Why Borrow Private Money for Real Estate?
Borrowers have several options when looking for a mortgage. But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”. Private lending exists for several reasons, among them consider the following: Speed of Closing: Conventional mortgages usually take between 45-90 days to…
Read moreWhy Cash-Out Refinances?
A recent report in Quarterly Refinance Statistics, which covered refinances through 2020, stated that the dollar amount of cash-out refinances was greater in 2020 than in recent years. In another article published by Freddie Mac a report stated the following: “Americans treated their homes like ATMs last year, withdrawing $157.7billion amid a cash-out refinancing spree…
Read moreDirect Financing
We Can Get That Loan DONE! Our Private Money loan programs offer: Quick Loan Approval Faster Closes! Difficult-to-prove-income OK Credit Problems OK Contact us here, or give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help.
Read moreSonoma County Real Estate Snapshot In March
Living in Sonoma County has proven to be more difficult over the last year due to the restrictions imposed, however, that has not stopped or slowed down the continued good health in the real estate market here! The following data regarding single-family residences obtained from the county’s MLS will shine a light on just how…
Read moreIs a Private Money Loan Right for You?
To properly answer this question, we must first identify the meaning of a “private money” and “hard money” loan. In short, these terms are interchangeable and is a type of loan that is secured by real property. They are generally short-term loans with the Lender being an individual or company rather than a bank. These…
Read moreNeed A Loan Rescue?
The Guys in the White Hats Can Get That Loan Done! FAST Approvals Credit Problems Ok Local Lender, Family owned & operated Loan of the Week A local Mortgage Broker in Sonoma County sent his Borrower’s loan to us, due to some credit issues that popped up at the last minute. This Borrower needed 529,000…
Read moreThe Guys in the White Hats Can Get That Loan Done!
Need FAST financing? Turned down elsewhere for a home loan? We are Direct Private Money Lenders: Make Faster Offers – 10 day close! Difficult to prove income OK Trusted by over 10,000 Borrowers Credit Problems OK Recently Funded Program: Owner Occupied Refinance Loan Size: $2,590,000 Loan to value: 70% Location: Sausalito, CA Why Came To…
Read moreReasons We Are Not in a Housing Bubble
With home values appreciating by 10% in 2020, there has been some speculation that we might be in a housing bubble such as we were a decade ago. California residents, fear not! Here are some incredibly significant facts that this time is not like the past: Housing supply is extremely limited: If supply is low,…
Read moreCalifornia Counties Home Prices Continue To Climb
The growth in prices for homes in these major metros has been astonishing compared to last December. Homeowners who held onto their homes have been rewarded with hefty increases in sold prices. Still, the supply of pending sales is down. Let’s look at some of the major metro areas’ statistics: Metro LA: In December, average…
Read moreSan Francisco & North Bay Real Estate Market – review of Jan.2021
Sonoma, Marin, and Napa Counties have seen unprecedented sales numbers since the Spring of 2020. Pandemic conditions which resulted in remote working and distance learning has created a surge of demand for larger homes and bigger lots. Many San Francisco and Silicon Valley homeowners have found the answers to their search for a more compatible…
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