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The Wave Is Coming

Dec 27, 2010 (0) comment , , , , ,

We keep hearing reports that the foreclosure wave is coming. It’s on the news and in the paper. Maybe it is, maybe it isn’t. We have not seen much evidence of it in Sonoma County. Here’s what we know so far… Fannie Mae has been holding back flooding the market with foreclosures so prices stabilize.…

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Oh, there’s no place like home for the Holidays

Dec 17, 2010 (0) comment , , , , , , , , , , ,

‘Cause no matter how far away you roam, If you want to be Happy in a million ways, For the Holidays you can’t beat Home Sweet Home. Ain’t it the truth! As a mortgage and real estate guy, I’m probably a bit more biased towards that viewpoint than most but who will argue the point.…

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WHAT IS A “HARD” MONEY OR “PRIVATE” MONEY LOAN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in; a home to rent out; or a commercial building. They include the standard 30 year fixed rate mortgage; the government FHA/VA loans; a commercial property SBA loan; or a private money…

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RENT VS. OWN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

Have you heard the news? Mortgage interest rates are down to 4-1/2%. Mortgage interest rates have been hovering around 6% for months. But the Feds are trying to stimulate home purchasing and have been working to get mortgage rates down. What does that mean to you when purchasing a house? (Oh – by the way,…

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