California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

We Work With Brokers and Lenders…
Increase Your Success Rate With Our Loan Programs!

Hate Turning a Borrower Away?Click here to contact us.

 

We get loans brokered or referred to us by mortgage professionals who had to tell the borrower “no” for whatever reason.  Most that call us need quick action and approval – because they are running out of time.  We understand Brokers and Lenders want to help, but traditional underwriting is not always the best fit.

We are uniquely qualified in that our underwriting is based on 2 things:

  1. Loan to value.
  2. Ability to repay.  (Even our “ability to repay” is far more flexible than conventional underwriting.)

We loan up to 75% of the value of the property and in some instances as high as 80%.  We do Jumbo Loans commonly.

Call us today at (707) 523-2099 or email us by filling out the form below.


Ken Walker & Forest Tardibuono – “The Guys in the White Hats”

Hard Money Loan Programs:

These Funded Loans Below Were Brokered Or Referred To Us:

Sea Ranch, California (Sonoma County)
(Referred by bank agent – they had to close NOW)
Loan Program: Investment Property Purchase
Loan Amount: $245,000
Days To Fund: 5 days
Why Turned Down Elsewhere: Had FICO issues due to medical bills

Sunnyvale, California (Santa Clara County)
(Brokered by “A” lender after trying…..)
Loan Program: Investment Property Refinance
Loan Amount: $1,130,000
Days To Fund: 11 days
Why Turned Down Elsewhere: Owned “too many” properties

Sebastopol, California (Sonoma County)
(Bank Agent couldn’t do it due to property)
Loan Program: Owner Occupied Refinance of 2nd for Business Purpose
Loan Amount: $170,000
Days To Fund: 16 days
Why Turned Down Elsewhere: Property needed fixing

North Highlands, California (Amador County)
(Brokered after trying to get it done for months)
Loan Program: Commercial Refinance
Loan Amount: $900,000
Days To Fund: 26 days
Why Turned Down Elsewhere: FICO was poor

Petaluma, California (Sonoma County)
(Referred by bank agent – they had to close Quickly)
Loan Program: Owner Occupied Temporary 2nd
Loan Amount: $160,000
Days to fund: 14 days
Why Turned Down Elsewhere: Had a short sale not too long ago

NOTE: Borrowers can get our financing despite bad credit, difficult to prove income, property a fixer, etc! We finance Jumbo Loans, Bridge and short term loans, Owner Occupied purchases and refinances, investment purchases, commercial and land.

Have a Question or Loan Scenario? Email us.

Your Name (Required)

Your Email (Required)

Your Phone Number (For only us to call and answer your questions)

Subject

Your Message