See our recent blog about the benefits of our Alternative Financing Solution:
https://www.sunpacificmortgage.com/blogs/stated-income-loans-from-sun-pacific-mortgage/
This unique program is for Borrowers & Buyers who are just shy of qualifying for “A paper” home financing. It’s our Hot program offering lower Hard Money rates from 7%- 9%:
- Borrowers with good credit (640+)
- Lower Loan To Value (less than 60% LTV)
- Nice property in good location
- Fast financing (many funded in less than 1 week)
Recently Funded Alt-A Scenario By Us:
Santa Rosa Home Buyer is turned down by her Lender 23 days into a 30-day Escrow, just had an alleged last-minute issue as to proof of income. Her Agent luckily knew of us and immediately called our office, requesting quick help. In just 6 days we had her loan approved and funds ready for her needed Bridge Loan of $946,870!
We continue to also offer our traditional Hard Money loan programs for those in need of fast cash, turned down elsewhere for credit issues or difficult to prove income or other disqualifying issues with conventional lenders.
Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com with any questions or scenarios and we’ll reply quickly with what we can do for you or someone you know!