California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Fast Hard Money Loans!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

Learn More
The Last of us

High Yield Investment Opportunities throughout California.

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return.

Learn More

We offer FAST Hard Money Financing and Trust Deed Investing throughout California!

Brokers & Realtors Learn More Investors Learn More

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

Loan Info

  • Loan amounts start at $150,000* and go up from there.
  •  Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Owner Occupied, Investor, Commercial, and Condominium financing.
  • Fast Funding ability.

*Sonoma County loan amounts vary, call today!

Latest Posts

We Fund Large Loans!

Here at Sun Pacific Mortgage, we offer Hard Money financing for jumbo size loans...

Posted on Aug 10, 2017

How Much Do Utility Bills Add to Bay Area Homeownership Costs?

Last month a Pacific Union Blog ran an eye-opening article on what the cost...

Posted on Aug 08, 2017

Superhero Dynamic Duo Gets Loans Approved!

Lack of inventory has real estate a bit tight at the moment. However, with...

Posted on Aug 02, 2017

Testimonials

Ken and the staff at Sun Pacific are amazing. They are with you until the end and if there are any kinks, they will help you. 5/19/2017

Veronica B.

I continue to refer to you because you do owner occupied deals and are friendly.  Seems like a family business and I like the vibe.

Jackelyn G., Lender

Hi Forest. I use you and Ken because you produce quality loans at fair rates.  I like the fact that your staff is fast and knowledgeable.

Jim, Broker & Investor

I like to work with Ken because he is very responsive which is really great.  You are also fast.

CEO/Broker, Jay K.