HARD MONEY and The Property Dumpometer Scale
LENDER’S VIEWPOINT by Broker, Forest Tardibuono THE PROPERTY Home Loans, HARD MONEY AND The Dumpometer Scale [youtube=http://www.youtube.com/watch?v=TrKWJ44ggMU&w=448&h=252&hd=1] Property Dumpometer Scale and Loans This aspect of buying a home examines the security for the loan. In most states, when you buy a home you pledge the property as collateral for the loan with a legal document…
Read moreBuyer’s Credit, Home Loans and Hard Money
LENDER’S VIEWPOINT By Forest Tardibuonio CREDIT Home Loans and HARD MONEY This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good…
Read moreHow “The Guy In The White Hat” Came To Be
Hi. My name is Forest Tardibuono and I am the proud Co-owner and Broker of Sun Pacific Mortgage & Real Estate since 1988 – established in Sonoma County, CA! Thought I’d tell you a bit about myself as my kids have nagged at me to let people know my interesting life history up to now…they…
Read moreThe Guy In The White Hat Comes To Homebuyers’ Rescue!
The Guy In The White Hat Comes To Homebuyers’ Rescue! [youtube=http://www.youtube.com/watch?v=k3eFWtb6pz0&w=448&h=252&hd=1] Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these. We are the local Hard Money…
Read more“HARD MONEY” OR “PRIVATE MONEY” LOAN REVISITED
LENDER’S VIEWPOINT By Forest Tardibuono There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in, a home to rent out, or a commercial building. They include the standard 30 year fixed rate mortgage, the government FHA/VA loans, a commercial property SBA…
Read more“HARD MONEY” OR “PRIVATE MONEY” LOAN REVISITED
LENDER’S VIEWPOINT By Forest Tardibuono There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in, a home to rent out, or a commercial building. They include the standard 30 year fixed rate mortgage, the government FHA/VA loans, a commercial property SBA…
Read moreHomebuyers Saving Grace!
The Guy In The White Hat Comes To Homebuyers’ Rescue! Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these. We are the local Hard Money Lender who…
Read moreHomebuyers’ Rescue!
Guy In The White Hat Comes To Homebuyers’ Rescue! Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these. We are the local Hard Money Lender…
Read morePRIVATE MONEY Is that a good loan?
As a Private Money lender for the last 20 years I have been asked many, many times – “Is that a good loan?” Initially I would do the analysis of the house payment compared to 30 year fixed rates and the costs divided by the number of years they’d have the loan, blah, blah,…
Read moreTHE TRUTH ABOUT LENDERS AND LOAN OFFICERS
The real theme of this article should be all the change- and it has been an avalanche – wrought by the government in recent years to handle something that simple attrition has fixed. The problematic players in the real estate debacle, both the banks and the unscrupulous loan agents have, in the main, fallen out…
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