California's Trusted Hard Money Lender Since 1988

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Loan of the Week – Giving Faster Financing

Apr 30, 2020 (0) comment , , , , , , , ,

all here avengers

Loan of the Week We received a request from a Sonoma County Broker, who had a borrower with a note that had come due. Unfortunately, this borrower needed more time to repair her credit in order to qualify for conventional financing, so needed a short-term Hard Money loan. She required $550,000 to satisfy her present…

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Los Angeles First Quarter Report

Apr 28, 2020 (0) comment , , , , , , , ,

Los Angeles First Quarter Report

As we entered this unchartered territory in the first quarter of 2020, the real estate market reflected some unevenness. Results for this past quarter in Los Angeles County were location and market specific. Looking at various communities within the whole of the county we find these statistics: Properties on the market moved quicker in the…

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Having The Right State of Mind

Mar 19, 2020 (0) comment ,

spmgroup

We’ve realized that our hometown – Santa Rosa, Sonoma County, CA – has taught us a BIG lesson: No matter what happens, be it wildfires or Coronavirus, we will be open and help all we can!  Sonoma Strong! With the volatility in the stock market and uncertainty about the Coronavirus some are concerned we may…

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Is It The Right Time To Sell Or Buy In California?

Mar 03, 2020 (0) comment , , , , ,

Is It The Right Time To Sell Or Buy In California

People generally believe that the winter months are not the best time to list their home for sale; however, a recent report in Showingtime, a real estate industry magazine, reveals how this year is different all over the country: Buyer activity is way up compared to the same time last year. The West, specifically, saw…

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Most Popular Program – Recently Funded!

Feb 27, 2020 (0) comment , , , , , , , ,

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Most Popular Alternative Financing! Want fast alternative financing or have a client who just misses qualifying for regular “A-paper” financing?  Then you have to take advantage of our one-of-a-kind loan program: Rates as low as *6%! Good credit (640 and up) Loan To Value 64% or less Property in good condition & location  Call us…

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Q4 2019 Sonoma and Napa Counties Real Estate Reports

Feb 25, 2020 (0) comment , , ,

Q4 2019 Sonoma and Napa Counties Real Estate Reports

Recent Sonoma and Napa Counties real estate statistics reveal a flattening of the market experienced last quarter: Napa County # of closed sales = 276 (1% decrease over prior year) Average sales price:  $1.0 Million (9% decrease over prior year) Sonoma County # of closed sales = 1,022 (2% decrease over prior year) Average sales…

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Recently Funded – Trusted for Over 3 Decades

Feb 20, 2020 (0) comment , , , , , , , , ,

ft and kw Feb2

Family Owned for 32+ Years! “What I liked most about working with you was your SPEED. My borrowers/clients were happily satisfied. You are our go-to for Owner Occupied hard money, so I definitely refer you to anyone!” – Bank Acct Manager, E.G.  As you can see in the below Recently Funded scenarios, we are here…

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The Year In Review

Feb 18, 2020 (0) comment , , , , , , , ,

The Year In Review

While reviewing 2019, here at Sun Pacific Mortgage & Real Estate we were happily surprised by some of the significant accomplishments we achieved, resulting in many more homeowners and home-buyers getting the financing they were hoping for! As we embark on our 32nd year in the real estate & mortgage business, we are proud to…

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Real Estate Predictions for 2020

Feb 11, 2020 (0) comment , , , , ,

Real Estate Predictions for 2020

At the end of the year all eyes are on the new year.  Too bad we don’t have a crystal ball to predict the real estate market of the future.  We only have the current situation and historical trends to guide us.   Real estate market trends are driven by several factors:  inventories, home prices, interest…

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Recently Funded – Growing In Popularity

Feb 06, 2020 (0) comment , , , , , , , ,

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Ever-Growing Popularity For This Financing Last year our family of borrowers grew to more than 10,000!  Many of these new clients were referrals from our trusted army of referring Realtors, Lenders and Mortgage Brokers who turned to us for assistance in getting their home buyers and borrowers the financing they needed. “You have no idea…

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Proven Trustworthy By Over 10k Borrowers

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