According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will outpace 2018. Studies show that 65% of Americans continue to believe that home-ownership is a good investment.

With the average home rental in California ringing in at $2500 per month, home-ownership is looking more and more attractive. The Millennials (ages 19-35) have been the driving force behind bidding wars in many areas of California, as they cast off their renter lifestyles and opt for putting down roots in a community.  The Millennial factor is a major reason 2019’s housing market will continue its healthy growth.

In case you are wondering how the 2019 real estate market is shaping up and compares to past years, C.A.R. (California Association of Realtors) released this California housing summary:

If you’re already a homeowner or real estate investor, good for you!  On the other hand, if you are adding to your landlord’s wealth instead of your own, let 2019 be the year you start accumulating your own retirement nest egg.  Leave the rental market and purchase a home. Someone is going to profit from California real estate this year, make it be you!

Sun Pacific Mortgage will be here today and in the foreseeable future to support your housing and investment needs.  We look forward to your call at (707) 523-2099.

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.  

Trust deed investing can provide high returns.  In fact, private investments in trust deeds typically yield investors returns between 9% and 14% depending on the amount of risk. What makes trust deeds considered safer than stocks is the fact that these investments are secured equity, title insurance and a recorded trust deed.   While these are not necessarily liquid, the majority of such loans are for a shorter period of time, maturing in 12 to 24 months.

Unlike stocks, individual trust deed offerings offer investors a greater deal of control in their investment decisions.  Investors with Sun Pacific Mortgage are given all the relevant information regarding the subject property and the potential buyer. Investors can pick and choose loans based on the level of risk they are willing to take.  We provide all the information our investors need to make an informed, specific decision.

Sun Pacific Mortgage has been in business offering Hard Money Loans for 31 years.  

We have been able to help multitudes of home buyers and work with hundreds of private investors who increased their return on investments.  Much of our success is because we perform our due diligence before offering any trust deeds to our investors.

This makes it easier for them to determine their level of risk and to feel more secure in their business dealings with us.

Give us a call at 707-523-2099 or visit our investor information on our website to explore our investor program and learn how you can improve your financial picture in 2019 by diversifying your investment portfolio with our trust deeds.