MORTGAGE & REAL ESTATE
A California Corporation
Direct Private Money Lenders Since 1988! - The Guys in the White Hats
FAST Private Money Loans
Creative Financ*ng for the 21st Century.
Many loans funded and recorded in under 1 week!
Experienced • Reliable • Honest • Fast
Private Money Programs
Loan*Am*unts: up to *3***lion +
ALT-AALT-A PrivatePrivate
MoneyMoney Program*Program*
BusinessBusiness PurposePurpose LoansLoans
InvestmentInvestment PropertyProperty //
CommericalCommerical PropertyProperty
(Purchase(Purchas* && Refin*nc*)Re****nce)
OwnerOwner OccupiedOccupied
BridgeBridge // TemporaryTemporary // LongLong TermTerm
ConsumerConsumer PurposePurpose LoansLoans
(Purchase(Purchase && Refinance)Refinance)
InvestmentInvestment PropertyProperty
ConsumerConsumer LoansLoans
(Refinance)(Refinance)
•Consumer Purpose:
TERM
11 months or 15 years
•Busi*ess Purpo*e:
1 to 3 years
Interest Only
(longer case*by case)
12 months to 3 years
11 months – Interest Only
or
15 Year Hybrid Loan
(3 years Interest Only and then 12
years amortized)
61 months
Interest Only
6% - 12%
6% - 12%
6 % - 13%
6% - 8.5%
RATE
PREPAY
•Consumer Purpose:None
•Business Purpose: 3 to 12 months
minimum payments or prepayment
penalty
3 - 12 months
3 - 12 months
NONE
PENALTY
60% or less
LTV
up to 70%
(Hi*her LTV case by cas*)
65% - 70% (Higher LTV case *y
case)
up to 70%
(Higher LTV case by case)
POINTS** &
FEES
3 - 5 pts Plus $2490
(Processing, Doc prep, &
Underwriting)
3 - 5 pts Plus $2490
(Processing, Doc prep, &
Underwriting)
3 - 5 pts Plus $2490
(P*oces*ing, Doc prep, &
Underwriting)
3 - 5 pts Plus $2490
(Processing, Doc prep, &
Underwriting)
For Real Estate Professionals Only.
*Alt-A Program is for Strong Borrow*rs, 60%*LTV or lower, nice property/good *ocation.
**Points for loan programs subject to change. Lowe* rates on lower lo*n-to-values, case b* case basis.
Call Us at (707) 523-2099
www.SunPacificMortgage.com
CA DRE license #10464899 and NMLS #360993