There are really only 2 main qualifications for a Hard Money loan:
- Equity or a decent down payment.
- An ability to repay the loan.
One gets a Hard Money / Private Money loan for a few main reasons:
- Your credit is not good enough for a conventional loan. (Credit score not generally a factor for OUR loans)
- You need cash quickly (Conventional loans average 30 days and our loans average 16 days!).
- The property or home you are buying does not qualify for an FHA or other conventional loan in that it needs some renovating/fixes.
- You need a big loan in a short amount of time.
Call Today (707) 523-2099 for a free consultation, get any questions answered or to start this loan process.
Hard Money Loan Programs:
- Owner Occupied Loans
- Bridge Loans
- Commercial Loans
- Temporary Loans
- Jumbo Loans
- Investment Property Loans
Got More Questions?
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California Real Estate financing only. Minimum loan amount starts at $175,000.