Finding A Legitimate Broker Is The Only Way To Go
Facts and Figures Unarguable Regarding Homeownership Just a few “facts & figures” why being a home owner is the right choice. So getting a hard money loan or conventional loan – it all ends with the same result. Homeownership is valuable. For the past 26 years I’ve been in real estate and lending…
Read moreHard Money Loans Rescue Home Buyers & Home Owners
Hard Money Loans Rescue Home Buyers & Home Owners Hello again! I always like to push the idea of home ownership. It is still the best financial investment you can make at any time in your life, so don’t give up if you are trying to buy! In recent Trulia and Keeping…
Read morePrivate Mortgage Investing Is Ripe – Especially With Us!

What a great time to be a Hard Money Investor, property values are just continuing to go up. Since 2012 private money loan borrowers has only been increasing as it’s the only game in town after B of A and Wells Fargo tell the Borrower “no”. Borrowers who have poor credit or difficult-to-prove income due…
Read moreIt Pays To Buy VS Rent
The recent KCM article “Don’t Get Caught in the ‘Renter’s Trap’ might surprise hopeful home buyers. http://www.keepingcurrentmatters.com/2014/08/27/dont-get-caught-in-the-renters-trap/ Written by The KCM Crew on August 27, 2014 “If you are currently renting you could get caught up in a cycle where increasing rents continue to make it impossible for you to save for a necessary down…
Read moreHard Money Rescues Turned Down Loans
Check out our most recent Hard Money video here: Hard Money Rescues Turned Down Loans If you feel like your loan application is drowning, soon to “die” by getting turned down, then you need to watch this video of how I can rescue such a loan. Real Estate loans can be hard to…
Read moreHard Money Loan Saver
Check out our most recent Hard Money video here: Hard Money More Attractive than Ever Hello, My last blog was the Federal and California report and forecast. I live and operate in Sonoma County so that is the first region I’ll explore. I would guess that about 33% of the loans I write…
Read more5 Reasons to Hire a Real Estate Professional
I saw this article from The KCM Blog and rang very true: 5 Reasons to Hire a Real Estate Professional http://www.keepingcurrentmatters.com/2013/10/02/5-reasons-to-hire-a-real-estate-professional/ “The real estate market is a place where most people will make their largest investment ever. It is a place where fortunes can be, and often are, made. It is not a place, however,…
Read more2014 is the Year of Hard Money Loans
2014 is the Year of Hard Money Loans from The Guy in the White Hat Hello, Preview of coming attractions! I will have a future, more exact Blog on the recent changes to Hard Money lending – High Cost loans. For now, I have taken all in stride and will continue to promote Hard…
Read moreMake the Winning Offer
Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans. It was informational to borrowers and investors alike. It spoke…
Read moreCREDIT – The Bane of Home Loan Approvals
CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…
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