California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

“HARD MONEY” OR “PRIVATE MONEY” LOAN REVISITED

May 02, 2011 (0) comment , , , , , , , , , ,

LENDER’S VIEWPOINT By Forest Tardibuono There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in, a home to rent out, or a commercial building. They include the standard 30 year fixed rate mortgage, the government FHA/VA loans, a commercial property SBA…

Read more

Sun Pacific Investor Quarterly

Apr 27, 2011 (0) comment , , , , , , , ,

So much change has been wrought in the lending industry since what has been deemed the “mortgage debacle”.  With the dust somewhat settling on the new lending landscape it’s time to inform Investors, Brokers  & Borrowers of some of the regulatory changes impacting Hard Money.  These changes impact each & every one of you. I’ll…

Read more

Special Edition: Sun Pacific Investor Quarterly

Mar 22, 2011 (0) comment , ,

      Sun Pacific Investor Quarterly A Newsletter for Investors in Trust Deeds Volume 7 Issue 2      Integrity  • Knowledge   •   Honesty      March 2011   Change – Change – Change               So much change has been wrought in the lending industry since what has been deemed the “mortgage debacle”.  With the dust somewhat…

Read more

IS THE MARKET TOO SCARY TO BUY? (By the way – NO!)

Dec 31, 2010 (0) comment , , , , , , , , , , ,

Wow, we are being hit by all sides these days.  The money market is in disarray, lay-offs are high, California hasn’t passed a budget.  Can it get any worse than this?  Why would anyone buy?  It is being blared across the air waves that it’s as bad as the 1920s.  So, can/should you buy?  Did…

Read more

4 Ways to Buy a Home

Dec 29, 2010 (0) comment , , , , , , ,

 Newly Built Home – There are still newly built homes on the market.  In the Sunday section of the paper these are highlighted with a map.  Sometimes there is special financing available through the builder. Resale Home – These are homes for resale by the owner.  Sometimes the owner still lives in them and sometimes…

Read more

The Wave Is Coming

Dec 27, 2010 (0) comment , , , , ,

We keep hearing reports that the foreclosure wave is coming. It’s on the news and in the paper. Maybe it is, maybe it isn’t. We have not seen much evidence of it in Sonoma County. Here’s what we know so far… Fannie Mae has been holding back flooding the market with foreclosures so prices stabilize.…

Read more

Oh, there’s no place like home for the Holidays

Dec 17, 2010 (0) comment , , , , , , , , , , ,

‘Cause no matter how far away you roam, If you want to be Happy in a million ways, For the Holidays you can’t beat Home Sweet Home. Ain’t it the truth! As a mortgage and real estate guy, I’m probably a bit more biased towards that viewpoint than most but who will argue the point.…

Read more

WHAT IS A “HARD” MONEY OR “PRIVATE” MONEY LOAN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in; a home to rent out; or a commercial building. They include the standard 30 year fixed rate mortgage; the government FHA/VA loans; a commercial property SBA loan; or a private money…

Read more

RENT VS. OWN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

Have you heard the news? Mortgage interest rates are down to 4-1/2%. Mortgage interest rates have been hovering around 6% for months. But the Feds are trying to stimulate home purchasing and have been working to get mortgage rates down. What does that mean to you when purchasing a house? (Oh – by the way,…

Read more

Categories