California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Thinking of Renovating? Buckle up!

Jun 12, 2019 (0) comment , , , , , , , ,

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need to be that way.  With the proper preparation and due diligence, pretty much anything can be avoided. We have all heard the horror stories of living a totally upended life during a renovation, and of timelines being ignored by professional contractors.…

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Hard Money – More Of The Short Story

Jun 12, 2019 (0) comment , , , , , , ,

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WHAT IS HARD MONEY…. Hard money loans are funded by private individuals. It is not money from a bank. The loans are used to handle a problem in the profile of the Borrower. They are usually short term (1 to 5 years) and can be funded quickly.  We have over 500 individual Investors who invest through…

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 Top Reasons For Hard Money This Summer

Jun 06, 2019 (0) comment , , , , , ,

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1. It’s Fast! We have done many refinances and purchase loans in less than a week. 2. Only TWO main qualifications for a Hard Money Loan! A. Equity or a decent down payment. B. An ability to repay the loan (source of income). 3. Credit Score not generally a factor! Do you or a client…

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We are excited to announce our hot summer Hard Money loan programs!

May 31, 2019 (0) comment , , , , , ,

We are excited to announce our hot summer Hard Money loan programs!

Program Attributes: – Fast Funding – Many closed in less than 5 days – Loans from $150,000 to $1.5 Million – All property conditions accepted – Difficult-to-prove income and FICO scores not an issue – Can finance investment properties and primary residences – We finance purchases and refinances   Make us your first and favorite…

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Why Are Millennials Buying Now?

May 21, 2019 (0) comment , , , , , , ,

Why Are Millennials Buying Now

A recent study of Millennial buyers examined the reasons they are choosing to buy a home at this time.  Here are the results: 1. To Control their Living Space – 93% Many a renter has dreamt of painting their space to reflect their personal style. Some Millennials yearn for a pet they are prohibited from…

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When Is the Best Time to Sell Your Home?

May 07, 2019 (0) comment , , , , , ,

When Is the Best Time to Sell Your Home

The Spring real estate market may have gotten off to slow this year because winter refused to release its grip on Mother Earth.  However, you can be sure that with more sunny days, the market is returning with a vengeance! April and May have historically proven to be the top months to sell a home.…

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Spring Is in The Air For Housing

Apr 16, 2019 (0) comment , , , , ,

Spring Is in The Air For Housing

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.   According to, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers…

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How To Minimize Your Real Estate Tax Obligations

Apr 04, 2019 (0) comment , , , , , ,

How To Minimize Your Real Estate Tax Obligations

“How can you best minimize your tax obligation under the new laws if you plan to purchase a home?”. This was one of the questions addressed in a recent article from House Logic, a National Association of Realtors publication.  It offered some very helpful information regarding tax-savvy home-buying, which is worth sharing because most people…

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End Frustration With BIG Green Hard Money Loans!

Mar 26, 2019 (0) comment , , , , , ,

End Frustration With BIG Green Hard Money Loans

  We can help you stop the frustration due those big loans not getting approved.  Let us help by getting you a BIG Green Hard Money Loan! Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 with any scenario.  We’ll let you know quickly how we can help!   Big…

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New Year Resolution 2 – Accomplished!

Mar 12, 2019 (0) comment , , , , , ,

New Year Resolution 2 – Accomplished

We Accomplished Our 2nd New Year Resolution… We Are Even MORE AWESOME Than Last Year! We can get that BIG loan funded FAST with our Hard Money programs! Call us at 707-523-2099 and find out how we can help you or your Home Buyer/Home Seller.

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Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO