California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

What Credit Score Is Needed To Buy A Home?

Oct 28, 2016 (0) comment , , , , ,

Many potential home buyers believe that they need a score over 780 to qualify.  In today’s world, this is no longer true. One of the more common misconceptions keeping potential home buyers from beginning their search has been the fear that their credit score is too low. According to a recent study by The Wharton…

Read more

Local & Creative Financing For Real Estate

Jun 13, 2016 (0) comment , , , ,

“I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the systems that you have in place! Always a pleasure!” “I commend you on another transaction and I will continue to refer you guys as I have on…

Read more

California Housing Market Headed in Right Direction

Jun 09, 2016 (0) comment , , , ,

In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates. C.A.R. President Pat “Ziggy” Zicarelli was quoted as saying: “California’s housing market is moving in the right direction as we enter the spring home-buying season, but sales growth will likely be isolated in areas where…

Read more

Owner Occupied Principal Residence – Part 1 of 2

Jun 08, 2016 (1) comment , , , , ,

 This will be the first in a series of articles that will explore the varied types of loans we offer Investors. Let me start off by saying that I will always do loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office.…

Read more

Get Your Hard Money Questions Answered Here….

Jan 26, 2016 (0) comment , , , ,

Even the most experienced conventional Brokers and Lenders might not know what a hard money loan is and how it can be beneficial to you…or them. I have lost count of how many Realtors, traditional Lenders, friends and acquaintances have asked me the same question: “What is hard money?”. Well, the article “Hard Money 101:…

Read more

The Key Attributes You Want In A Hard Money Broker

Dec 18, 2015 (0) comment , , , , ,

Having a local, truly experienced and educated Hard Money Broker behind you for your purchase or refinance is more important than you may think. A recent Hard Money article in Trust Deed Capital BLOG covers the importance of this quite nicely. Titled “Qualities of Top Hard Money Lenders”, posted by Ken Meyer. I can say…

Read more

Is Hard Money For You?

Oct 01, 2015 (0) comment , , , ,

IS HARD MONEY FOR YOU? Hard money loans aren’t for everyone, but, those with less than stellar credit, needing a quick loan, wanting to fix up a property, all fall within the parameters of why hard money is beneficial. If a Borrower qualifies for conventional or traditional financing, I tell them. Not only is it…

Read more

Don’t Give Up. You COULD Qualify To Buy A Home NOW.

Sep 25, 2015 (0) comment , , , ,

Don’t Give Up. You COULD Qualify To Buy A Home NOW. Home buying CAN become a reality. There are many loan programs available and families might just qualify to buy now – but they have to look for experienced lenders and agents to help get them all the information out there. DON’T GIVE UP. Persistence.…

Read more

Recently Funded Deals – The Buck Stops Here

Sep 22, 2015 (0) comment , , , , ,

Recently Funded Deals – The Buck Stops Here Being the last hope for an individual or family to buy a home or an investment property is not just a job for us but something we are proud we can be. We hope the following recently funded deals shows you how we can help you, your…

Read more

Flipping properties in North Bay….when done smartly it’s good for everyone.

Jun 07, 2013 (0) comment

Flipping properties in North Bay….when done smartly it’s good for everyone.   Having done many loans in the past and currently for flippers, I am with Rick Laws and Patrick Barber on what they say (see below Pacific Union Bay Area Real Estate Blog of June 6 2013 “San Francisco, Santa Rosa Metro Areas Ranked…

Read more

Categories