California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Last of us

Great Hard Money Loans at Good Rates!

Family Owned and Operated
Turned down elsewhere? Hard Money could be exactly what you’re looking for!

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The Last of us

Get Owner Occupied Hard Money Financing With Us!

Family Owned and Operated
Owner Occupied Loan amounts start at $150,000 and go up from there. FICO is not a factor!

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The Last of us

Good Investment Opportunities throughout California!

Family Owned and Operated
Becoming a Private Investor with us can earn you upwards of 13% in return!

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We offer FAST Hard Money Financing throughout California!

Only TWO main qualifications for a Hard Money loan:

1. Equity or a decent down payment.
2. An ability to repay the loan.

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Loan Info

  • Loan amounts start at $150,000* and go up from there.
  •  Credit score not generally a factor (bad or poor credit – we can still help you!).
  • Up to 75% LTV, case by case basis.
  • Owner Occupied, Investor, Commercial, and Condominium financing.
  • Fast Funding ability.

*Sonoma County loan amounts vary, call today!

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The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic.  We are able to move into a home of our dreams because God allowed us to come across this awesome business!  It’s like when everyone else seemed to be against, us, Sun Pacific found a way to make things happen.  We closed on our home on 12/10/15 and we cannot thank them enough.

Lakerie Williams

I give you 5 stars!

Victoria S.

You folks truly saved me!! Thank you!

Teresa Means

Ken Walker was my LO, and Lynn was my Processor and they did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24 hour turnaround with docs with having a full package! Sun Pacific mortgage was very professional and is loyal to their word.  I would recommend anyone to go there for business.

Chantell M.