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Sun Pacific Mortgage Offers New & Unique Alt-A Hard Money Program

Oct 08, 2019 (0) comment , , , , , , ,

Sun Pacific Mortgage Offers New Unique Alt A Hard Money Program

We have been a Money Lender for over 3 decades and have recently begun offering a new type of loan Program for the many home buyers and borrowers who are turned down elsewhere for a real estate loan: an Alt-A Hard Money Program! We are located in Santa Rosa (Northern California) and are licensed for…

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Are Bay Area Real Estate Statistics Fluctuating?

Oct 01, 2019 (0) comment , , , , , , ,

Are Bay Area Real Estate Statistics Fluctuating

Have you been wondering what happened in the real estate market last month?  Below find some interesting facts regarding average sales prices for single family homes that might either surprise you or confirm your suspicions: San Francisco: $1,840,343.  Down $126,907 from July Menlo Park:  $2,744,629.  Up $159,895 from July Foster City: $1,900,846.  Down $29,862 from…

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Alt-A Hard Money Is Hot – No Bull!

Sep 26, 2019 (0) comment , , , , , , ,

Alt A Hard Money Is Hot No Bull

 Have a strong borrower who just misses qualifying for traditional “A-paper” financing? This is where our Alt-A Hard Money program can help with a loan turned down at the last moment!   This new Alt-A Hard Money program is one-of-a-kind and is hot with other real estate agents, mortgage brokers, lenders and their borrowers &…

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How Is The Recession Going To Affect Real Estate & Mortgage Markets?

Sep 24, 2019 (0) comment , , , ,

How Is The Recession Going To Affect Real Estate Mortgage Market

Lately, we have been bombarded with the doom-and-gloom messages about the “inevitable” Recession at our doorstep.  As professionals, we have the obligation to inform and educate our clients about the financial climate, and this means giving them the “real scoop” as it affects their investments.   Steve Harney, a spokesman for Keeping Current Matters, delivered a…

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Home Improvement Ideas That Won’t Break the Bank

Sep 17, 2019 (0) comment , ,

Home Improvement Ideas That Won’t Break the Bank

Keeping costs down while improving your property is a definite “must”, especially for a rental.  Some of the more cost-effective ways to achieve the best return on your investment may be the following: Paint:  You can change the entire perception of a property with the right paint color choice.  For example, paint can make a…

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Our New Loan Program Is Wrangling Up Fast Approvals!

Sep 12, 2019 (0) comment , , , , , , ,

Our New Loan Program Is Wrangling Up Fast Approvals!

Real estate loan turned down at the last minute?  Strong borrower but just don’t quite qualify for traditional “A-paper” financing?  This is where our new Alt-A Hard Money program can help, with lower rates between 6 – 8%!   The main qualifications are:  – 65% Loan To Value or less – Property in good condition and…

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No Surprise! Pet-Friendly Homes Are in High Demand

Aug 27, 2019 (0) comment , , , ,

No Surprise Pet Friendly Homes Are in High Demand

In a recent study, it was reported that $72 billion (with a “b”) was spent on pets in the U.S. in 2018.  This statistic makes it easier to understand that when someone buys a home, they are considering the needs of their whole family, and that includes the family pet(s).  89% of pet owners say…

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How Effective Are Your Negotiating Skills?

Aug 20, 2019 (0) comment , , , , , ,

How Effective Are Your Negotiating Skills

There is no better way to secure your effectiveness as a negotiator than by truly being the guy in the “white hat”.  To distinguish yourself from the “black hats”, you must communicate your honesty and integrity to potential clients. You prove your dependability by quickly returning phone calls, turning around paperwork in a timely manner,…

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Accessory Dwelling Units: Do Your Homework First!

Aug 06, 2019 (0) comment , , , , , ,

Accessory Dwelling Units Do Your Homework First

The housing crisis, especially in California, has worsened over the past decade.  There is a report that states California is short three million housing units. This accounts for the additional pressure on home and rent prices.  To alleviate this disparity some cities are reducing the red tape required to build these attached or detached structures…

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Real Estate Vs. Your 401K

Jul 23, 2019 (0) comment , , , , , , ,

Real Estate Vs Your 401K

All of us would like to think we are going to retire someday, and hopefully, it will be comfortably. To that end we are encouraged to contribute to a 401K.  Unfortunately, the growth rate of most 401K accounts will not offer us the retirement we anticipate. As an example, even if you were to put…

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