California's Hard Money Lender Since 1988

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Hard Money – The Short Story

Mar 07, 2018 (0) comment , , , , , ,

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What is hard money? A category of real estate loan program, usually short term, fast and used to handle whatever the problem was in the profile of the Borrower or property. The problems could be credit, income, the property itself and/or simply the need for speed. Hard Money is not money from a bank. The funds…

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We Fund BIG Loans!

Mar 01, 2018 (0) comment , , , , , ,

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Here at Sun Pacific Mortgage, we offer Hard Money financing for Jumbo size loans and larger.  We have qualifications that are more forgiving than conventional and traditional loan programs. Recently Funded Hard Money Jumbo Loan $770,000 – Redwood City in San Mateo County 68% Loan to value 16 days to close Our type of financing…

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We Fund Them BIG

Feb 22, 2018 (0) comment , , , , , , ,

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Only two main qualifications for our Hard Money Loans: 1. Equity or a decent down payment. 2. An ability to repay the loan.   RECENTLY FUNDED BY US NOTE: We can finance up to 75% Loan to Value, case by case basis. Single Family Houses, Condos, Principal Residences $700,000 – Sonoma in Sonoma County, California…

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Make Your Dream A Reality in 2018

Feb 14, 2018 (0) comment , , , ,

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Owning your own home doesn’t need to be a fairy tale or a figment of your imagination.  2018 can be the year you make it happen by simply dispelling some commonly held homebuying myths regarding age and first-time home buyers.   According to realtor.com, 65% of all surveyed homebuyers were first-time buyers and 40% of…

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The Comeback of Multigenerational Housing

Dec 18, 2017 (0) comment , , , , , ,

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During the last decade the real estate market has seen a phenomenon that it has not experienced since the 1950s…a significant increase in multigenerational homes.  According to a recent study,  about 21% or 32 million Americans share a roof with their grown children or parents.  A report by the National Association of Realtors (NAR)  states…

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Superheroes Fund Not-Normal Loans

Dec 06, 2017 (0) comment , , , , , ,

Got Superheros both Ken and Forest

When you need a fast response and faster home loan, we are here for you!  We are known for our ability to provide speedy financing for your real estate needs.   Known as Hard Money, these loans might enable you to bring that superhero offer to a Seller or to be the superhero Agent for…

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Loan of the Month – Helping People Makes Me Smile.

Nov 30, 2017 (0) comment , , , , , ,

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Helping People Makes Me Smile. We have been offering Hard Money Loans for almost 30 years now, and it still makes me happy to do what I do. Earlier this month, a Homebuyer called in, looking for a quick loan on a home she wanted to purchase in San Diego. She had contacted several other…

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How To Say Goodbye To Your Home

Nov 21, 2017 (0) comment , , , , ,

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Since the Sonoma and Napa fires we have been forced to think about saying “Goodbye” to many things, not the least of which is our home.  Those who are fortunate enough to sell their home to a willing buyer, may also experience a great sense of loss.   Our home is the place where we find…

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We Are Thankful For Being Able To Help Others With Our Loans

Nov 16, 2017 (0) comment , , , , , ,

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A Recent Hard Money Borrower Sent Us The Following: “I wanted to thank you for your help in saving our home. “Sun Pacific Mortgage and their hard money Lenders/Investors allowed us to save our home with a temporary hard money loan.  After going through a difficult financial time, we fell behind on our mortgage which…

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Are You Asking “Should I Buy or Rent?”

Nov 09, 2017 (0) comment , , , , , , ,

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It is surprising that even with the sustained rise in home prices over the last couple of years, buying a home can be noticeably less expensive than renting one in the Bay Area. There was a recent study done that determined buying is 13% cheaper than renting a comparable home in the San Francisco Marin,…

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