California's Hard Money Lender Since 1988

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Heroes Among Us

Oct 11, 2017 (0) comment , , , , , , ,

Heroes Among Us – Production Is The Basis Of Morale We are back at work full time to help get the job done.  We know that getting back to work and producing makes one feel better.  Must admit, this has all been difficult!  We were struck by tragedy, (Ken-top producer and Ari -head of Marketing…

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Super-Fast Loan Done For Lender

Sep 20, 2017 (0) comment , , , , , ,

Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income.  She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…

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Who Is Today’s Real Estate Investor?

Sep 14, 2017 (0) comment , , , , , ,

Who do you envision when you think of the stereotypical real estate investor?  The reality is far from the Hollywood image of the businessman in an expensive suit.  It turns out that the “average” real estate investor is more like you or your next-door neighbor. Bigger Pockets, a real estate investment social network, had some…

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Sonoma County Real Estate Update

Aug 31, 2017 (0) comment , , , , ,

According to a recent article published by Pacific Union, Sonoma County’s 2nd Quarter real estate sales demonstrated a distinct divide between homes over $1 million and those under $1 million.  Homes priced between $1-3 million saw an increase in activity of almost 50%.  Homes listed under $1 million saw a noticeable decline in sales compared…

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Good News For Real Estate Investing

Jul 07, 2017 (0) comment , , , , , , ,

As a real estate Investor you are naturally concerned with the appreciation of your property.  Well, here’s some good news:  the Bay Area saw an average of 8 percent annual home price appreciation from January through April of 2017.  This information comes from Selma Hepp, Pacific Union’s Chief Economist.   Below is a summary of…

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Accomplish Your “Catch of the Day” With Hard Money

Jun 21, 2017 (0) comment , , , , , , , , ,

Investment Purchase Loan Daly City, California I had a Realtor and his Buyer call me, wanting a fast loan.  The Buyer didn’t want to miss out on a good property buy in San Mateo County.  He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our…

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Broker and Buyer Loan Rescued

Jun 07, 2017 (0) comment , , , , , , ,

Corona, California Purchase Recently a Broker from Riverside County contacted me to help rescue a frantic client, who was trying to buy a rental property.  This particular Home Buyer was having difficulty getting approval elsewhere despite making excellent monthly income and having good credit (over 700 FICO). The problem was he was self-employed with difficult…

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Crystal Ball Reading for Real Estate in 2017

May 17, 2017 (0) comment , , , , ,

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that some cities will see sales growth as high as 5-6%. If you are experiencing or…

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We Can Get You Loan Approval

May 09, 2017 (0) comment , , , , , , ,

We have all noted and experienced the tightness of the real estate market over the past several months.  But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap.  Everyone should be ready for the opportunities that lie ahead. And Hard Money…

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Alternative Financing Programs

Apr 25, 2017 (0) comment , , , , , , , ,

Hard Money Loans in General: Only 2 qualifications for the following loan programs: 1. Decent existing equity or at least 20% down payment; 2. An ability to repay the loan (source of income); Normal turn-around time – 1-1/2 to 2 weeks. Loans from $150,000.00 to $1.5 million. Bridge or Temporary – Owner Occupied and Investment…

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