To Buy or Not To Buy?: That is the Question
Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area. Some of the questions you might want to ask include: What can you afford? How much do…
Read moreWhy Should I Sell My Home This Fall?
There are probably a myriad of reasons to sell this Fall, but let’s look at just a few: For starters, Buyer demand is still strong. While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR. Although the housing inventory is still less than 6…
Read moreHow To Significantly Increase The Value of Your Rental Property
One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…
Read moreUseful Investment and Real Estate Apps & Websites
The internet has spawned several helpful apps for anyone involved in the real estate world. I found some to be especially helpful, both in locating and in evaluating possible investment properties. Below are some of the more notable ones: Bigger Pockets This app contains searchable forums where most every question that you can think of…
Read moreNeed To Know Basis – The Shrewd Realtor
As a real estate agent you need to know the products out there for the buyer. I mean loan products. Everyone and anyone could buy a home during the heyday! Now there are really only a few loan programs: The government regulated (Fannie Mae/Freddie Mac, FHA, VA) The In-House loans (credit unions and local banks)…
Read moreTop 5 Reasons To Refinance Using Hard Money
If you have good equity in your home, you can potentially refinance. Below are the top 5 reasons one would refinance using hard money, also known as alternative financing: Remodel your property Buy an investment property Consolidate debt Get ready for the Holidays Finance kids education Refinancing one’s home doesn’t only reduce stress it…
Read moreAre You A Risky Borrower?
I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home. This is not the case if you findthe…
Read moreMy Own Hard Money Story
I wanted to tell my personal story about Hard Money financing to help other families struggling with loan approvals. My Husband and I could not get any local bank or credit union to approve our loan application to buy our first home. I had not yet worked at my job for 2 years and my…
Read moreReasons To Sell A House This Summer
Selling one’s house can be a challenge no matter what season it is, be it Summer, Winter, Fall or Spring. According to Keeping Current Matters article, “5 Reasons To Sell This Summer”, there is some logic in selling your home during the hot summer: Demand Is Strong There Is Less Competition Now The Process Will…
Read moreWhat are Hard Money Loans and How Do They Work?
If you’re not familiar with Hard Money Loans, you may be asking yourself what they are, and what makes them different from traditional loans? If you have had trouble getting a loan through your bank or other traditional lending options due to bad credit, a past bankruptcy, or other troubles, it may be time to…
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