California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

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The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

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We offer FAST Hard Money Financing and Trust Deed Investing throughout California!

Brokers & Realtors Learn More Investors Learn More

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

Loan Info

  • Loan amounts start at $150,000* and go up from there.
  •  Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Owner Occupied, Investor, Commercial, and Condominium financing.
  • Fast Funding ability.

*Sonoma County loan amounts vary, call today!

Latest Posts

How To Say Goodbye To Your Home

Since the Sonoma and Napa fires we have been forced to think about saying...

Posted on Nov 21, 2017

We Are Thankful For Being Able To Help Others With Our Loans

A Recent Hard Money Borrower Sent Us The Following: “I wanted to thank you...

Posted on Nov 16, 2017

Are You Asking “Should I Buy or Rent?”

It is surprising that even with the sustained rise in home prices over the...

Posted on Nov 09, 2017



I wanted to thank you for your help in saving our home.

Sun Pacific Mortgage and their hard money lenders/investors allowed us to save our home with a temporary hard money loan.  After going through a difficult financial time we fell behind on our mortgage which prevented us from securing a conventional mortgage.   We were on the verge of making the difficult choice of selling our home or foreclosing before contacting Sun Pacific Mortgage.

The mortgage brokered by Sun Pacific Mortgage helped us save our home which give us time to clean up our credit.

In addition, our investor/lender was flexible in extending our loan several months while we secured a conventional loan.  It was a win/win for everyone.

After a two year process, we are closing on a conventional refinance today.

My family and I are eternally grateful for your service and the role Sun Pacific played in saving our home.

Thank you again,


Damon B.

“I have to say thank you, to you and Arlene for closing the loan there in Sacramento.  The borrower was going sideways on me and Arlene’s super human efforts kept us on track so that the borrower could refinance into a better loan.   Again, special thanks to you and your Loan Processors – you are an amazing team.”

Broker, Ed

“Forest has assisted in many complicated transactions which enables us to get to the finish line for our clients. Very professional and knowledgeable.”

Doug D – Sonoma County

“Ken and team saved my house!  He lined up two investors and closed very quickly.  When others day “no”, Ken is ready to go.  HE is professional and friendly and gets it done!!!”

Nicole A.