California's Trusted Hard Money Lender Since 1988

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Backed By More Than 30 Years Of Trust!

Oct 10, 2019 (0) comment , , , , , ,

NorthBay Biz Top 500

We are privileged to have repeat and referred borrowers, realtors, lenders and brokers who have been placing their trust in us for the past 30 years and more.  It’s a trust we could never buy. It is a trust you can count on.  If you or a client is just shy of qualifying for conventional…

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Are Bay Area Real Estate Statistics Fluctuating?

Oct 01, 2019 (0) comment , , , , , , ,

Are Bay Area Real Estate Statistics Fluctuating

Have you been wondering what happened in the real estate market last month?  Below find some interesting facts regarding average sales prices for single family homes that might either surprise you or confirm your suspicions: San Francisco: $1,840,343.  Down $126,907 from July Menlo Park:  $2,744,629.  Up $159,895 from July Foster City: $1,900,846.  Down $29,862 from…

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How Is The Recession Going To Affect Real Estate & Mortgage Markets?

Sep 24, 2019 (0) comment , , , ,

How Is The Recession Going To Affect Real Estate Mortgage Market

Lately, we have been bombarded with the doom-and-gloom messages about the “inevitable” Recession at our doorstep.  As professionals, we have the obligation to inform and educate our clients about the financial climate, and this means giving them the “real scoop” as it affects their investments.   Steve Harney, a spokesman for Keeping Current Matters, delivered a…

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WANTED: Your Alt-A Loans!

Sep 19, 2019 (0) comment , , , , , ,

Wanted promo Alt A

We have the perfect solution for a home buyer or borrower who miss qualifying for a home loan or refinance by just a slim margin, through another conventional lender.  Solution is our unique Alt-A Hard Money program! – 65% LTV or less – Good credit (640 and up) – Rates as low as 6%* interest…

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7 Useful Things You Might Not Know About

Sep 10, 2019 (0) comment , , , ,

7 Useful Things You Might Not Know About

Arrow by your gas gauge:  Next to the gas gauge of nearly every car that’s been manufactured since 2010, there is an arrow that either points to the left or the right. A lot of people might never have noticed it, but it identifies the side of the car where you will find your gas…

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No Surprise! Pet-Friendly Homes Are in High Demand

Aug 27, 2019 (0) comment , , , ,

No Surprise Pet Friendly Homes Are in High Demand

In a recent study, it was reported that $72 billion (with a “b”) was spent on pets in the U.S. in 2018.  This statistic makes it easier to understand that when someone buys a home, they are considering the needs of their whole family, and that includes the family pet(s).  89% of pet owners say…

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How Effective Are Your Negotiating Skills?

Aug 20, 2019 (0) comment , , , , , ,

How Effective Are Your Negotiating Skills

There is no better way to secure your effectiveness as a negotiator than by truly being the guy in the “white hat”.  To distinguish yourself from the “black hats”, you must communicate your honesty and integrity to potential clients. You prove your dependability by quickly returning phone calls, turning around paperwork in a timely manner,…

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Tips To Get Your Home Purchase Offer Accepted

Aug 13, 2019 (0) comment , , , ,

Tips To Get Your Home Purchase Offer Accepted

Real estate availability may be loosening up, but if you encounter a good buy and want to strengthen your chances of snagging it, here are some tried-and-true tips to remember when presenting your offer: Increase Your Budget:  First-time buyers may be looking in a lower price range, which is one of the most competitive markets. …

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New Release! Alt-A Financing

Aug 08, 2019 (0) comment , , , , ,

New Release! Alt-A Financing

Alt-A Hard Money Loan! By The Guys in the White Hats  This is for borrowers who are just shy of qualifying for “A” paper.  This Brand-New program offers low hard money rates from 6% – 8%! – Fastest Funding Around (many funded in less than 5 days) – Borrowers with good credit (640+) – Lower Loan To Value…

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Bay Area Second Quarter Home Prices

Jul 30, 2019 (0) comment

Bay Area Second Quarter Home Prices

Except for San Francisco and San Mateo Counties, home prices in the Bay Area remained relatively flat according to data provided by local Multiple Listing Services.  Year-over-year prices flatlined across the Bay Area, except in Santa Clara and Sonoma Counties where prices retracted. All four of these counties, however, have reached historically high real estate…

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