets paid off with longer-term financing…

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