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Our Loan Programs > Alt-A Hard Money

Alt-A Hard Money Loans

Unique Loan Program!

Due to the demand from both borrower and investor, we offer this unique Alt-A Hard Money Program, in addition to our traditional hard money programs.

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Our unique Alt-A Hard Money Program with Rates from 6% – 8.5%!

 Borrowers with good credit (640+)
Lower Loan To Value (55% LTV or lower)
 Nice property in good location

We have many investors who are interested in these types of loans. For borrowers who are just shy of qualifying for “A” paper, you can quickly get approved for this lower-rate Alt-A Hard Money program.

Alt-A Hard Money Rate Sheet

Our Loan of The Week is a perfect example of this:

Turned down by her bank at last minute.  Single Family Residence in Kentfield (Marin County), just needed short-term financing to complete renovations to then sell the house.  Loan of $680,000 with LTV just under 50%.  Approved at 7.5% interest only for 1 year with no prepayment penalty. Loan length from start to finish = 7 business days!

Another perfect example of why this new program is so beneficial: 

Realtor calls with a rush request from her Buyer:  He needed a $599,000 short term loan to buy an investment property in Mill Valley.  His current lending institution was confused by his company being the Buyer so was not performing.

His credit was over 750, he had a good down payment allowing for 59% LTV, he made great monthly income and had a lot of other real estate assets as well as excess funds in the bank. He was a perfect borrower…except he had to wait too long due to unnecessary confusions from his lender, so now he needed fast performance.  This is where we stepped in with our Alt-A Hard Money Loan program with a 6% rate and had his loan funded in just about 1 week!

If you have a scenario that might fit Alt-A Hard Money, call us at 707-523-2099 or send us a message below and we’ll reply quickly with what we can do for you.

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Are you a Realtor? Click Here to see how we can increase your closing rate. 

Have a Loan Scenario? Email us.

We provide ONLY California Real Estate financing. Minimum loan amount starts at $150,000.

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