CREDIT – The Bane of Home Loan Approvals
CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…
Read moreHow Can I Get A Home Loan?
Out of the Ashes… LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…
Read moreThe Winning House Bid – You Get the Deal
The Winning Bid It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true. The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war. That is a listing that receives multiple offers. These happen with frequency in…
Read moreProven Realtor Social Networking & Marketing Sites
Lenders Viewpoint By Forest & Lynn Tardibuono Proven Realtor Social Networking & Marketing Sites After our Daughter ‘n Law (who is our Marketing Director) attended the local Sonoma County Tech Expo with seminars from experienced representatives of Trulia, Zillow and C.A.R., we all decided a list of the staple social networking, marketing and advertising sites…
Read moreMake The Market Work For You Instead Of Desperately Working For It!
Getting the message out to Realtors and your clients about the current market good news, such as “You can sell your house for free with a short sale” and “equity sales are up 59%!” will only make you more money. Like Mike Kelly of Keller Williams Realty stated, “By creating a bigger pie we…
Read moreSure Advice for Real Estate Success
LENDER’S VIEWPOINT By; Broker Forest Tardibuono Sure Advice for Real Estate Success As Rick Laws mentions in his 2nd quarter real estate report, the Bay Area experienced over 30% increase in homes sold compared with last year. A 30% increase! The big question is: “How does a Buying Agent get their Buyers to write the…
Read moreAll Roads Lead to Rome
All Roads Lead to Rome This ancient adage simply means that the facts of a matter point to one conclusion. Since I write articles about lending and real estate, I’ll give you the facts and let’s see if “all roads lead to Rome”, that is we conclude the same thing. Interest rates on 30 year…
Read moreINVESTORS AND “HARD MONEY” LOANS
LENDER’S VIEWPOINT By Forest Tardibuono There was a really good article in the Wall Street Journal last week about Hard Money loans. It was informational to borrowers and investors alike. It spoke of the fact that Hard Money loans will account for 1% of the 5.5 million home loans originated this year, up sharply…
Read moreInvestors Are Buying An Ever Increasing Number Of Homes
LENDER’S VIEWPOINT By Forest Tardibuono, Guy In The White Hat Investors Are Buying An Ever Increasing Number Of Homes [youtube=http://www.youtube.com/watch?v=WGFisHIVFJE&w=448&h=252&hd=1] See why it IS the time to buy a home! I feel like it is my calling to promote home ownership in America. You might think I have an inherent conflict of interest as…
Read moreThe Guy In The White Hat Comes To Homebuyers’ Rescue!
The Guy In The White Hat Comes To Homebuyers’ Rescue! [youtube=http://www.youtube.com/watch?v=k3eFWtb6pz0&w=448&h=252&hd=1] Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these. We are the local Hard Money…
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