California's Trusted Hard Money Lender Since 1988

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Loan of the Week – Different With Experts

Sep 17, 2020 (0) comment , , , , , ,

New NorthBay biz play

(What Is Hard Money Really? Click above to play video and find out!) Let The Experts Help Get You Loan Approval Are you frustrated by not getting loan approval for a client? Let us help!  We do not have any covid regulations and in fact, have only 2 main qualifications: #1. If buying a property…

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Wildfires and Sonoma County Real Estate Market

Sep 08, 2020 (0) comment , , , , , , , , ,

unnamed

While the fires have no doubt slowed real estate buying & selling activity in the North Bay for the time being, we know from past disaster experiences, that we can expect the market to tighten up.  With more demands for housing already existing within Sonoma County and surrounding regions – and the demands being placed…

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So Many Mortgage Changes…So Many Myths!

Sep 01, 2020 (0) comment , , , , , , , ,

So Many Mortgage Myths

In an excellent article written by Erica Sweeney for Realtor.com, the author lists common myths that she wishes to debunk.  We feel that this article is so on-point with California mortgage market, that we want to share the essence with you. Recent days have brought on changes unheard of in the past, especially in the…

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Loan Approval With Less Regulations – Recently Funded

Aug 27, 2020 (0) comment , , , , , , ,

3 generations strong with braden

Get Loan Approval Even If Self-Employed. Are you or your clients having problems getting loan approval with Underwriters at other lending institutions?   Are there mortgage approval slows due to issues of being self-employed, difficult-to-prove income, credit not good enough or turned down for some other reason? Let us help with our Hard Money loan…

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California Homeowners Are in the Driver’s Seat

Aug 18, 2020 (0) comment , , , , , , , ,

California Homeowners Are in the Drivers Seat

If you have been considering a move up or buy your first-time home, consider this the optimal time to make the investment!  While today’s homeowners have been staying in their homes longer, equity has been building, and when equity grows, selling a house becomes increasingly desirable.  This equity can now be applied forward to the…

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Breaking News – Recently Funded!

Aug 13, 2020 (0) comment , , , , , , , , ,

first Sept Promo

Easy Loan Approval With Hard Money! Breaking News: Are you running into difficulties with loan approval because your client is self-employed, has difficult-to-prove income, poor credit, needs fast cash or being turned down for some other reason? Our Hard Money loan programs do not have any new regulations. We have the same main 2 qualifications…

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Are California Buyers Still in Bidding Wars?

Aug 04, 2020 (0) comment , , , , , , ,

Are California Buyers Still in Bidding Wars

Because of the lack of inventory that still exists in California real estate markets, sellers remain in the driver’s seat.  At the beginning of the pandemic, in early March, there were many who feared that this recession would trigger a repeat of the 2008 real estate debacle.  By May, the real estate market surprised the…

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Recession? Yes, California Housing Market Crash? No

Jul 28, 2020 (0) comment , , , , , , ,

Recession Yes California Housing Market Crash No

The National Board of Economic Research (NBER) has announced that the U.S. economy is officially in a recession.  To which most of us would respond, “No kidding!”  The Bureau defines a recession like this: “A recession is a significant decline in economic activity spread across the economy, normally visible in production, employment, and other indicators.”…

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Recently Funded – Have More Clients Now!

Jul 23, 2020 (0) comment , , , , , , ,

July new promo

Stop Turning Away Clients! We’ve become expert at the packaging of loans for “Turned Down Elsewhere” Borrowers and getting them approved & funded – fast. Our unique Alt-A Hard Money Programs with rates as low as 6.5% is quite popular, allowing us to be a resource to handle almost any Borrower profile that is less…

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Look for a Rebound in the Housing Market

Jul 14, 2020 (0) comment , , , , , , ,

Look for a Rebound in the Housing Market

A hopeful sign of the economic recovery was reported by The National Association of Realtors (NAR) last month when they found that pending home sales increased by 44.3% in May.  This statistic registered the highest month-over-month gain in the index since NAR started tracking this metric in 2001. According to the Pending Home Sales Index…

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