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New Year – New Regulations Loan Structure in My Office

Feb 11, 2013 (0) comment

  LENDER’S VIEWPOINT by Broker, Forest Tardibuono New Year – New Regulations Loan Structure in My Office I want this article to be nothing but positive, because that is my attitude going in to this new year in the face of new regulations.  A lot of new regulations.  Tons of new regulations.  More friggin’ regulations…

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Real Estate and Buying A Home – On A High Horse But A Good One!

Jan 09, 2013 (0) comment

  LENDER’S VIEWPOINT by Broker, Forest Tardibuono “High Horse” – In a Good Way “Get off your high horse” is a request to someone to stop behaving in a haughty and self-righteous manner. But notice that a high horse is a common depiction in statues of leaders. These conjure images of a leader on his…

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PRIVATE MONEY Is that a good loan?

Feb 11, 2011 (0) comment

             As a Private Money lender for the last 20 years I have been asked many, many times – “Is that a good loan?”   Initially I would do the analysis of the house payment compared to 30 year fixed rates and the costs divided by the number of years they’d have the loan, blah, blah,…

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THE TRUTH ABOUT LENDERS AND LOAN OFFICERS

Jan 24, 2011 (0) comment

The real theme of this article should be all the change- and it has been an avalanche – wrought by the government in recent years to handle something that simple attrition has fixed. The problematic players in the real estate debacle, both the banks and the unscrupulous loan agents have, in the main, fallen out…

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IS IT A BUYER’S MARKET OR A SELLER’S MARKET ARE YOU CONFUSED?

Jan 11, 2011 (0) comment

What is a Buyer’s Market?  It’s a market were the buyer is in charge.  There are more homes on the market than there are buyers.  Buyer’s Rule! What is a Seller’s Market?  This is a market where there are more buyers than sellers and the offers are plenty, driving the price of the home up. …

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The Wave Is Coming

Dec 27, 2010 (0) comment , , , , ,

We keep hearing reports that the foreclosure wave is coming. It’s on the news and in the paper. Maybe it is, maybe it isn’t. We have not seen much evidence of it in Sonoma County. Here’s what we know so far… Fannie Mae has been holding back flooding the market with foreclosures so prices stabilize.…

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