California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

Click Here to Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Click Here to Learn More

We offer FAST Hard Money Financing and Deeds of Trust Investing throughout California!

Brokers & Realtors Click Here Investors Click Here

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

Loan Info

  • Fast Funding ability.
  • Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Loan amounts start at $175,000 and go up to $2 million+.
  • Single Family Houses, Multi-Family Properties, Condos and Business Properties

Latest Posts

Conventional Vs Hard Money Loans

Let’s look at the difference between traditional or conventional Lenders, such as Banks and...

Posted on Sep 18, 2018

Guardians Of Hard Money Loans

After 30 years of financing multitudes of Hard Money loans, it has become apparent...

Posted on Sep 14, 2018

Help Your Client Take the First Step Toward Homeownership

As Lenders or Brokers you often come across a client who is on the...

Posted on Sep 12, 2018

Testimonials

Ken and his staff are awesome on every level!  Very professional.  Ken was able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with I would give Sun Pacific all ten!  Thanks guys!!

Borrower, Joe G.

“I have to say thank you, to you and Arlene for closing the loan there in Sacramento.  The borrower was going sideways on me and Arlene’s super human efforts kept us on track so that the borrower could refinance into a better loan.   Again, special thanks to you and your Loan Processors – you are an amazing team.”

Broker, Ed

“Forest has assisted in many complicated transactions which enables us to get to the finish line for our clients. Very professional and knowledgeable.”

Doug D – Sonoma County

“Ken and team saved my house!  He lined up two investors and closed very quickly.  When others say “no”, Ken is ready to go.  HE is professional and friendly and gets it done!!!”

Nicole A.