What a Difference a Decade Makes!
Just ten years ago, many homeowners were desperately trying to hang on to their homes. Trying to sell a home was considered a nightmare. Buyers were having a struggle to find a financial institution that would lend them the money to purchase or refinance a home. Thank heavens that is all behind us! The fundamental…
Read moreSimple Ways to Make Your House Smell Like the Holidays
Several behavioral studies have demonstrated that smells trigger more vivid emotional memories and are better at inducing that feeling of “being brought back in time” than images. Never is that more apparent than during the holiday season. Winter holidays would not be the same without the warm, cozy scents of the season. How can you…
Read moreFurniture Arrangement Matters
It is important to consider the use of the space when designing furniture placement in a home. Be it staging a house to sell quicker or catch a higher purchase price; How about setting up one’s home for better comfort and entertainment. Furniture makes the room, but the placement of the furniture matters just as…
Read moreWhat’s New in Home Design for 2019?
A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year. With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world. Here are some examples of the forecasted changes: Full-height backsplashes…
Read moreHow To Significantly Increase The Value of Your Rental Property
One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…
Read moreMake More Money With Your Investments
Any time your money makes money with little time investment on your part, it’s a good deal. That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership. In today’s unsettled…
Read moreSonoma County Real Estate Update
According to a recent article published by Pacific Union, Sonoma County’s 2nd Quarter real estate sales demonstrated a distinct divide between homes over $1 million and those under $1 million. Homes priced between $1-3 million saw an increase in activity of almost 50%. Homes listed under $1 million saw a noticeable decline in sales compared…
Read moreRevitalize That “Dead Loan” With Our Not Normal Loan Programs
This year so far (January through July) we have closed 142 Hard Money Loans – 20+ loans per month. Loans done so far total over 45 million. These not-normal programs have much more forgiving qualifications than traditional financing. Regularly we have Brokers and Lenders reaching out to us with a transaction they are hoping to…
Read moreAccomplish Your “Catch of the Day” With Hard Money
Investment Purchase Loan Daly City, California I had a Realtor and his Buyer call me, wanting a fast loan. The Buyer didn’t want to miss out on a good property buy in San Mateo County. He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our…
Read moreAlternative Financing Programs
Hard Money Loans in General: Only 2 qualifications for the following loan programs: 1. Decent existing equity or at least 20% down payment; 2. An ability to repay the loan (source of income); Normal turn-around time – 1-1/2 to 2 weeks. Loans from $150,000.00 to $1.5 million. Bridge or Temporary – Owner Occupied and Investment…
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