California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Great Hard Money Loans at Good Rates!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for! Rates starting at 8%

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The Last of us

Get Owner Occupied Hard Money Financing With Us!

Family Owned and Operated
Owner Occupied Loan amounts start at $150,000 and go up from there. FICO is not a factor!

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The Last of us

Good Investment Opportunities throughout California!

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return!

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We offer FAST Private Money Financing in Sonoma County and throughout the state of California!

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Loan Info

  • Loan amounts start at $150,000* and go up from there.
  •  Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Owner Occupied, Investor, Commercial, and Condominium financing.
  • Fast Funding ability.

*Sonoma County loan amounts vary, call today!

Latest Posts

Refinance Using Hard Money

Refinance Using Hard Money You have loanable equity in your property, whether it’s residential,...

Posted on Aug 22, 2016

Deal of the Month, We Cannot Lie

Hard Money Loan of the Month By Ken Walker, Lead Loan Originator Investment Property...

Posted on Aug 22, 2016

Top 5 Reasons To Refinance Using Hard Money

If you have good equity in your home, you can potentially refinance.  Below are...

Posted on Aug 15, 2016


The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic.  We are able to move into a home of our dreams because God allowed us to come across this awesome business!  It’s like when everyone else seemed to be against, us, Sun Pacific found a way to make things happen.  We closed on our home on 12/10/15 and we cannot thank them enough.

Lakerie Williams

I give you 5 stars!

Victoria S.

You folks truly saved me!! Thank you!

Teresa Means

Ken Walker was my LO, and Lynn was my Processor and they did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24 hour turnaround with docs with having a full package! Sun Pacific mortgage was very professional and is loyal to their word.  I would recommend anyone to go there for business.

Chantell M.