Hard Money Myths BUSTED
Myth 1: Hard Money loans are often predatory and come from dishonest lenders. Nothing could be further from the truth. We have been doing hard money loans in California since 1988. We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan…
Read moreWhat’s New in Home Design for 2019?
A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year. With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world. Here are some examples of the forecasted changes: Full-height backsplashes…
Read moreSelling Your Home in Today’s Market
It is never a fun adventure to sell your home, especially while you’re still living in it. And in today’s market, where multiple offers are not the norm they once were, it is even more important to observe some basic rules. Keep your home pristine! Not just “picked up”, but sparkly clean. It should look…
Read moreRefinancing and the Holiday Season
With so much going on during the holidays, why would any sane person consider refinancing? Well, it might make more sense than it appears at first glance. One of the main reasons might be to pull out cash for end-of-year expenses, or to free up your cash-flow and get yourself on a better financial footing…
Read moreWhere Is The Real Estate Market Headed?
What’s one to believe about the real estate market today? There are so many conflicting headlines that even the savviest investor is confused. Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months. Does this…
Read moreTo Buy or Not To Buy?: That is the Question
Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area. Some of the questions you might want to ask include: What can you afford? How much do…
Read moreHow To Significantly Increase The Value of Your Rental Property
One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…
Read moreAs We Rise From The Ashes
As we all begin to emerge out of the smoke and ashes to a new reality, we are faced with numerous, difficult hurdles. Rebuilding or finding a new home is one of the major issues faced by so many today. At Sun Pacific Mortgage we are standing ready to help with any of your financing…
Read moreWhat Is a Bridge Loan – And How Is It Beneficial?
Real estate agents, investors, home buyers and home sellers are always interested in utilizing smart home buying strategies. A bridge loan is a type of creative financing that falls into the category of “smart home buying strategies”. It is a short term loan, 12 to 18 months only. It gets paid off with longer-term financing…
Read moreMaking Loan Wishes Come True for the Holidays!
Hard Money Loan of the Month By Ken Walker, Lead Loan Originator Property Refinance in Berkeley, California I received a call from a borrower whose parents had recently passed away, he had their reverse mortgage and was given just a few months to pay this off or lose the house. Needless to say, this was…
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