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Private Lending Filling the Mortgage Gap

May 20, 2016 (0) comment , , , ,

Middleman (1)

With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications.  Mortgages in the U.S. last year totaled about 1.6 trillion, according to the…

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Recently Funded – Providing More Options

May 10, 2016 (0) comment , , , ,

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Hard Money Provides … A Quick Close Multiple Options Shorter term loan Makes an impossible deal possible “The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic.  It was like when everyone else seemed to be against us, Sun Pacific found a…

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What Makes a Hard Money Loan a Good Loan?

Apr 21, 2016 (0) comment , , , ,

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Hard Money loans are fantastic for short-term usage while investing in real estate. Depending on how it’s structured, a Hard Money loan can be available for as short as 3 months to as long as 5 years or longer. Traditional mortgage lending is often available for 10 years to up to 30 years. The real…

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It Is That Time of Year in Real Estate To Have Alternative Financing Readily Available

Apr 10, 2016 (0) comment , , ,

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“Gave us an excellent rate on our hard money loan and we got our money 5 days after we applied! I highly recommend Sun Pacific Mortgage!” LW “I can’t say enough good things about this company! The best experience I have ever had! Helpful & fast from the start! I highly recommend Sun Pacific Mortgage!!…

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Hard Money Investing Is Ripe In California – Especially With Us!

Mar 21, 2016 (0) comment

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What a great time to be a Private Investor in real estate. Hard money loan borrowers have only been increasing since 2012, as it is the only game in town after their favorite Bank or Conventional Lender tell the Borrower “no”. Property values are just continuing to rise. Becoming a Private Investor can earn you…

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Hard Money Loan of the Month – March

Mar 15, 2016 (0) comment , , , ,

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Rush Santa Rosa home loan rescued after being stalled by another Lender This past month’s “Loan of the Month” is highlighted for a few reasons, the primary reason being the speed in which it arrived to my hard money office in Santa Rosa, and got approved to fund: 1 day! This principal residence home loan…

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Sun Pacific Investor Quarterly – March 2016

Mar 11, 2016 (0) comment

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California Mortgage Association Conference Our office is a member of the CMA. It is the leading association for Hard Money Brokers. We just returned from the 2016 CMA Winter Conference. Attendees included Hard Money lenders, lawyers, servicers, insurers and Hard Money lobbyists. The purpose of the Conference is to keep Members abreast of the constantly…

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Recently Funded – We Can Do Big Deals

Mar 10, 2016 (0) comment , , , ,

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Not every Lender or Broker can fund Jumbo Loans nor can they rescue those troubled deals that just can’t seem to get loan approval. Give us a shot and see how good we can be! We have seen an increase in larger size loans, also known as Jumbo Loans (greater than $417,000), and in speaking…

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Become A Real Estate Investor

Mar 03, 2016 (0) comment

Real-Estate-Investors (1)

Hello to all Current, New and Potential Private Investors; Becoming a Private Investor can earn 8% to 13% in return! By investing in real estate mortgages your investment is secured. Investing in mortgages isn’t only buying or selling of mortgages at a discount. It includes directly lending your [hard] money to individuals and securing that…

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Do You Prefer Experience Over Caring Service?

Feb 26, 2016 (0) comment , , , ,

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Honest and caring Brokers and Agents are important for any Buyer and Seller – for real estate and financial services. The below noted KCM article reminded me of a first time Home Buyer I worked with, who was from out of town, and they told me that they had decided to go with our company…

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