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Direct Private Money Loans – The Guys in the White Hats Recently Funded: Location: Santa Rosa, Sonoma County Loan Program: Investment property refinance Loan Size: $1,020,000 Days to Close: 16 Why Needed Us: Property needed renovations and didn’t conventionally qualify. Location: No. Hollywood, Los Angeles County Loan Program: Business Opportunity Loan Size: $475,000 Days to…
Read moreReal Estate Experts Biggest Housing Issues for 2021

A survey was conducted in the fourth quarter of 2020 of real estate professionals to determine the biggest stumbling blocks to growth in 2021.The following are some of the key trends they see as potential difficulties: Inventory shortages: With levels down 22% from the previous year, this was the main concern of 84% of those…
Read moreWhat Does Low Inventory Housing Mean to You?

Lack of inventory has been the one constant throughout the real estate market for the past several years. Depending on whether you are a buyer or seller, this will be a significant factor in how you deal with the process. If you’re a buyer, it may take time to find the right home for you. …
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Direct Hard Money Lenders The Guys in the White Hats Fast Funding Difficult-to-prove-income OK Credit Problems OK Jumbo Loans provided Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help.
Read moreReal Estate Continues To Be A Great Investment

For a variety of reasons, the predicted recession of 2020 never affected the real estate market segment anywhere in the United States, but particularly in California. Back in March there was much “gloom and doom” with a tsunami of foreclosures expected as we sheltered in place. Instead, a housing boom has emerged in many of…
Read moreHow Did North Bay Real Estate Market End The Year?

Recession? What recession? This word has alluded the real estate market since early spring. We have only to look at December’s North Bay market numbers to see that there has been little to no effect on the real estate segment in Sonoma, Marin, and Napa Counties. Here is proof based on data points from the…
Read moreFast Loans Provided Here!

Fast Private Money Loans … From The Guys in the White Hats Recently funded by us: – Primary Residence Purchase – 437,000 loan amount – 61% LTV – Morgan Hill, CA – 2 Week Close! At Sun Pacific Mortgage we are routinely contacted by Brokers, Lenders and Realtors with a Borrower they are unable to…
Read moreHousing Market Forecast: What’s Ahead in 2021?

Even the experts were surprised by the growth in the California housing market during 2020. Almost every county had rising real estate values & sales including Sonoma County, Napa, Marin, Monterey, San Mateo and San Francisco. The big question now is: What will the market look like in 2021? Here are some of the facts…
Read moreLet Our Lending Experience Work For You!

We’re Direct Private Money Lenders – The Guys in the White Hats A recent Sonoma County borrower’s loan scenario is a perfect example of how we can help finance mortgages fast when others can’t: – Borrower owned a rental property with plenty of equity. – He was self-employed with difficult to prove income. – He…
Read moreNovember Real Estate Statistics for Napa and Marin Counties

In November, real estate continued to surprise and elate homeowners of Napa and Marin Counties. There was no problem getting homes sold, but finding a home was still a problem because of the lack of inventory. Here are some of the single family home statistics found for each county: MARIN COUNTY: New listings: 101 Into…
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