California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

Click Here to Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Click Here to Learn More

We offer FAST Hard Money Financing and Deeds of Trust Investing throughout California!

Brokers & Realtors Click Here Investors Click Here

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

Loan Info

  • Fast Funding ability.
  •  Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Owner Occupied, Investor, Commercial, and Condominium financing.
  • Loan amounts start at $175,000* and go up from there.

*Sonoma County loan amounts vary, call today!

Latest Posts

Real Estate – Best Investment for Past 5 Years!

Despite the volatility of the real estate market in the past, most Americans, particularly...

Posted on Aug 15, 2018

Feeling Strange About Hard Money? Let Us Show You Our Magic!

Jumbo Loan Funded Magically Fast A Home Buyer was referred to us by his...

Posted on Aug 09, 2018

Don’t Get Left In The Dark – Use Hard Money!

We won’t leave you waiting or wondering if you have loan approval.  We are...

Posted on Aug 02, 2018


Ken and his staff are awesome on every level!  Very professional.  Ken was able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with I would give Sun Pacific all ten!  Thanks guys!!

Borrower, Joe G.

“I have to say thank you, to you and Arlene for closing the loan there in Sacramento.  The borrower was going sideways on me and Arlene’s super human efforts kept us on track so that the borrower could refinance into a better loan.   Again, special thanks to you and your Loan Processors – you are an amazing team.”

Broker, Ed

“Forest has assisted in many complicated transactions which enables us to get to the finish line for our clients. Very professional and knowledgeable.”

Doug D – Sonoma County

“Ken and team saved my house!  He lined up two investors and closed very quickly.  When others say “no”, Ken is ready to go.  HE is professional and friendly and gets it done!!!”

Nicole A.